https://padlet.com/tcooper1/tqz4whmr9iu6 6.1 Topics/Questions to comment/reflect/discuss Reading assignment in the 6.1 Lesson Plan…Scroll down to bottom…Will discuss as a group/individually soon__MCE_ITEM__J 1.Credit is 2. Credit Reporting Agencies 3. Closed-end credit 4. Open-end credit 5. If you were no longer interested in using a certain credit card in your possession what would be the best thing to do with it? 6. What information would be on one’s credit report? 7. Viewing your credit report for free 8. Consequence for having a low credit score 9. If you have no credit history and would like to get some established one should 10. Developing & maintaining positive credit calls for one to 11. Items & how long they remain on your credit report. Any additional information you’d like to add pertaining to Credit score range… en-us 2017-09-13 11:05:54 UTC 2025-11-17 21:53:38 UTC hello@padlet.com https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188434961 3. closed in credit is when your payments  will come to an end. 
Ex. (Car loan  )]]> 2017-09-18 12:57:04 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188434961 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188434977 4. Open end credit is extended line of credit in advance.
Example: Credit Cards.]]> 2017-09-18 12:57:06 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188434977 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188435113 1. Credit is goods or services before payment base on trust that payment would be made in the future.]]> 2017-09-18 12:57:22 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188435113 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188435405 3. what is a closed end credit score
-a closed end credit score is when the payments are coming to an end

]]> 2017-09-18 12:57:53 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188435405 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188435558 1. Credit is the ability of a customer to obtain goods or services before payment.]]> 2017-09-18 12:58:07 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188435558 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188435775 8. the consequence for having a low credit score is, if you want something and you can't afford it at that time you can get it but the payments will be higher because of a higher interest rate, or if you need a loan if your score is too low, you may not be eligible]]> 2017-09-18 12:58:33 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188435775 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188435800 2. There are three credit reporting agencies. They are Equifax, Experian, and TransUnion ]]> 2017-09-18 12:58:36 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188435800 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188438786 6. The record of your use of credit.]]> 2017-09-18 13:04:14 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188438786 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188441768 2017-09-18 13:09:26 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/188441768 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/189313986 5. If you are no longer interested in that credit card company you should contact the company and tell the that you no longer want it.]]> 2017-09-20 13:37:07 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/189313986 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/189314093 6. Type of credit , Loan or Credit Limit, Date, Account Balance,Payment Information, Name , Address, full or partial social security number. ]]> 2017-09-20 13:37:18 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/189314093 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/189320660 5. cut the card up to be safe from identity theft and call the credit card holder company ]]> 2017-09-20 13:47:24 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/189320660 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/189321435 If you are no longer using a credit card contact the bank or whatever and tell them you no longer want it. then you would cut the card up before throwing it away]]> 2017-09-20 13:48:24 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/189321435 https://padlet.com/tcooper1/tqz4whmr9iu6/wish/189321840 1. Credit- Refers to goods, services and/or money received in exchange for a promise to pay back a definite sum of money at a future date. ]]> 2017-09-20 13:48:59 UTC https://padlet.com/tcooper1/tqz4whmr9iu6/wish/189321840