I think that it is good enough. At least it helps to reduce the financial burden elderly have to deal with. Since most elderly are retired, they stop earning money. Some of them may not have enough savings for retirement that can last them for the rest of their life. Furthermore, as they are old, they develop more health issues and their medical expenses can be very large. Subsidies from the government would greatly help them to reduce their medical expenses. 

I feel that it is adequate and has really helped the elderly in many ways. However, I also feel that there are some issues in some of the policies. For example, MediShield LIfe. It is a good insurance plan that can ease the financial difficulties many elderly face. However, buying the insurance plan itself is already very expensive. If some elderly are unable to get the insurance plan, they would not be able to enjoy its benefit. To those elderly, there would be no improvement made to the healthcare policies. Another issue is that some schemes have limit to how much you can use them. Medisave is a savings account scheme which helps to pay a share of medical treatment, but it has a limit to how much one can use it. As we know, elderly body deteriorates as they are older. Their medical treatment cost a lot. Although, Medisave is useful to help them reduce the cost of their medical treatment, the limit of it does not allow them to reduce the cost a lot. Some elderly may still face issues in paying for their medical treatment.