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      <title>Life Stages Needs Analysis 101 by </title>
      <link>https://padlet.com/zhaowernzwsoh/txci0npecylyv45</link>
      <description>Characteristic, Concerns &amp; Needs?</description>
      <language>en-us</language>
      <pubDate>2022-03-21 10:16:42 UTC</pubDate>
      <lastBuildDate>2023-01-25 07:49:38 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title></title>
         <author></author>
         <link>https://padlet.com/zhaowernzwsoh/txci0npecylyv45/wish/2455744644</link>
         <description><![CDATA[<div>1. Characteristics&nbsp;<br>-&nbsp; Have Children going To higher education<br>-&nbsp; High Commiment And High family income burden<br>-&nbsp; Prioritise on Family members rather than themselve<br><br>2.Needs<br>- Education Fees For children<br>- High medication fees<br>- Wealth And Legacy Transfer To Next Genaration<br>- Family Proctection<br><br>3.Concern&nbsp;<br>- Children Future Career &amp; Marriage<br>- Getting Old And easily get sick<br>- Legacy And wealth Planning<br>- Life coverage planning<br><br><br><br></div>]]></description>
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         <pubDate>2023-01-25 07:03:16 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/zhaowernzwsoh/txci0npecylyv45/wish/2455744871</link>
         <description><![CDATA[<div>1. Characteristics</div><ul><li>Newly wed</li><li>Got baby</li><li>Prioritise their children</li></ul><div><br>2. Needs</div><ul><li>Protection for children</li><li>Protection for parents (source of income)</li><li>Medical protection for family</li></ul><div><br></div><div>3. Concerns</div><ul><li>Concern of child education</li><li>Whether their own income can support child education</li></ul>]]></description>
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         <pubDate>2023-01-25 07:03:39 UTC</pubDate>
         <guid>https://padlet.com/zhaowernzwsoh/txci0npecylyv45/wish/2455744871</guid>
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         <title>The Hopeless Romantic Forever</title>
         <author></author>
         <link>https://padlet.com/zhaowernzwsoh/txci0npecylyv45/wish/2455748096</link>
         <description><![CDATA[<div>Characteristic&nbsp;<br>1) Passion<br>2) Love<br>3) Commitment<br>4) Independence&nbsp;<br><br><br>Concerns&nbsp;<br>1) stable career and incomes&nbsp;<br>2) lack of savings<br>3)Future Financial planning as a married couple<br>4)<br><br>Needs&nbsp;<br><br>1) income protection<br>2)health coverage<br>3)&nbsp;<br>4)protection plans for loved one</div>]]></description>
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         <pubDate>2023-01-25 07:08:19 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/zhaowernzwsoh/txci0npecylyv45/wish/2455753175</link>
         <description><![CDATA[<div>Financial planning for as married couple</div>]]></description>
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         <pubDate>2023-01-25 07:12:25 UTC</pubDate>
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         <title>1. Characteristic</title>
         <author></author>
         <link>https://padlet.com/zhaowernzwsoh/txci0npecylyv45/wish/2455753325</link>
         <description><![CDATA[<div>- Less commitment<br>- Freedom<br>- More emphasis on themselves rather than on other people<br><br>2. Concern<br>- Money, salary not enough&nbsp;<br>- Commitment &amp; Responsibility<br><br><br>3. Need<br>- income protection<br>- health coverage<br>- chances to earn more money&nbsp;<br><br></div><div><br><br></div>]]></description>
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         <pubDate>2023-01-25 07:12:33 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zhaowernzwsoh/txci0npecylyv45/wish/2455755403</link>
         <description><![CDATA[<div>Concern&nbsp;<br>&nbsp;1) income<br>&nbsp;2) freedom&nbsp;<br>&nbsp;3) wealth accumulation<br><br>&nbsp;4)Future Financial planning as a married couple</div>]]></description>
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         <pubDate>2023-01-25 07:15:27 UTC</pubDate>
         <guid>https://padlet.com/zhaowernzwsoh/txci0npecylyv45/wish/2455755403</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/zhaowernzwsoh/txci0npecylyv45/wish/2455756078</link>
         <description><![CDATA[<div>Needs&nbsp;<br>1) well life coverage planning<br>2) well wealth planning </div>]]></description>
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         <pubDate>2023-01-25 07:16:23 UTC</pubDate>
         <guid>https://padlet.com/zhaowernzwsoh/txci0npecylyv45/wish/2455756078</guid>
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