Writing Part 2: Practice 1 (Form 2) by AZFAR SHAMIN BIN BAHARI Moe

Practice 1

AzfarShamin — 2021-05-23 16:15:32 UTC

You have been talking with your classmates about saving money.
In about 120 words, write an essay about how to save our money.
You may use the notes below to help you.

1. plan a budget
2. put away extra money in a money box
3. put away extra money in a savings account at a bank

Write your essay.

Tee Sheng Yang

m8869235 — 2021-05-24 01:04:57 UTC

~~Save money~~ Saving money is very important to everyone. This is because it helps protect you in event of a financial emergency. There are many ways to save money.
The first way is ~~plan~~ to plan a budget before we buy something. We need to write down all sources of ~~in come~~ income and all expenses and also set aside money for savings. We must resist the ~~urges~~ urge to buy unnecessary items at anywhere.
Second, we also can put away extra money in a money box. ~~Things you don't use often,~~ you can buy the money box from a shop or reuse old containers. We must make it a habit to save a bit of money daily.
~~Last~~ Lastly, we can put away extra money in a savings account at a bank. It's safer than saving money in a money box ~~to save in the bank~~. ~~After~~ Not only that, ~~that's~~ banks can offer good interest rates so the money will grow.
In conclusion, if we want to save money, we can put away money in a money box or bank and plan a budget before ~~buy~~ buying something. There are ~~more~~ many ways ~~over there~~ to save money.

Yap Min Er

m8944454 — 2021-05-24 04:49:19 UTC

~~Save~~ Saving money is a good habit and must be ~~build~~ developed from an early age. We can save money by using these ways.

One way to save money is to plan a budget before we buy something outside. We can write down all sources of income and all expenses on in a book. At the same time, we must set aside money for savings and resist the urge to buy unnecessary items.

Furthermore, we must also put away extra money in a money box. For the money box, we can ~~just~~ buy from shops or reuse old containers. We must make it a habit to save a bit of money daily.

Lastly, we can put away extra money in a savings account at a bank. It is safer to save in the bank so we will not feel ~~anxious~~ worried about its security. Besides that, it will offer good interest rates so our money will grow if we save our money in the bank.

In conclusion, if we want to save money, we can plan a budget, put away extra money in a money box, and put away extra money in a savings account at a bank. Saving money requires a lot of discipline so it may be difficult at first but if you keep doing it sooner or later you will get used to it.

Zhi Xuan

0912xuan0912 — 2021-05-24 10:15:19 UTC

The most important aspect of life is money. As a result, we can develop money-saving habits so that we can use it them not only to pay ~~University~~ university fees but also in an emergency.

Firstly, we should plan ~~the~~ our budget before we do our ~~purchase~~ purchasing ~~somethings else~~. We can list down all sources of income and expenditures, as well as set aside funds for savings. Simultaneously, we must resist the temptation to purchase frivolous things such as toys.

Next, we can save any leftover cash in a money box. To make our money box, we can either purchase one from a store or repurpose an old container. Make it a habit to save a small amount of money every day. "Many a little makes a mickle," as the saying goes. ~~We were on cloud nine a few months ago when we filled up the money box.~~

Lastly, we can also put away extra money in a savings account at a bank. It is safer to save in a bank because the bank has safeguards. We should select a bank that offers good interest rates so the money will grow.

In conclusion, ~~savings money has~~ there are many ways ~~advantages~~ to ~~saving~~ save money. Cultivate this habit as soon as possible so that we can earn a large sum of money.

Azizi

rohanirazak1986 — 2021-05-24 12:09:54 UTC

There is a lot of ways you can save your money for your future. And I will tell you some of them. You also can use your money that you saved to pay your bills and in emergency situation.

First ,you should make a list of what you want buy if you wish to go to shopping center.This will help you to control the total prices of all the product that you buy and it can save you a lot of money and it will help you to become a smart buyer.

Next, you can have some more extra money by having a piggy bank. By this way , you can save your extra money that you didn't use before. You can take your money back if you want to.

Lastly, you can make a bank account to protect your money. Also, for those people who want to steal you money , they most likely will not get your money because your money is protected and it is a lot safer than using a piggy bank.

In conclusion , there are lot more of ways to save your money and avoiding a mass money waste by buying useless stuff.The money that you saved, can also be used in a financial crisis.

Nur Ariana Najwa

m9084949 — 2021-05-24 12:51:48 UTC

We have to be smart to save our income. Here I got plan to save our income for the future,if we got emergency case we have the money.

Among them is do not waste money on things that are not beneficial. Example buying expensive items.

Next,the money we earn through employment can be kept in a bank or even a coffers. Let us start saving or even save a small amount.

Besides, we also can find part time job. It is for extra money.We can use the extra money to pay for daily items if our budget is not enough.

In conclusion, the practice of saving has a lot of importance for an individual and a family because saving will be beneficial in the long time.

Fareesh Aiman

2021-05-24 13:02:28 UTC

From time to time we don’t even realize how much money we waste every day. There are a lot of unnecessary things which we can live without, but we still keep buying them. And if we consider time as the equivalent of money, we will see tremendous losses.

Firstly, we can plan our budget before we purchase some things what we want. We must track the spending evry month.After that set your goals every month.
After we are comfortable with that way.We just continue that way until the money get a lot.

After that,everyone usualy has their own money box.So that we can put some extra money into it if we have extra money.Make it a habit to save a small amount of money every day.

Lastly,we can also put away extra money in a saving accounts at a bank.It ~~more safe~~ safer if the money at the bank.The good news is we can get a good interest.

In conculision,saving money is very important. It This is because we can use the money while we in emergency.

KAVINESH JEYAGANES

kavinjeyaanu — 2021-05-24 13:04:29 UTC

Did you ever take time to imagine a country without banks? Where no one knew what savings were, and what all people do is consume all income attained? So, think now about the current situation. About you, are you spending more than your earnings? I choose to discuss this topic because saving is a very important aspect of human’s life. It is one of the necessary and important things a person should do for his/her financial well-being. There we have a lot of ways to save money.

Firstly, you must plan a budget to reduce your unnecessary expenses. So, you can save the money for your other necessary expenses.

Secondly, we must put away some extra money in a money box by sell thing that can recycle at the recycling center. You can use the money for buy your school project things and accessory.

Thirdly, you can put away extra money in a savings account at a bank with your parent's help. You can use it for your future upper studies.

Lastly, the purpose of my speech had been convincing people on the importance of saving money. Now I hope that my speech has encouraged you who did not give savings a thought.

Tiong Lu Xynn

0912xuan0912 — 2021-05-24 15:01:02 UTC

Saving money is a good habit and it was important in our life.There are few ways to save money.

Firstly, we can put away the extra money in a money box. We can buy the money box from shop or reuse old container to keep our extra money. We must make it a habit to save a bit of money daily.

Secondly, before buying things we can plan a budget. We can list down all sources of income and all expenses that what we need and set aside money for savings. Resist the urges to buy unnecessary items.

Lastly, we can put away the extra money in a savings account at a bank. It is safer save the money in the bank so that we no need to worried about it. The bank also offer a good interest rates so the money will grow.

In conclusion, if we want to save money, we can put away the extra money in a money box, plan a budget and put away the extra money in a savings account at a bank.Let us cultivate this habits now!

qistina arisha

2021-05-24 15:07:41 UTC

Money is important to us in our life.When we save money ,we get a lot of benefits.Without money, we cannot buy anything and we will get many problem. We must save money since we are child.In this essay will discuss about the important of saving money.

First, you should know your budget every month. For example, your budget every month is RM100. When we buy something,the money we spend does not exceed RM20. So if you have a balance,you should save it and you cannot use the money for other items. We also can save RM1 everyday.

In addition, we must put extra money in a savings account at a bank. For instance, you have RM100 and save RM50 at a bank and the other balance you will use for important things such as medicine and food.

Besides, you put away extra money in a money box. Everyday you save money in a box and the money will be a lot . Money in a box you cannot use because the money for your future such as go to travel and buy a house.

In conclusion ,we should save money to let us have money to use when we need . If everybody know to save money , that we can decrease the beggar too.

Wang Hui Yi

m8944446 — 2021-05-24 15:09:19 UTC

Saving money is very important in our life. We must learn how to save money for our future.

One way to save money is plan a budget. We can write down all sources of income such as pocket money from our parents and all expenses. At the same time, we can set aside money for savings and resist the urges to buy unnecessary items.

Furthermore, we can put away extra money in a money box. We can buy the money box from shop or we use the old containers. We can also make it a habit to save a bit of money daily.

Besides, we can put away extra money in a savings account at a bank. Saving money in the bank is safer than keep it in our house. Moreover, it will offer good interest rates so our money will grow.

In conclusion, saving money is a good habit for us. We can save the money by plan a budget and put away extra money in a money box or bank.

Dakshayani

2021-05-25 02:23:24 UTC

Money is very important to us but we don't realize how much money we wasted daily. Money also quite hard to earn so we should save our money.

First of all,we should plan a budget. This can help us to figure out how much we spend. Once we have our data ,we should organize the numbers by categories, such as mortgage ,groceries, gas and total each amount. So, we can keep track our expense.

Next,we should save our extra money into saving box. If we have emergency of money we can use it from the saving box. Anyway we can organize it ourselves or buy it in at a store.

Lastly, we should put our extra money in savings account at a bank. This is because we can watch our savings grow. Our money also will be secured at bank. Beside that, bank can offer best rates and interests to increase our money.

In conclusion, we can plan a budget, put extra money in saving box and put extra money in a savings account. We can save money by practicing the ways mentioned.

Shamita Nagendran

m8730634 — 2021-05-25 06:43:19 UTC

Money is a value that we use to buy things that we need. It's compact to earn money nowadays because lots of people lost their job due to Covid-19. It can leave a family in crisis. So I assume to start saving money from our young age while there are many ways to do it.
First of all, we should start to save the pocket money that our parents gave us. Pocket money a small amount of money suitable for minor expenses. We can rescue our pocket money and by keeping track of our spending.
Moreover, we should also avoid using credit cards. While it may make things easier now but practicing credit only increases your monthly payments in the future.
In addition, we should also cut down take away foods. Even if the meal is not expensive. Doing it can habitually add up our expenses, and it also is an unmotivated activity to save money.
In the conclusion, we must also try lowering our energy and water bill, which can be a huge burden. Turn off appliances and lights when they are not needed and use a fan instead of an air conditioner.

Nur Aqilah

aqlharf — 2021-05-25 08:18:37 UTC

Saving money have a lot of benefits. We should start learn how to save money from younger. There are many ways to save money.

One of the way to save money is plan a budget. We can make some income by doing any business. By doing business we can gain some money and set aside income money and money for saving. We have to resist from buying unnecessary things when we have some extra money.

Furthermore, we can put away extra money in a money box. We have two options either we make our own money box from used container or just buy it from shop.We should make it habit to save some extra money daily.

But, it is safer if we put away our extra money in savings account bank. If we put away our extra money in account savings bank, sometimes the bank will offer a good interest rates, so our money will grow.

In conclusion, there are so many ways to save money. It is depend on us to choose the best for ourself.