Credit Cards 101 by Ms. Cannon [Bell] [She-Her] https://padlet.com/ecannon22/u3dcedk46oijn72l Add your learnings, advice, and questions! en-us 2022-10-26 16:21:22 UTC 2022-10-29 18:46:00 UTC hello@padlet.com https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359096127 credit=borrowing money from banks]]> 2022-10-27 13:47:23 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359096127 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359096615 Credits card are worth it if you avoid running up a balance-nick]]> 2022-10-27 13:47:40 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359096615 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359097238 People buy different credit cards for different reasons.]]> 2022-10-27 13:47:55 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359097238 Don’t apply for more cards or loans unless you need to -nick https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359098528 2022-10-27 13:48:36 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359098528 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359100480 the best credit card are the ones that don't have annual fees.]]> 2022-10-27 13:49:43 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359100480 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359101226 Make sure you pay your debit in full]]> 2022-10-27 13:50:11 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359101226 To use a credit card better you might have to avoid interest fee as much as possible -nick https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359101270 2022-10-27 13:50:13 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359101270 What is reward system stuff?-nick https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359101650 2022-10-27 13:50:27 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359101650 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359101936 Buy stuff that you know you can paid back]]> 2022-10-27 13:50:36 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359101936 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359102279 don't spend more than you have or make stupid/dumb decisions
dont get loans you cant pay back in full before the interest]]> 2022-10-27 13:50:49 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359102279 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359102680 n/a]]> 2022-10-27 13:51:04 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359102680 the perfect credit score is 850 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359105098 2022-10-27 13:52:28 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359105098 think carefully and make sure if you use the money you have to make sure you have the ability to pay it back. https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359107152 2022-10-27 13:53:33 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359107152 pay all the bills in time. https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359107731 2022-10-27 13:53:54 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359107731 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359109481 Questions? what questions?]]> 2022-10-27 13:54:58 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359109481 is it okay to have multiple credit card? https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359109891 2022-10-27 13:55:12 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359109891 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359109966 try not to use too much money on credit if you know you wont be able to pay it back. ]]> 2022-10-27 13:55:14 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359109966 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359291141 Your basically borrowing money from banks and than paying it back with your own money ]]> 2022-10-27 15:40:22 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359291141 Don’t submit it your payment late https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359291681 2022-10-27 15:40:43 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359291681 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359294966 credit cards can make you pay more money if you only pay off the minimum amount]]> 2022-10-27 15:42:39 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359294966 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359299452 Make sure you try to pay off your balance in full and on time to avoid interest]]> 2022-10-27 15:44:51 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359299452 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359300024 Treat your credit card as if it's your own money]]> 2022-10-27 15:45:13 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359300024 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359312031 Credit cards are more usdul for emergencies 
Having good credit score can help when buying a mortgage]]> 2022-10-27 15:52:46 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359312031 Buy debit first https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359312353 2022-10-27 15:52:58 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359312353 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359315241 Don’t spend mindlessly. Avoid temptations]]> 2022-10-27 15:54:41 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359315241 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359320688 To increase credit score you have to make payments on time not paying things on time decreases your credit score ]]> 2022-10-27 15:57:55 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359320688 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359323752 Credit cards is bank money and at the end of the month you pay it off ]]> 2022-10-27 15:59:34 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2359323752 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360721638 interest accumulates over time ]]> 2022-10-28 14:40:11 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360721638 don’t do it https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360721899 2022-10-28 14:40:20 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360721899 pay your dues on time https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360722131 2022-10-28 14:40:30 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360722131 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360726197 credit scores resemble how reliable you are to pay any debt off.]]> 2022-10-28 14:43:07 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360726197 why is your credit score checked by places when you want to buy something? https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360727077 2022-10-28 14:43:41 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360727077 Credit Card 101 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360727613 Credit Card has benefits that could make people want to have a credit card but at the same time they have some disadvantage. For example, you have to pay the bank back or if u didn’t pay it on time, you’ll have to pay an interest]]> 2022-10-28 14:44:04 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360727613 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360728057 keep track of any activity that occurs on that credit card to the best of your ability]]> 2022-10-28 14:44:20 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360728057 3 facts - Samiul https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360728063 A) you don't have to get a credit card, but if your financial habits are good then it can be to your advantage.

B) the best tips are to avoid debt at all costs, and pay off your bills on time to increase your credit score and reap the rewards.

C) there are different types of credit cards with varying expenses that provide different things, so you should choose wisely and according to what you can manage.]]> 2022-10-28 14:44:20 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360728063 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360729457 having a credit card is more work for you financially and physically]]> 2022-10-28 14:45:19 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360729457 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360729823 none]]> 2022-10-28 14:45:32 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360729823 Advice - Samiul https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360730713 You should pay attention to your financial habits, dont delay bills don't get into debt, don't do anything dumb. That way you don't lower your score and become less credible.]]> 2022-10-28 14:46:08 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360730713 https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360733005 If something is bought of credit the bank pays right away and then you pay the bank back.]]> 2022-10-28 14:47:41 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360733005 Advice to someone who already has a credit card - Samiul https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360737327 Slowly build up credit score even if you have a bad start. Starting small is important - setting aside a few hundred per week to pay off bills, the building up to fully paying them off on e you establish your footing. These habits can lead you to having a great credit score and allow you to ultimately live easier. ]]> 2022-10-28 14:50:40 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360737327 Question - Samiul https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360740138 Why do credit companies not allow anyone under 18 or even 21 sometimes to own a credit card? 

I feel like if I had a credit card a while ago I would have been able to build up a great credit score by now and experience a better quality of life starting younger]]> 2022-10-28 14:52:32 UTC https://padlet.com/ecannon22/u3dcedk46oijn72l/wish/2360740138