Personal Financial Literacy by Quanise Moore https://padlet.com/quamoo6924/v4n4h4iotv2u en-us 2018-09-25 15:00:36 UTC 2025-09-29 05:25:24 UTC hello@padlet.com Wage quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/285571967
a fixed regular payment, typically paid on a daily or weekly basis, made by an employer to an employee, especially to a manual or unskilled worker.
]]> 2018-09-25 15:02:17 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/285571967 Salary quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/285573205 fixed regular payment, typically paid on a monthly or biweekly basis but often expressed as an annual sum, made by an employer to an employee, especially a professional or white-collar worker.]]> 2018-09-25 15:03:35 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/285573205 Gross pay quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/285574493 the amount of money your employees receive before any taxes and deductions are taken out]]> 2018-09-25 15:05:01 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/285574493 Net pay quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/285602576 the amount of pay remaining for issuance to an employee after deductions have been taken from the individual's gross pay]]> 2018-09-25 15:37:45 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/285602576 Disposable income quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/285603768 2018-09-25 15:39:19 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/285603768 Discretionary income quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286482768 income remaining after deduction of taxes, other mandatory charges, and expenditure on necessary items.]]> 2018-09-27 13:07:47 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286482768 Fixed expenses quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286483365 costs are those that do not fluctuate with changes in production level or sales volume. ]]> 2018-09-27 13:08:40 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286483365 Variable expenses quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286483932 expenses that can change depending on your use of products or services; they are somewhat unpredictable.]]> 2018-09-27 13:09:26 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286483932 Budget quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286484606 an estimate of income and expenditure for a set period of time.]]> 2018-09-27 13:10:23 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286484606 savings quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286486245
the money one has saved, especially through a bank or office scheme 
]]> 2018-09-27 13:12:53 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286486245 Investing quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286486807
expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture.
]]> 2018-09-27 13:13:48 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286486807 checking quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286487239 an account at a bank against which checks can be drawn by the account depositor.


]]> 2018-09-27 13:14:28 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286487239 credit card quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286487814 a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.]]> 2018-09-27 13:15:26 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286487814 Creditworthiness quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286490832 a valuation performed by lenders that determines the possibility a borrower may default on his debt obligations. ]]> 2018-09-27 13:19:33 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286490832 percentage rates quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286491308 2018-09-27 13:20:11 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286491308 Credit report quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286499274  a detailed report of an individual's credit history prepared by a credit bureau]]> 2018-09-27 13:30:34 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286499274 stock market quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286500160 the aggregation of buyers and sellers of stocks, which represent ownership claims on businesses; these may include securities listed on a public stock exchange as well as those only traded privately.]]> 2018-09-27 13:31:52 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/286500160 Bonds quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287116771 loans, or IOUs, but you serve as the bank. ]]> 2018-09-28 19:04:39 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287116771 tax quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287117427 a compulsory contribution to state revenue, levied by the government on workers' income and business profits or added to the cost of some goods, services, and transactions.]]> 2018-09-28 19:06:19 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287117427 Federal trade commission quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287117978 a federal agency, established in 1914, that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace.]]> 2018-09-28 19:07:50 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287117978 identity theft quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287118151 the fraudulent acquisition and use of a person's private identifying information, usually for financial gain.]]> 2018-09-28 19:08:19 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287118151 Fraud quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287118363 wrongful or criminal deception intended to result in financial or personal gain.]]> 2018-09-28 19:08:58 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287118363 Ponzi schemes quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287118572 a form of fraud in which belief in the success of a nonexistent enterprise is fostered by the payment of quick returns to the first investors from money invested by later investors.]]> 2018-09-28 19:09:41 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287118572 Health insurance quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287118749 a type of insurance coverage that pays for medical and surgical expenses incurred by the insured]]> 2018-09-28 19:10:12 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287118749 Life insurance quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287119244 insurance that pays out a sum of money either on the death of the insured person or after a set period.]]> 2018-09-28 19:11:32 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287119244 Car insurance quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287119461 a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft]]> 2018-09-28 19:12:13 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287119461 liability insurance quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287119973 a part of the general insurance system of risk financing to protect the purchaser from the risks of liabilities imposed by lawsuits and similar claims.]]> 2018-09-28 19:13:31 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287119973 Disability insurance quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287120187  a type of insurance that will provide income in the event a worker is unable to perform their work and earn money due to a disability ]]> 2018-09-28 19:14:09 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287120187 Standard of living quamoo6924 https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287120831 the degree of wealth and material comfort available to a person or community.]]> 2018-09-28 19:15:17 UTC https://padlet.com/quamoo6924/v4n4h4iotv2u/wish/287120831