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      <title>Credit vs. Debit Cards NYT by Bailey Madden</title>
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      <pubDate>2017-06-02 11:31:44 UTC</pubDate>
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         <title>Credit vs Debit Cards</title>
         <author>bmadden18</author>
         <link>https://padlet.com/bmadden18/udjrwbssi995/wish/175200016</link>
         <description><![CDATA[<div>Credit cards are like borrowing someone else's money while a debit card is linked directly to your own bank account.&nbsp;<br><br>Credit cards have fees and collect interest. Debit cards do not carry interest but do sometimes require a minimum account balance. </div>]]></description>
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         <pubDate>2017-06-05 12:34:20 UTC</pubDate>
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         <title></title>
         <author>bmadden18</author>
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         <pubDate>2017-06-05 12:37:43 UTC</pubDate>
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         <title></title>
         <author>bmadden18</author>
         <link>https://padlet.com/bmadden18/udjrwbssi995/wish/175200662</link>
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         <pubDate>2017-06-05 12:38:52 UTC</pubDate>
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         <title></title>
         <author>bmadden18</author>
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         <pubDate>2017-06-05 12:39:38 UTC</pubDate>
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         <title>How does the government protect consumers with credit cards? </title>
         <author>bmadden18</author>
         <link>https://padlet.com/bmadden18/udjrwbssi995/wish/175200804</link>
         <description><![CDATA[<div>The government creates laws to stop certain things that may be unfair to consumers such as hiking up a rate and they also make sure that companies are being very honest and transparent about their fees.<br><br>&nbsp;<a href="https://www.usa.gov/credit-cards">https://www.usa.gov/credit-cards</a></div>]]></description>
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         <pubDate>2017-06-05 12:39:59 UTC</pubDate>
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         <title></title>
         <author>bmadden18</author>
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         <pubDate>2017-06-05 12:43:40 UTC</pubDate>
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         <title></title>
         <author>bmadden18</author>
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         <pubDate>2017-06-05 12:50:58 UTC</pubDate>
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         <title>My Views on Credit Cards:</title>
         <author>bmadden18</author>
         <link>https://padlet.com/bmadden18/udjrwbssi995/wish/175202546</link>
         <description><![CDATA[<div>I think credit cards are an individual choice that can be beneficial to some but harmful to others. Personally I can see myself getting a credit card but not being reliant on it. I think once I am and adult my credit score will become more important to me. </div>]]></description>
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         <pubDate>2017-06-05 12:51:12 UTC</pubDate>
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