Major in Mathematics at MIT to prepare for a career in tech/finance.

Open a high-yield savings account and a travel rewards credit card.

Start saving small amounts from internships, scholarships, or freelance work.

Begin planning the $20,000 Asia vacation (budgeting, points, off-peak travel).

Gain internship experience in data analytics or finance.

Start working as a Data Analyst with a salary of $75K–$90K.

Allocate income: 50–60% essentials, 20% savings, 10–15% investments.

Save $800/month for the Asia trip in a high-yield savings account.

Open a Roth IRA and contribute to a 401(k) if employer-matched.

Take the Asia trip (~age 24-25), possibly working remotely to supplement funds.

Get married and begin preparing to raise a family of four.

Begin saving for a Boston home: goal of $172,500 in upfront costs.

Allocate ~$2,875/month toward the home fund.

Build a savings cushion of $25,000 (split between wedding and housing).

Start or grow a small side business (e.g., handcrafted paper goods).

Strengthen partnership skills and plan for childcare/education.

Buy your $750,000 Boston home: 3 beds, 3 baths, pool, hobby rooms.

Reach a Senior Analyst or Data Engineer role (goal salary: $100K–$120K+).

Budget ~$4,000/month for family expenses: food, housing, childcare, insurance.

Continue contributing to retirement and emergency funds.

Target annual raises, bonuses, or new roles for six-figure+ income.

Increase passive income through investments, rental property, or freelance work.

Use travel rewards for small family trips and create memorable experiences.

Maintain consistent investing and saving habits.

Explore leadership or mentoring opportunities in your career field.

Explore hobbies and teaching opportunities

Take a $20,000 Asia vacation

Support a family of four by age 27

Buy a $750,000 home in Boston