Understanding Bank Accounts (Episode 2) by https://padlet.com/MrSteerWHA/uykovy6stkpyprvq 18/01/2024 en-us 2024-01-18 08:52:49 UTC 2024-01-18 10:17:13 UTC hello@padlet.com MrSteerWHA https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853076697 2024-01-18 08:58:44 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853076697 MrSteerWHA https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853077221 2024-01-18 08:59:20 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853077221 MrSteerWHA https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853077858 2024-01-18 09:00:00 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853077858 MrSteerWHA https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853079776 2024-01-18 09:01:41 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853079776 AJ https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853115651 It is about mony

]]> 2024-01-18 09:36:48 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853115651 Dara https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853115892 Me either

]]> 2024-01-18 09:37:01 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853115892 Tyler https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853116870 Saving money

]]> 2024-01-18 09:37:46 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853116870 Toby https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853117028 To make sure your money is safe and no people steel your money in the bank and no problems savings and management

]]> 2024-01-18 09:37:55 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853117028 AJ https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853117099 What type of accounts in bank

]]> 2024-01-18 09:37:58 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853117099 Lewis https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853117301 Learning how to save money in a bank account.

]]> 2024-01-18 09:38:08 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853117301 Indi https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853117406 We learnt how to keep our bank accounts safe and the different bank accounts

]]> 2024-01-18 09:38:15 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853117406 Harvey https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853117991 Money

]]> 2024-01-18 09:38:43 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853117991 Chloe https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853118327 Different types bank account

]]> 2024-01-18 09:39:00 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853118327 Dylan White https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853119144 Save up on money

]]> 2024-01-18 09:39:41 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853119144 Jack https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853119621 Different types of cards and how to get bank card

]]> 2024-01-18 09:40:03 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853119621 Mason https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853119777 There are different types of bank accounts like current accounts, basic bank accounts savings accounts etc

]]> 2024-01-18 09:40:11 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853119777 Martin https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853120710 The different card types you can get for different purposes


]]> 2024-01-18 09:40:54 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853120710 https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853121258 So when you have. Bank account if you put some of your money in there your get some interest

]]> 2024-01-18 09:41:23 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853121258 Morgan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853121370 It’s about saving and helping you use your money sensibly

]]> 2024-01-18 09:41:30 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853121370 Indi https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853122389 A Direct Debit is an instruction given to your bank that gives permission to a business to take payments from your account

]]> 2024-01-18 09:42:26 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853122389 AJ https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853123849 instruction given to your bank that gives permission to a business to take payments from your account

]]> 2024-01-18 09:43:31 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853123849 George https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853124662 A Direct Debit is an instruction given to your bank that gives permission to a business to take payments from your account

]]> 2024-01-18 09:44:10 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853124662 Tristan Sagar https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853125746 What I remember from last week is managing your money and making sure your money is safe I also learned how to set up a bank account.

]]> 2024-01-18 09:45:01 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853125746 Chloe B https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853125749 A Direct Debit is an instruction given to your bank that gives permission to a business to take payments from your account.

]]> 2024-01-18 09:45:01 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853125749 Jack https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853125940 It is where you give permission to a company to be able to take out certain amount of money out of you bank

]]> 2024-01-18 09:45:11 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853125940 AJ https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853125942 A standing order is a recurring payment that allows your bank to take a fixed amount of money from your account on a specified date at regular intervals.

]]> 2024-01-18 09:45:11 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853125942 Harvey https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853126182 Take money out of your account

]]> 2024-01-18 09:45:26 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853126182 Dj https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853126738 Saving money

]]> 2024-01-18 09:45:56 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853126738 Caelan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853126786 The different types of bank accounts

]]> 2024-01-18 09:45:59 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853126786 Digital skills Dylan ogle https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853127040 The positives of using a credit card is you can get paid money

]]> 2024-01-18 09:46:12 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853127040 Richard https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853127232 Banking in simple words is the business of protecting money from criminals.

]]> 2024-01-18 09:46:22 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853127232 Morgan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853127862 A Direct Debit is an instruction given to your bank that gives permission to a business to take payments from your account. The business can make changes to the payment, however they will need to let you know you first.

]]> 2024-01-18 09:46:54 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853127862 Dylan white https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853127907 To use the debit card to your bank account

]]> 2024-01-18 09:46:57 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853127907 Toby https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853128099 A Direct Debit is an instruction given to your bank that gives permission to a business to take payments from your account

]]> 2024-01-18 09:47:07 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853128099 A direct debit is an instruction given to your bank to give you permission to take money from your account. https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853128893 2024-01-18 09:47:56 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853128893 Mason https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853129078 A direct debit is when money automatically leaves your account to someone who you set it up with

A standing order is an recurring automatic payment that’s dry up on a specific date, it’s useful for paying bills

]]> 2024-01-18 09:48:07 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853129078 Chloe b https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853129247 A sort code is an important factor of your bank account. A sort code is a 6 digit number that identifies your bank.

]]> 2024-01-18 09:48:17 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853129247 Tristan Sagar https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853129507 A direct debit is basically an instruction for your bank to take payments out of your account.

]]> 2024-01-18 09:48:34 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853129507 Indi https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853129818 The proportion of a loan that is charge as interests to the borrower EG APR

]]> 2024-01-18 09:48:46 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853129818 Morgan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853130080 APR stands for annual percentage rate, and it’s a rate that helps you understand how much it will cost you to borrow money over a year, including interest and other potential fees.

]]> 2024-01-18 09:49:01 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853130080 What’s a credit card https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853130346 credit card is a plastic card that you can use to pay for goods or services or to get money from a cash machine. Credit cards are issued by banks, finance companies, and some stores, charities and clubs.

]]> 2024-01-18 09:49:15 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853130346 Caelan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853130464 A direct debit is an instruction given to your bank account that gives you permission

]]> 2024-01-18 09:49:23 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853130464 Tyler monks https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853130885 credit card is a plastic card that you can use to pay for goods or services or to get money from a cash machine. Credit cards are issued by banks, finance companies, and some stores, charities and clubs.

]]> 2024-01-18 09:49:48 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853130885 Martin https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853131046 Where company take money from you

]]> 2024-01-18 09:49:58 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853131046 Morgan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853131338 A sort code is the number on the back of your card that identifies what bank you are with

]]> 2024-01-18 09:50:14 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853131338 Digital skills Dylan ogle https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853131436 The negatives of using a credit card is you might lose money

Or you might be forced to pay a debt

]]> 2024-01-18 09:50:20 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853131436 AJ https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853131534 I only saw APR os this is what is an APR ?

“ When a bank advertises with a representative APR (e.g. in regards to a loan), it means that it has to offer that rate to at least 51% of customers who are successful in their loan application. The other 49% are likely to be offered a different (usually higher) APR”

]]> 2024-01-18 09:50:26 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853131534 George https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853131560 When you borrow money in any way, you will more then likely have an interest rate.

Interest is when you are charged more than the amount of money you initially took out like 10% 20% 30%.

]]> 2024-01-18 09:50:27 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853131560 Chloe b https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853132338 the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding.

]]> 2024-01-18 09:51:12 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853132338 Toby https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853132653 When it comes to borrowing and saving money, you almost certainly have to add interest rates to the equation. But for some, interest rates. Many banks and loan providers have calculators and other tools to help you figure out how much you need to pay back, but let’s say you want to borrow £2,000 for a duration of 12 months, and you’re offered an APR of 11.5%. To figure out how much you will pay on top of the loan, you need to find out how much 11.5% of £2,000 is. Then, once you know the amount of interest you’ll pay, you can add it to the amount you originally borrowed. That’s the full price of your loan over a year.

]]> 2024-01-18 09:51:29 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853132653 AJ https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853132799 A sort code is an important factor of your bank account. A sort code is a 6 digit number that identifies your bank. It’s usually split up into pairs; the first two digits identify which bank it is and the last four digits refer to the specific branch of the bank, where you opened the account.

]]> 2024-01-18 09:51:38 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853132799 Jack https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853132926 It is the idefication of which and were your bank card is from

]]> 2024-01-18 09:51:44 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853132926 Morgan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853132951 A credit card gives you an understanding of how much you have been spending

]]> 2024-01-18 09:51:45 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853132951 Ben & DJ https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853133044 Direct Debit means that it’s an instruction given to your Bank that gives permission to a Business to take payments from your Account. The Business can make changes to the payment , however they will need to let you know first. You can use Direct Debit to pay for Subscriptions as well such as Xbox Game Pass or PlayStation Plus.

]]> 2024-01-18 09:51:51 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853133044 Martin https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853133924 A portion of a loan borrowed by the owner eg APR (I think)

]]> 2024-01-18 09:52:40 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853133924 Morgan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853134215 The positive side of using a credit card is that you get paid and you also get an understanding of how you spend each month

]]> 2024-01-18 09:52:57 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853134215 Lewis https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853134264 When you borrow money from a bank you most likely have an interest rate which sort of means you will owe more money than you originally took.

]]> 2024-01-18 09:53:00 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853134264 George https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853134462 A sort code is an important factor of your bank account. A sort code is a 6 digit number that identifies your bank.

]]> 2024-01-18 09:53:08 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853134462 Tyler monks https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135164 The positives of using a credit card is when you need money you can use your credit card

]]> 2024-01-18 09:53:46 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135164 Tristan Sagar https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135223 APR stands for annual percentage rate it basically tells you how much it will cost to borrow money every year and it also tells you how to save money.

]]> 2024-01-18 09:53:50 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135223 Martin https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135465 A sort code is like these 6 numbers which are your security for your car innit bruv

]]> 2024-01-18 09:54:04 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135465 Harvey https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135516 APR stands for annual percentage rate, and it’s a rate that helps you understand how much it will cost you to borrow money over a year, including interest and other potential fees.

]]> 2024-01-18 09:54:07 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135516 Morgan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135602 The negatives of a credit card is that you can sometimes loose more money than usual

]]> 2024-01-18 09:54:12 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135602 Dylan white https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135709 If you use your bank account paid


]]> 2024-01-18 09:54:18 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135709 Martin https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135916 A card gives u an understanding of how much you have saved and spent

]]> 2024-01-18 09:54:30 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853135916 Lewis https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853136500 It is the identification of where your bank card came from.

]]> 2024-01-18 09:54:37 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853136500 George https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853137101 A credit card is a card where you can take out more money than you own with interest.

(If you don’t know about interest please see two sections back)

]]> 2024-01-18 09:55:10 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853137101 Indi https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853137330 A sort code identifies a bank account

]]> 2024-01-18 09:55:22 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853137330 Martin https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853137893 You can get in crippling debt

]]> 2024-01-18 09:55:55 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853137893 Mason https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138281 Interest rates are how much it will cost you to borrow money from the bank for the year, APR is the annual percentage rate and allows you to calculate how much interest you owe

]]> 2024-01-18 09:56:13 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138281 Jack https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138288 A credit card is a card which lets you spend and then pay later

]]> 2024-01-18 09:56:13 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138288 George https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138370 The positive of a credit card is that you can spend more money than you own if you need to.

]]> 2024-01-18 09:56:17 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138370 Harvey https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138503 A sort code is a 6 digit number that identifies your bank.

]]> 2024-01-18 09:56:25 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138503 Martin https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138645 You can get crippling debt

]]> 2024-01-18 09:56:32 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138645 Toby https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138743 When you open a bank account in the UK, your bank will give you an account number and sort code. These two strings of numbers are the very foundation of your bank account and allow for money to be transferred into your account. A sort code is an important factor of your bank account. A sort code is a 6 digit number that identifies your bank. It’s usually split up into pairs; the first two digits identify which bank it is and the last four digits refer to the specific branch of the bank, where you opened the account.

]]> 2024-01-18 09:56:37 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853138743 AJ https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853139393 Do not need mony on you all the time to buy things

]]> 2024-01-18 09:57:05 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853139393 Indi https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853139660 It gives you money but you can’t withdraw it

]]> 2024-01-18 09:57:19 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853139660 George https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853139856 DEBT!

CRIPPLING DEBT!

HORRIBLE CRIPPLING DEBT!

]]> 2024-01-18 09:57:30 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853139856 Jack https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853139958 The positive of a credit card is that it can increases your credit score

]]> 2024-01-18 09:57:36 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853139958 Jack https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853140415 You could over spend and then be in deit to the bank

]]> 2024-01-18 09:58:00 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853140415 Dylan white https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853140480 A sort code is 6 numbers first two numbers say what bank it is and the last four numbers say what branch

]]> 2024-01-18 09:58:04 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853140480 Mason https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853141218 A sort code is the number that identifies your bank

]]> 2024-01-18 09:58:40 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853141218 Caelan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853141425 A sort code is an important factor of your bank account. A sort code is a 6 digit number that identifies your bank. It’s usually splits up into pairs the first two digits identify which bank it is and the last four digits refer to the specific branch of your bank where you opened the bank

]]> 2024-01-18 09:58:51 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853141425 Lewis https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853141833 A credit card has some of the money you have stored in your bank account and can physically to pay for things and it a secure , flexible way of paying.

]]> 2024-01-18 09:59:16 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853141833 Indi https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853142031 You can’t lose your money out in public unless you lose you bank card

]]> 2024-01-18 09:59:29 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853142031 Caelan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853142231 Credit card gives you an idea about how much money you have been spending

]]> 2024-01-18 09:59:40 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853142231 https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853142309 Go over the limit and be in det

]]> 2024-01-18 09:59:45 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853142309 Caelan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853142836 The positive of a credit card is you can get paid money

]]> 2024-01-18 10:00:05 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853142836 Lewis https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853143316 You can increase your credit score if you have a credit card

]]> 2024-01-18 10:00:35 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853143316 Chloe b https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853143320 A Credit Cards can give you money but you have to pay back the money

]]> 2024-01-18 10:00:35 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853143320 Mason https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853143370 Money for gambling addiction and smoking

]]> 2024-01-18 10:00:38 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853143370 Caelan https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853143552 the negative of a credit card you might lose money. Or you might be force to pay a debt.

]]> 2024-01-18 10:00:46 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853143552 Dylan white https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853143628 A credit card allows you to spend money up to a pres set

]]> 2024-01-18 10:00:50 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853143628 Harvey https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853144038 When you have a credit card you can not take money out of your account but you have to make sure you pay the money that you have spent

]]> 2024-01-18 10:01:16 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853144038 Toby https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853144108 A credit card allows you to spend money up to a pre-set limit. You’ll get a bill for what you’ve spent each month.

It‘s important to try to pay off the balance in full every month. But you’ll need to pay off at least the minimum amount. The minimum. Used well, a credit card is a secure, flexible way to pay. It can be a good way to borrow money to spread the cost of major purchases and comes with section 75 protection. But if you only make minimum payments or run up a bill you can’t pay back they can be costly, making it easier to spend more than you can afford and could lead to debt

]]> 2024-01-18 10:01:20 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853144108 Dara https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853144487 I still don’t know what to say

]]> 2024-01-18 10:01:41 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853144487 Mason https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853145233 A credit card allows you to borrow money from the bank with a pre-set limit of how much you can spend, you’ll have to pay it back a month but if you fall behind on the payments interest can be added

]]> 2024-01-18 10:02:27 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853145233 AJ https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853145353 A cord that Lents you buy stuff but it dus have a liment

]]> 2024-01-18 10:02:36 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853145353 Dylan white https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853146150 A credit card to spend money

]]> 2024-01-18 10:03:27 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853146150 Lewis https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853146392 Crippling debt you know have.

]]> 2024-01-18 10:03:43 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853146392 Richard https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853146821 A credit card is a card that you can spend money and pay the bank back later but if you don’t pay it back in time you can be given interest which will put you in debt.

]]> 2024-01-18 10:04:03 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853146821 Chloe b https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853147009 Keep track of how much you're spending and it’s easy to carry and use .

]]> 2024-01-18 10:04:05 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853147009 Harvey https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853148069 You get into debt

]]> 2024-01-18 10:04:29 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853148069 Indi https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853148689 Whatever you spend you have to give back the money plus interest

]]> 2024-01-18 10:05:05 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853148689 Toby https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853149172 Spending money on things you want and not spending money all. The time saving money in your bank account that you don’t waste your money on crap that you don’t need and use money when needed.

]]> 2024-01-18 10:05:32 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853149172 Mason https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853150110 It can help your credit score if you pay the full amount each month which will allow you to get a mortgage

]]> 2024-01-18 10:06:29 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853150110 Harvey https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853150188 If you buy something on a credit card that is damaged you can get your money back

]]> 2024-01-18 10:06:34 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853150188 Toby https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853150410 You have to pay the money back to the bank or you will be in debt

]]> 2024-01-18 10:06:48 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853150410 Tristan Sagar https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853151477 A sort code is a very Important factor for your bank it’s basically a 6 digit code that allows money to be transferred to your account.



]]> 2024-01-18 10:07:46 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853151477 Dylan white https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853151606 If buyanything you are protected from the credit

]]> 2024-01-18 10:07:54 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853151606 Mason https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853151833 If you can’t or don’t pay the full amount each month interest will be added, damaging your credit score

]]> 2024-01-18 10:08:07 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853151833 https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853151874 You can have debt and you might lose it .

]]> 2024-01-18 10:08:10 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853151874 Dylan white https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853152419 You need to be over 18 or 21

]]> 2024-01-18 10:08:37 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853152419 Tristan Sagar https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853157456 A credit card is a very good way to pay and it also gives you an idea of how much money your spending.

]]> 2024-01-18 10:13:30 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853157456 Mason https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853160043 Martin likes wearing condoms on his head

]]> 2024-01-18 10:15:55 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853160043 https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853161360 Suiiiii

]]> 2024-01-18 10:17:13 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853161360 https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853161455 Alex is so cool

]]> 2024-01-18 10:17:20 UTC https://padlet.com/MrSteerWHA/uykovy6stkpyprvq/wish/2853161455