Understanding Credit by Corinne Dixon https://padlet.com/corinne_dixon/uifgyrsukhld en-us 2017-06-22 15:31:47 UTC 2017-06-22 15:58:36 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Manbag.png Payday of Personal Loan for $2,000? corinne_dixon https://padlet.com/corinne_dixon/uifgyrsukhld/wish/177220381 2017-06-22 15:42:10 UTC https://padlet.com/corinne_dixon/uifgyrsukhld/wish/177220381 Payday Loan corinne_dixon https://padlet.com/corinne_dixon/uifgyrsukhld/wish/177220416 • Short-term, high-cost loan (Personal Finance, 2)
• $2000 loan from Capital Good Fund
• 24.00% APR and no fees
• Will pay $2482 in total]]> 2017-06-22 15:42:38 UTC https://padlet.com/corinne_dixon/uifgyrsukhld/wish/177220416 Personal Loan corinne_dixon https://padlet.com/corinne_dixon/uifgyrsukhld/wish/177220992 • Short-term loan with fixed interest rate and repayment period (Personal Finance, 3)
• $2000 loan from Best Egg
• 10.5% interest rate and 3% fee
• Will pay about $2340 over 3 years]]> 2017-06-22 15:48:06 UTC https://padlet.com/corinne_dixon/uifgyrsukhld/wish/177220992 Decision corinne_dixon https://padlet.com/corinne_dixon/uifgyrsukhld/wish/177221563 I would choose the personal loan because in the end, you end up paying slightly less. Although the difference is relatively small, personal loans are also paid off over a period of time rather than as soon as you get your next paycheck (Personal Finance, 3).]]> 2017-06-22 15:54:29 UTC https://padlet.com/corinne_dixon/uifgyrsukhld/wish/177221563 Work Cited corinne_dixon https://padlet.com/corinne_dixon/uifgyrsukhld/wish/177221735 "Payday Loans: Dangers and Best Alternatives." NerdWallet. NerdWallet, n.d. Web. 22 June 2017. <https://www.nerdwallet.com/payday-loan-alternatives?page=4&sort_key=loan_amount>.
"Personal Loans for Good, Average and Bad Credit." NerdWallet. NerdWallet, n.d. Web. 22 June 2017. <https://www.nerdwallet.com/personal-loans?TUScoreFilter=&annualIncomeFilter=50000&citizenshipStatusFilter=&creditHistoryLengthFilter=&creditScoreFilter=GOOD&tDelinquenciesFilter=&tTradelinesFilter=&hardInquiriesFilter=&loanAmountFilter=2000&loanUseFilter=CONSOLIDATE_DEBT&maxTUScoreFilter=&minTUScoreFilter=&page=1&sort_key=monthly_payment&zip=>. ]]> 2017-06-22 15:56:31 UTC https://padlet.com/corinne_dixon/uifgyrsukhld/wish/177221735