https://padlet.com/dday5/uuuduptjgh2d Made with magic en-us 2016-12-07 21:58:30 UTC 2025-11-20 03:10:52 UTC hello@padlet.com https://padletuploads.blob.core.windows.net/aws/139104826/a739856fe6431094c8c489ff5dc36a83/piggy_bank_8881.jpg dday5 https://padlet.com/dday5/uuuduptjgh2d/wish/142436109 Kinder: k. (9) Personal financial literacy. The student applies mathematical process standards to manage one's financial resources effectively for lifetime financial security. The student is expected to: 
(A) identify ways to earn income; (B) differentiate between money received as income and money received as gifts;
 (C) list simple skills required for jobs; and revised August 2016 11 
(D) distinguish between wants and needs and identify income as a source to meet one's wants and needs.
First- 1.9  Personal financial literacy. The student applies mathematical process standards to manage one's financial resources effectively for lifetime financial security. The student is expected to: 
(A) define money earned as income;
 (B) identify income as a means of obtaining goods and services, oftentimes making choices between wants and needs;
 (C) distinguish between spending and saving; and
 (D) consider charitable giving. 
Second -2. 11) Personal financial literacy. The student applies mathematical process standards to manage one's financial resources effectively for lifetime financial security. The student is expected to: 
(A) calculate how money saved can accumulate into a larger amount over time;
 (B) explain that saving is an alternative to spending; 
(C) distinguish between a deposit and a withdrawal;
 (D) identify examples of borrowing and distinguish between responsible and irresponsible borrowing;
 (E) identify examples of lending and use concepts of benefits and costs to evaluate lending decisions; and 
(F) differentiate between producers and consumers and calculate the cost to produce a simple item. ]]> 2016-12-07 22:01:52 UTC https://padlet.com/dday5/uuuduptjgh2d/wish/142436109 dday5 https://padlet.com/dday5/uuuduptjgh2d/wish/142913122 applies-put into service; make work
put into service; make work
manage-be in charge of, act on, or dispose of
identify-recognize as being; establish the identity of someone or something
explain-make  a plain
pay-give money, usually in exchange for goods or services
save-accumulate money for future use
identify-give the name or identifying characteristics of; refer to by name or some other identifying characteristic property
spending-money paid out; an amount spent
wants-feel or have a desire for; want strongly

]]> 2016-12-09 20:56:01 UTC https://padlet.com/dday5/uuuduptjgh2d/wish/142913122 dday5 https://padlet.com/dday5/uuuduptjgh2d/wish/142915690 student-a learner who is enrolled in an educational institution
standards-a basis for comparison; a reference point against which other things can be evaluated
resources-available source of wealth; a new or reserve supply that can be drawn upon when needed
security-defense against financial failure; financial independence
costs-the total spent for goods or services including money and time and labor
benefits-financial assistance in time of need
wants
explain-define
decisions-the act of making up your mind about something
lender-someone who lends money or gives credit in business matters
interest-a fixed charge for borrowing money; usually a percentage of the amount borrowed
borrower-someone who receives something on the promise to return it or its equivalent
savings plan-a fund of money put by as a reserve
college-an institution of higher education created to educate and grant degrees; often a part of a university
income-the financial gain (earned or unearned) accruing over a given period of time
credit-an estimate, based on previous dealings, of a person's or an organization's ability to fulfill their financial commitments
charitable giving- disposing of property by voluntary transfer without receiving value in return

]]> 2016-12-09 21:16:58 UTC https://padlet.com/dday5/uuuduptjgh2d/wish/142915690 dday5 https://padlet.com/dday5/uuuduptjgh2d/wish/142918787 3.9C (C) identify the costs and benefits of planned and unplanned spending decisions;3.9 (D) explain that credit is used when wants or needs exceed the ability to pay and that it is the borrower's responsibility to pay it back to the lender, usually with interest;3.9 (E) list reasons to save and explain the benefit of a savings plan, including for college; and revised August 2016 16 3.9(F) identify decisions involving income, spending, saving, credit, and charitable giving ]]> 2016-12-09 21:46:30 UTC https://padlet.com/dday5/uuuduptjgh2d/wish/142918787 dday5 https://padlet.com/dday5/uuuduptjgh2d/wish/143184515 2016-12-12 17:24:41 UTC https://padlet.com/dday5/uuuduptjgh2d/wish/143184515