https://padlet.com/dchas055/ubzb36mmb7we Made By: Donovan Chase en-us 2018-02-08 16:22:56 UTC 2024-10-14 10:49:56 UTC hello@padlet.com dchas055 https://padlet.com/dchas055/ubzb36mmb7we/wish/229661917 2018-02-08 16:26:05 UTC https://padlet.com/dchas055/ubzb36mmb7we/wish/229661917 dchas055 https://padlet.com/dchas055/ubzb36mmb7we/wish/259324191 Bank Name: Chase
Accounts Chosen: Checking
Information: No fees when using Chase ATMs, but a $2.50 fee when otherwise.
Why/reflection: Near by and easily accessible. App easily accessible with the ability to cash checks online. Also, I have practice with the app as I have debit cards with Chase.]]> 2018-05-09 15:23:17 UTC https://padlet.com/dchas055/ubzb36mmb7we/wish/259324191 dchas055 https://padlet.com/dchas055/ubzb36mmb7we/wish/259326285 Cost of Home= $180,000
20% Down Payment= $36,000
Property Taxes= $1,854
Loan Amount (amount financing)= Not listed by owner.
Monthly Payments= $1,181

Reflection= Long time of saving to buy this house. But a stable job with good income could make this house a possiblity.]]> 2018-05-09 15:27:38 UTC https://padlet.com/dchas055/ubzb36mmb7we/wish/259326285 dchas055 https://padlet.com/dchas055/ubzb36mmb7we/wish/259328309 Credit Card Name: Bank of America Cash Rewards Credit Card
Benefits/Information: 1% on every purchase, 2% on groceries, 3% on gas
APR: 0% for 12 billing cycles.
Default APR: 14.49% - 24.49% (This is the Standard APR)
Annual Fees: None
Penalties: Late fees and cash advance fees for overdrafting.
Rewards: Cash back on every purchase.

Why/Reflection: The ability to get cash for using the credit card is just easy money. It will add up overtime.]]> 2018-05-09 15:31:27 UTC https://padlet.com/dchas055/ubzb36mmb7we/wish/259328309 dchas055 https://padlet.com/dchas055/ubzb36mmb7we/wish/261578066 Type and policies: State Farm's Renters Insurance. Protects everything in the house.

Why: To be protected while not buying the house is good to protect my things and belongings.]]> 2018-05-17 13:33:57 UTC https://padlet.com/dchas055/ubzb36mmb7we/wish/261578066 dchas055 https://padlet.com/dchas055/ubzb36mmb7we/wish/261578542 Type and policies: Collision, Comprehensive, Liability, Medical Payments, Uninsured or Underinsured Motorist, Rental Reimbursement, Sound System, Roadside, Personal Injury, Personal Umbrella, and Property Protection policies.

Why: Being able to protect yourself and your children driving is essential.]]> 2018-05-17 13:34:55 UTC https://padlet.com/dchas055/ubzb36mmb7we/wish/261578542 dchas055 https://padlet.com/dchas055/ubzb36mmb7we/wish/261578813 Medical: Medicaid and Medicare, Hospital & Doctor Fixed Indemnity.

Vision: Routine Eye Exams, Prescription Glasses, Contacts, and Discounts on other Vision Services.

Dental: Routines Cleaning, Fluoride Treatments, with coverage of Basic and Major Services.

Why: Hardly any deductibles for coverage of everything above.]]> 2018-05-17 13:35:25 UTC https://padlet.com/dchas055/ubzb36mmb7we/wish/261578813 dchas055 https://padlet.com/dchas055/ubzb36mmb7we/wish/261579120 Type and policies: State Farm's Universal Life Insurance. Universal Life, Survivorship Life, and Joint Universal Life.

Why: Protection for myself and my future family.]]> 2018-05-17 13:35:58 UTC https://padlet.com/dchas055/ubzb36mmb7we/wish/261579120