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      <title>Financial Tuneup  by </title>
      <link>https://padlet.com/jamemckenzie/v2u4g486a0l9</link>
      <description>James McKenzie</description>
      <language>en-us</language>
      <pubDate>2018-05-03 12:12:16 UTC</pubDate>
      <lastBuildDate>2018-05-03 13:12:54 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Tip #1: Consider a Financial Planner</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257608148</link>
         <description><![CDATA[<div>- About 2 hours to set up.<br>- People WILL help you.<br>- You are not forced to create if you schedule a meeting.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:17:05 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257608148</guid>
      </item>
      <item>
         <title>Tip #2: Seek a Lower-Interest Credit Card</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257609838</link>
         <description><![CDATA[<div>- You can seek alternates.<br>- Only about 10 minutes to call about it.<br>- Hard to check balance fees.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:21:24 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257609838</guid>
      </item>
      <item>
         <title>Tip #3: Buy a Disability Policy</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257611284</link>
         <description><![CDATA[<div>- You could be out of work for a year or two, so it is best to be prepared.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:25:10 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257611284</guid>
      </item>
      <item>
         <title>Tip #4: Check Life Insurance Policy</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257611744</link>
         <description><![CDATA[<div>- Takes 15 minutes.<br>- If you have a child or two, your policy might not have sufficient coverage.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:26:23 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257611744</guid>
      </item>
      <item>
         <title>Tip #5: Walk a Loved One Through Your Affairs</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257612228</link>
         <description><![CDATA[<div>- What if you die and your family can't find all of your financial info? It would be bad, as you can guess.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:27:38 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257612228</guid>
      </item>
      <item>
         <title>Tip #6: Spend Your Gift Cards</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257613162</link>
         <description><![CDATA[<div>- Only takes about 20 minutes.<br>- It is extra money, so just spend it.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:30:08 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257613162</guid>
      </item>
      <item>
         <title>Tip #7: Do a Home Inventory</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257613749</link>
         <description><![CDATA[<div>- Protection for YOUR most valued things in your house.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:31:56 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257613749</guid>
      </item>
      <item>
         <title>Tip #8: Consider Renter&#39;s Insurance</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257614209</link>
         <description><![CDATA[<div>- What if someone sued you for something that hurt them in your house</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:33:21 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257614209</guid>
      </item>
      <item>
         <title>Tip #9: Raise Your Auto and Home Insurance Deductibles</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257614926</link>
         <description><![CDATA[<div>- Bring premium down.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:35:19 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257614926</guid>
      </item>
      <item>
         <title>Tip #10: Read The Rules on Your Rewards Card</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257615460</link>
         <description><![CDATA[<div>- Good to know info.<br>- What if there are fees on redeeming it?</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:36:36 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257615460</guid>
      </item>
      <item>
         <title>3 Words of Advice:</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257615918</link>
         <description><![CDATA[<div>1. Make a plan and stick to it.<br>2. Make a flexible plan and stick to it.<br>3. Read the fine print.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:37:51 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257615918</guid>
      </item>
      <item>
         <title>Question #1:</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257616510</link>
         <description><![CDATA[<div>What is a good retirement plan?</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:39:25 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257616510</guid>
      </item>
      <item>
         <title>Question #2:</title>
         <author>jamemckenzie</author>
         <link>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257616749</link>
         <description><![CDATA[<div>What is the best way to save for college</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 12:39:52 UTC</pubDate>
         <guid>https://padlet.com/jamemckenzie/v2u4g486a0l9/wish/257616749</guid>
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