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      <title>Economic Inequality Investigation: Dhruv &amp; Olivier by Andrea Khambalia</title>
      <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28</link>
      <description>6 I&amp;S MYP Poverty &amp; Overconsumption </description>
      <language>en-us</language>
      <pubDate>2021-01-14 11:19:55 UTC</pubDate>
      <lastBuildDate>2025-11-13 21:31:43 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>SUMMATIVE ASSESSMENT RUBRIC</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691863</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://docs.google.com/document/d/10ptZBIxHwfv7TbWCdPCaxtVyITqL6cOnD8NX7JzRpcY/edit" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691863</guid>
      </item>
      <item>
         <title>SDG FOCUS?</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691864</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691864</guid>
      </item>
      <item>
         <title>OLIVIER</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691867</link>
         <description><![CDATA[<div>SOLUTION?<br>Kickstarter</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691867</guid>
      </item>
      <item>
         <title>DHRUV</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691869</link>
         <description><![CDATA[<div>SOLUTION?<br>Microcredit.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691869</guid>
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      <item>
         <title></title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691872</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://docs.google.com/document/d/194T-e_w4k4-1EYjLpc7jLOWcd0hyJbOjpJ3qy25HywY/edit" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691872</guid>
      </item>
      <item>
         <title>WHAT IS YOUR RESEARCH QUESTION &amp; HOW WILL IT GUIDE YOU?</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691873</link>
         <description><![CDATA[<div><br><strong>OLIVIER'S FOCUS QUESTION:How good is kickstarter when it comes to solving global economic strugles.<br><br>JUSTIFICATION: Becuase online banking is soon going to become the new form of money but not everyone can afford a phone but yo</strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691873</guid>
      </item>
      <item>
         <title>WHAT IS YOUR RESEARCH QUESTION &amp; HOW WILL IT GUIDE YOU?</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691879</link>
         <description><![CDATA[<div><br><strong>DHRUV'S FOCUS QUESTION: How can we make sites where people can get microcredit as a donation, and how we can help the poor people get jobs and then repay the donation(maybe).<br><br>JUSTIFICATION:This will help out poor people as with the money from donations, they may be able to get education, get a job, and repay the money. This is basically like a loan system, so no one faces any losses.</strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691879</guid>
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      <item>
         <title></title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691880</link>
         <description><![CDATA[<div><strong><mark>Experiment with methodologies for collecting &amp; analyzing evidence...</mark></strong><strong><br></strong><br></div><ul><li><strong>experiment with the padlet features to expand your thinking &amp; learning (click on those 3 little dots on the padlet post-it)</strong></li></ul><div><br></div><ul><li><strong>locate reliable sources to provide relevant information to answer the questions</strong></li></ul><div><br></div><ul><li><strong>be sure to </strong><strong><mark>DOCUMENT YOUR NAME on EACH of your PADLET POST-ITS</mark></strong><strong> for individual accountability</strong></li></ul><div><br><strong><mark>hyperlink/ embed/ upload</mark></strong></div><ul><li><strong>Photos of hand-written notes?</strong></li><li><strong>Digital notes (Google docs/ slide; Google drawings)</strong></li><li><strong>Audio notes/ video notes (vlogs)</strong></li><li><strong>screencasts</strong></li><li><strong>Sketchnotes (digital/ hand-drawn)</strong></li><li><strong>Mind-maps</strong></li><li><strong>Images, photos, maps, illustrations, videos</strong></li><li><strong>Visual Cornell notes</strong></li><li><strong>DIIGO</strong></li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691880</guid>
      </item>
      <item>
         <title></title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691881</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
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      <item>
         <title></title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691882</link>
         <description><![CDATA[<div><strong>NOTE-TAKING TECHNIQUES:<br></strong><br></div><ul><li><strong>keywords</strong></li><li><strong>compelling quotes</strong></li><li><strong>summarizing</strong></li><li><strong>paraphrasing</strong></li><li><strong>adding informative/ descriptive headings</strong></li><li><strong>annotating (deconstructing keywords; making connections; documenting questions; adding comments)</strong></li><li><strong>employing sketchnoting techniques (negative space, hierarchy, typography, images)</strong></li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691882</guid>
      </item>
      <item>
         <title></title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691883</link>
         <description><![CDATA[<div><strong>Each student creates a screencast using the padlet reflecting on following questions:</strong></div><div><br>1. What did your team’s collaboration look like? Feel like? Why? <br><br></div><div>2. In thinking about the collaboration, what might you have done differently? Why?</div><div><br>3. Did you experiment with various methodologies for collecting and presenting your research? How? Explain fully.</div><div><strong>hyperlinking/ embedding/ uploading</strong></div><ul><li>Photos of hand-written notes?</li><li>Digital notes (Google docs/ slide; Google drawings)?</li><li>Audio notes/ video notes (vlogs)?</li><li>screencasts</li><li>Sketchnotes (digital/ hand-drawn)?</li><li>Mind-maps?</li><li>Images, photos, maps, illustrations, videos?</li><li>Visual Cornell notes?</li><li>DIIGO?</li></ul><div>4. What methodologies empowered you as a learner to gain a deeper understanding of the issue and solution? Why? How?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691883</guid>
      </item>
      <item>
         <title>OLIVIER</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691884</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/602668933/620c221db9b72eb0f1f1af5199cab3dc/audio.mp3" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691884</guid>
      </item>
      <item>
         <title>DHRUV</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691894</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/601524504/18b149ec7eae40e5556bb928fd6896bf/Very_noice_reflection.mp3" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691894</guid>
      </item>
      <item>
         <title>OLIVIER</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691916</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691916</guid>
      </item>
      <item>
         <title>DHRUV</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691937</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691937</guid>
      </item>
      <item>
         <title>OLIVIER</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691998</link>
         <description><![CDATA[<div>CONCLUSIONS (4-5)<br><br>Strengths: It's a well known websites that has helped alot of people and it has so many good people who would love to help people in poverty and it already has help 20,000,000 african farmers.<br><br>Limitations: It's really hard to get people to notice you because creating a kickstarter acount with a goal is like starting a youtube or twich channel. Not that many people are going to notice you unless you are dedacated to working on it every day.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086691998</guid>
      </item>
      <item>
         <title>DHRUV</title>
         <author>andreakhambalia</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086692023</link>
         <description><![CDATA[<div>CONCLUSIONS (4-5)<br><br>Strengths: If supplied to the correct organisation, it can lift a budding entrepreneur out of poverty for some time on borrowed money, and then they can make their business, earn enough money to live well, and then repay the loan(s). No one suffers any major losses, and the donors actually get a profit, however small.<br><br>Limitations: When</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-01-14 11:19:55 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1086692023</guid>
      </item>
      <item>
         <title>Kickstarter part 1</title>
         <author>27olivr</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1100613319</link>
         <description><![CDATA[<div>While A great platform funding many peoples dream project there is just not that many platforms stating kickstarter helping the world besides one. Echo community which states that. "KickStart International is a non-profit social enterprise with a mission to lift millions of people out of poverty quickly, cost-effectively and sustainably<strong>." </strong>But this website say that kickstarter has helped over an estamated 20,000,000 small scale farmer in africa to grow their buissness and lif style.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-01-19 10:45:25 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1100613319</guid>
      </item>
      <item>
         <title></title>
         <author>27olivr</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1100617300</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.itsnicethat.com/features/how-kickstarter-changed-the-world-founder-yancey-strickler-on-the-origins-of-the-platform" />
         <pubDate>2021-01-19 10:46:47 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1100617300</guid>
      </item>
      <item>
         <title></title>
         <author>27olivr</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1100625287</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.echocommunity.org/en/resources/71c38950-da18-4a50-851b-30060d9e3561" />
         <pubDate>2021-01-19 10:49:31 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1100625287</guid>
      </item>
      <item>
         <title>Kickstarter part 2</title>
         <author>27olivr</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1100641206</link>
         <description><![CDATA[<div>While kickstarter is able to help the world in many ways, kickstarter was made to fund filmakers designers and artist in general. In the artical How kickstart changed the world they literly say. "Kickstarter is the way artists, musicians, designers, writers, filmmakers and performers begin their creative projects." so kickstarter can be used to help and was used to help the world but it wasn't created for that purpose.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-01-19 10:54:49 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1100641206</guid>
      </item>
      <item>
         <title>Micro crediting part 1</title>
         <author>27dhrug</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1107725404</link>
         <description><![CDATA[<div>Micro crediting is helping out impoverished people, as the small donations, which would be then repaid back, would help the person start/continue their small business. But, micro crediting is not taking out poor people and making them financially stable; it is actually "a way to expand options for poor people by offering more reliable financial services." The small loans help people in disaster areas, or simply poor people, get money so that they can "put food on the table," in times of crisis.<br><br></div>]]></description>
         <enclosure url="https://www.vox.com/future-perfect/2019/1/15/18182167/microcredit-microfinance-poverty-grameen-bank-yunus" />
         <pubDate>2021-01-20 20:58:27 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1107725404</guid>
      </item>
      <item>
         <title>Micro crediting part 2</title>
         <author>27dhrug</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109002479</link>
         <description><![CDATA[<div>Micro crediting helps poor people invest into their businesses, and make money to support themselves. But, sometimes, if you donate to the wrong micro crediting organisation, you may not be helping people in penury start their business; rather, you may be making them "plunging the poor deeper into debt." See this fact,"John Hatch, the founder of FINCA International (one of the largest microfinance institutions), has said publicly: 90% of microloans are used to finance current consumption rather than to fuel enterprise." The problems of a bad donation are that it may destroy the sustainability of a good organisation, and may slow down growth of those organisations as well. These bad organisations have been called out for "poverty washing," which is basically ineffective fighting against poverty.<br><br></div>]]></description>
         <enclosure url="https://hbr.org/2007/09/beware-of-bad-microcredit" />
         <pubDate>2021-01-21 08:22:23 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109002479</guid>
      </item>
      <item>
         <title>Micro crediting part 3</title>
         <author>27dhrug</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109122695</link>
         <description><![CDATA[<div>"After apartheid ended in South Africa in 1994, the international development community quickly arrived with plans to promote the microcredit model." They claimed that this would bring power, new jobs, incomes and more, the "expectation of rapid progress ran high." Though that was not the case; micro crediting in post-apartheid South Africa was inflicting damage on the economy. The problems that arose were of two types; the first one, was the micro-crediting was "anti-developmental intervention," as it existed only to support the smallest money making activities. The donations were not used to invest in businesses, but to actually just support current consumptions of the poor. With the small loans being insufficient to support finance, individuals are now becoming even more poor, as they have to sell of their household items to repay the donators. "For far too many now "financially included" individuals in South Africa, using microcredit to support current spending has been a disastrous and irreversible pathway into chronic poverty."<br><br></div>]]></description>
         <enclosure url="https://www.theguardian.com/global-development-professionals-network/2013/nov/19/microcredit-south-africa-loans-disaster" />
         <pubDate>2021-01-21 08:58:23 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109122695</guid>
      </item>
      <item>
         <title>Kickstarter part 3</title>
         <author>27olivr</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109152063</link>
         <description><![CDATA[<div>How you can use kickstarter to help. And a alternative website.</div>]]></description>
         <enclosure url="http://www.tomdawkins.com.au/blog/tag/Kickstarter+for+social+change" />
         <pubDate>2021-01-21 09:07:07 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109152063</guid>
      </item>
      <item>
         <title>Kickstarter part 4</title>
         <author>27olivr</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109239943</link>
         <description><![CDATA[<div>It's not easy to get a successful kickstarter</div>]]></description>
         <enclosure url="https://www.statista.com/statistics/235405/kickstarter-project-funding-success-rate/#:~:text=This%20statistic%20shows%20the%20share,gone%20into%20successfully%20launched%20projects." />
         <pubDate>2021-01-21 09:33:14 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109239943</guid>
      </item>
      <item>
         <title>Kickstarter part 4.5</title>
         <author>27olivr</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109244144</link>
         <description><![CDATA[<div>Kickstarter is not an easy place to become successful infact only 38.21 percent of projects are successfull and most of does project fun creative projects and not life saving project. And kivkstarter is like social media, because unless you do somthing that will make a major breakthrew in the media your just gonna be un known to regular old people just wanting to fund people's creative dreams.</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/602668933/5eb562e6abc03e1de85740313f865298/Screenshot_2021_01_21_at_9_38_00_AM.png" />
         <pubDate>2021-01-21 09:34:34 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109244144</guid>
      </item>
      <item>
         <title>Voice note 1</title>
         <author>27olivr</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109284257</link>
         <description><![CDATA[<div>website one and two</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/602668933/a78276869176d63c6339e0cda90dcc6b/Voice_note_1.mp3" />
         <pubDate>2021-01-21 09:46:30 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109284257</guid>
      </item>
      <item>
         <title>Voice note 2</title>
         <author>27olivr</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109309434</link>
         <description><![CDATA[<div>website three and four</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/602668933/88ec0778338376597649a7d00357cd6b/audio.mp3" />
         <pubDate>2021-01-21 09:53:28 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1109309434</guid>
      </item>
      <item>
         <title>Micro crediting part 4</title>
         <author>27dhrug</author>
         <link>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1119407338</link>
         <description><![CDATA[<div>Micro crediting is important as it provides money for a savings account, lines of credit and access to relatively cheap loans. Or else, if they wanted to get traditional bank loans, they would first have to get a bank account, then would get the loan, and repay it at an insanely high interest, so if their business was unsuccessful, they would be plunged deeper into poverty. If they didn't want to take a bank loan, they would have to request for amounts of money from their kith and kin.<br><br></div>]]></description>
         <enclosure url="https://www.thebalance.com/what-is-microfinance-and-how-does-it-work-4165939#:~:text=Microfinance%20is%20important%20because%20it,or%20loans%20from%20traditional%20banks." />
         <pubDate>2021-01-24 18:56:09 UTC</pubDate>
         <guid>https://padlet.com/andreakhambalia/uv7ipbtnfvilxm28/wish/1119407338</guid>
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