https://padlet.com/dmapl770/uoabh4qld7h9 by Dawn R. Maples en-us 2018-02-08 16:22:51 UTC 2025-09-26 16:33:46 UTC hello@padlet.com dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/229661934 2018-02-08 16:26:06 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/229661934 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/257708815 2018-05-03 15:27:32 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/257708815 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/257709384 PLAN:
Start immediately after graduation.
1. Start a savings account.
2. Put $30/check to savings.
3. Revise W-4 once a year to minimize taxes.
4. After 5 years put as much money as I can in a CD.
5. Invest into an IRA account till retirement.
*Increase amount allocated (overtime) to as much as I can afford]]> 2018-05-03 15:28:41 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/257709384 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/257720958 PLAN:
1. Have parents take care of half of expenses to save money.
2. Save $150/check.
3. Work overtime to pay for bills while saving big chunks for the repairs.]]> 2018-05-03 15:51:08 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/257720958 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/257723031 PLAN:
1. Get as many raises and promotions as possible.
2. Save $50/check one year after graduation.
3. Put money towards short term investments.
4. Work two jobs.
*Possibly create a Gofundme]]> 2018-05-03 15:55:26 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/257723031 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/257725243 PLAN:
1. Two years after graduation apply for loans, grants, and scholarships.
2. Save as much money as possible during and after college to pay off loans.
3. Get a new job with that education with a higher salary.]]> 2018-05-03 16:00:12 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/257725243 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/258047303 PLAN:
start 5 years after graduation
1. Save as much money as possible from each check
2. Invest $10,000 In a mutual fund
3. Revise W-4 every year
4. Work overtime]]> 2018-05-04 14:24:46 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/258047303 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/259324210 Bank name= chase
accounts chosen= premier platinum checking
information=
1. earn interest
2. no fee on non-chase ATM transactions
3.$25 monthly service fee
4. no overdraft fees
I chose this bank, because it's my parents bank as well.  I also really like their platinum account.
https://creditcards.chase.com/all-credit-cards?jp_ltg=chsecate_allcards&CELL=6TKV&IP3H=FH24R8&SP4R=Y71UH0]]> 2018-05-09 15:23:19 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/259324210 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/259326040 cost of home= $49,900
down payment= $9,980
property taxes= $957/year
loan amount= $39,920
monthly payments= $537
20 saint Thomas Colony APT 5, Fox Lake IL 60020
https://www.zillow.com/homedetails/20-Saint-Thomas-Colony-APT-5-Fox-Lake-IL-60020/4736763_zpid/]]> 2018-05-09 15:27:09 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/259326040 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/259327431 Chase Freedom Unlimited
benefits/info:
1. 0% APR for first 15 months, then 16.49%-25.24% APR
2. default APR= 25.24%
3. no annual fees
4. $150 bonus
5. unlimited 1.5% cash back
6. cashback rewards don't expire
I chose this credit card because it would help me save money with the unlimited cash back and low APR rates
https://creditcards.chase.com/cash-back-credit-cards/chase-freedom-unlimited?CELL=6TKX&IP3H=Y71UH0&SP4R=FH24R8]]> 2018-05-09 15:29:49 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/259327431 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/259327727 2018-05-09 15:30:25 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/259327727 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/259329726 I need this because if I get injured I don't have to pay much money straight out of my bank account. Luckily, there's the bill that lets me stay on my parents insurance till I'm 26.]]> 2018-05-09 15:34:22 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/259329726 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/259330081 I will need this in a month so that I can drive legally and drive covered in case some bad driver causes an accident with me.]]> 2018-05-09 15:35:03 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/259330081 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/259330602 I'm going to need this because if anyone breaks in to my apartment or there's an accident, I'll need the money to repair or replace the damaged items.]]> 2018-05-09 15:36:07 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/259330602 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/259676029 2018-05-10 15:56:09 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/259676029 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/259676049 2018-05-10 15:56:11 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/259676049 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/259676095 2018-05-10 15:56:18 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/259676095 dmapl770 https://padlet.com/dmapl770/uoabh4qld7h9/wish/260034412 I need this now and for the rest of my life because if I die my loved ones need to be compensated. This will also give me the ability to put my children on it in case anything bad happened to them.]]> 2018-05-11 17:39:28 UTC https://padlet.com/dmapl770/uoabh4qld7h9/wish/260034412