FOUND 1.3: Practice 04/03/2022 by Vân Trang Nguyễn https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc Made with wonder en-us 2022-03-04 09:46:28 UTC 2025-09-30 21:02:33 UTC hello@padlet.com Dương Châu Anh https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2077687881 Many people want financial freedom, but they lack the knowledge on how to do it. Some people think that doing more jobs can save them more money. However, even the highest-paid employees can be buried in debt. The main reason for this is that they cannot manage their finances.

Once you start managing your finances, you'll have a better view of where and how you're spending your money. This can help you stay within your budget and even increase your savings. With good personal financial management, you'll also learn how to take control of your money so you can achieve your financial goals. Through this, you will be more financially savvy and have multiple sources of income.

]]> 2022-03-04 10:27:41 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2077687881 Hanh Linh https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2079173521 Financial management is important to most people. Everyone wants to spend money comfortably, but sometimes we should know how to spend it wisely in certain cases. Knowing how to manage our finances will help us have more savings for later. So learning how to save and manage your finances is one of the essential elements that affect your own life.]]> 2022-03-05 14:02:18 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2079173521 Trang Nhung https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2083154216 3, Some people believe that online shopping has brought only benefits to our lives. Would you agree? 

Today, online shopping has become familiar to everyone, because of the development of sales websites, customers can sit at home and just need a few mouse clicks, they will get what they want.
Online shopping in this day and age is very convenient. You do not need to go to the place to try on clothes, nor spend too much time transfering, if you want to see the real picture, you can read the feedback of customers who have purchased.
Besides, online shopping also brings a lot of negatives, such as difficult spending management, buying unnecessary things or many expensive things that are not used.
Therefore, online shopping has both advantages and disadvantages. We should consider carefully before shopping and become a smart shopper.]]> 2022-03-08 03:51:47 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2083154216 Phuong Linh https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2088489762 4. What are the risks involved in starting your own business, as opposed to being employed in a full time, salaried position?

Self-employment I believe is quite risky. Firstly, no stable income. If people in a company, people will be paid a solid salary and can be rewarded with extra money, but self-employed, the income will go up and down and not stable. Secondly, lack of experience to maintain a good job. Doing business by yourself will not have enough formal knowledge and experience like big companies. The company will have many skilled employees in certain jobs. Finally, people take a lot of money to invest in work. This when working at the company, they will never encounter. ]]> 2022-03-10 14:48:51 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2088489762 Ánh Ngọc https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2088615246 3, Some people believe that online shopping has brought only benefits to our lives. Would you agree? 
I completely agree with this point. Shopping on online platforms gives people many great advantages. It saves people more time. For example, instead of going to a store, people just need a PC, laptop, tablet or smartphone and a few clicks you can buy anything but banned goods. In addition, the price of the goods in the regular store is usually more expensive than the goods in the online store. This saves people more money.]]> 2022-03-10 15:46:21 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2088615246 Cẩm Liên https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089683422 3. Some people believe that online shopping has brought only benefits to our lives. Would you agree?

Online shopping is becoming one of the trends of office workers and people with limited time in recent years. Thanks to the development of online shopping websites of reputable companies, people's buying and selling needs are quickly solved. Online shopping brings many benefits to consumers. In a busy life, it is necessary to use time wisely. Instead of wasting time looking for products, going to the store, consumers just need to click on an online shopping website, select the product they want to buy, and then place an order or purchase. The delivery staff will deliver to your desired address. Therefore, buying online will save maximum time and reduce the troubles of life. Not only that, online products are cheaper. Most online sales websites offer products at lower prices when consumers buy outside, but the quality is still as good as when buying in stores and supermarkets. In addition, when shopping, carrying a large amount of money will bring risks to consumers. On the other hand, if shopping online, shoppers will not have to worry about theft. Goods will be delivered to the place and sealed carefully and safely. However, online shopping also has some disadvantages such as the difficulty of verifying the quality of goods, not having enough necessary information to make a purchase, and difficult spending management. In summary, buying online has its pros and cons. Therefore, consumers should consider carefully before buying online.]]> 2022-03-11 03:19:44 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089683422 klinh https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089784142 Some people believe that online shopping has brought only benefits to ours lives. Would you agree?

I completely agree with this opinion. Shopping online has many great avandtages. Consumers can shop online for products and compare prices between different online stores. People will be able to make better decisions about what they want to buy after considering pricing, sizes, and models in this way. Moreover, buyings things on the Internet helps people save a great deal of time. Since people nowadays are often so caught up with work and study, shopping online is a wise choice which does not require them to go to the stores. They can buy everything they need with a click, and the shipper will deliver their goods to them. ]]> 2022-03-11 04:32:29 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089784142 Phương My https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089847709 3, Some people believe that online shopping has brought only benefits to our lives. Would you agree?
I don't completely agree. In my opinion, shopping online has both negative and positive aspects. The advantage of online shopping is that buyers save more time than other ways of shopping.
In addition, the price of the products bought online is usually lower than that of those bought in shops.
In contrast, online shopping is also disadvantage, people may buy low-quality products. Many online stores often hide the bad comments of the product, but they just to good things to attract the attention of customers buy. In addition, many people can waste their money when buying unnecessary items because of the attractive advertising.
]]> 2022-03-11 05:24:12 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089847709 Minh Nguyệt https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089905793 5. How important is it that people learn to manager their finances better?
I completely agree with this point of view. Good financial management makes everyone's life easier. A good financial manager can understand their money. they can control their debts well and be financially proactive in all cases. There are some people who do not manage their finances well, leading to them spending more than they have. As a result, they are always living in a state of heavy debt. One of the well-known financial management methods is the 50/30/20. 50% for essential needs, 30% for flexible spending, and 20% for money accumulated or reinvested to "money making money".]]> 2022-03-11 06:23:42 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089905793 Diễm Hằng https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089933486 5,

Some people may think they are too young to manage finances, or too rich to keep track of their budget. The reasons may be acceptable, but only for the short term. When the time comes, people will aware of the importance of financial management, before it might be too late.

Firstly, with personal finance management, humans will be aware of their own financial situation. It helps us to understand our sources of income can sustain your lifestyle. Secondly, those who tend to invest, it is helpful for them to choose the best that can grow your money. Last but not least, good personal finance management can help people come up with the best strategy to achieve your financial goal. For instance, if your goal is to limit your expenses and save more money, then keeping track of your daily expenditures is one way to achieve this.

]]> 2022-03-11 06:47:46 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089933486 Huy Thong a06210175 https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089948042 3 i completely agree with this point of view.
Online shopping has become popular with everyone in this 4.0 era. There are lots of advantages to shopping online. Consumers can shop for products online and compare prices from various online stores. People will be able to make better purchasing decisions after considering pricing, sizes, and models in this manner.They can purchase everything they require with a click of the mouse, and the transporter will deliver their items to them. Furthermore, purchasing items on the internet allows people can save a significant amount of time. Because people nowadays are frequently preoccupied with work and study, shopping online is a good decision that eliminates the need for them to visit stores. ]]> 2022-03-11 07:01:42 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089948042 Minh Quyen a06210200 https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089950754 3. some people believe that online shopping has brought only benefits to our lives. would you agree?

Yes, I definitely agree with this opinion. Personally, I have experienced only positive sides of go shopping online. First and foremost, this method of shopping is super fast and convenient. It would be so tired for me to get dressed and travel to a far shop just to buy some sundries. Lying in bed with your phone to pick whatever you like is much more comfortable. Another advantage that online shopping platforms have brought to us is that we can check the rates and review of the product and consider whether we should buy it or not. Some users might have negative experience but I believe it just the minor, and the former benefits are still out-weight those downsides. ]]> 2022-03-11 07:04:27 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089950754 Quynh Anh quanh629 https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089952404 Answer question 3:

3. some people believe that online shopping has brought only benefits to our lives. would you agree?

​Personally, I don't completely agree with the above comment, it’s pretty inconsequential to my life, but when shopping online, it will help you a lot, for example, you just need to order and wait for them to ship without going to buy or convenient to see the prices of more items. For some people, it’s absolutely essential because they don't have much time to go shopping and when they shopping online they get good prices, as well as compare products with each other.]]> 2022-03-11 07:06:27 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089952404 Mai Quang Huy huyhungmaiquang https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089953965 Nowadays, people are increasingly shopping on the Internet instead of going to stores. I personally believe this trend has both positive and negative effects, which will be discussed below.
On the one hand, there are several benefits of shopping online. Firstly, it is a faster and cheaper way to shop because people can buy products at home without having to go to the store or shopping mall. For example, Amazon and eBay are two popular websites that offer a large number of different products and customers can visit those sites and make purchases easily. As a result, consumers can save time and travel costs. Second, online shopping allows people to have more choices because they can compare different brands and products. For example, shoppers can easily compare Converse and Vans shoes, while it's difficult to do so at physical stores.
On the other hand, shopping online can be negative in a number of ways. The first restriction is that customers are not allowed to try the product before making a purchase. For example, a girl cannot try on a dress to see if it fits her body. Furthermore, products sold online are often less reliable, and the product that people end up having delivered to their homes may be of a lower quality than expected. Finally, because online shopping is easier and cheaper, people tend to buy too much, resulting in huge waste of money. This is less likely to happen if shopping in more popular stores.
In conclusion, I believe the fact that shopping on the Internet is replacing shopping in physical stores is both a positive and a negative.
]]> 2022-03-11 07:08:13 UTC https://padlet.com/vantrangajc/tyjjv6nl8yl67nlc/wish/2089953965