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      <title>Welcome to Personal Finance! by Lisa Passeri</title>
      <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0</link>
      <description>What do you know and what would you like to learn?</description>
      <language>en-us</language>
      <pubDate>2022-01-25 15:56:57 UTC</pubDate>
      <lastBuildDate>2026-02-18 15:05:13 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url>https://padlet.net/icons/png/1f911.png</url>
      </image>
      <item>
         <title>Samantha Shilling </title>
         <author>shill62_1</author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3766438344</link>
         <description><![CDATA[<p>yes I agree because you need to budget  your paycheck for bills.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-27 17:12:33 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3766438344</guid>
      </item>
      <item>
         <title>Samantha Shilling </title>
         <author>shill62_1</author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3766442112</link>
         <description><![CDATA[<p>pay the bills and save the rest </p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-27 17:15:35 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3766442112</guid>
      </item>
      <item>
         <title>Samantha Shilling </title>
         <author>shill62_1</author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3766447318</link>
         <description><![CDATA[<p>where the best paying jobs are because this is inflation nation.  Where can you find the best investment.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-27 17:19:53 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3766447318</guid>
      </item>
      <item>
         <title>King Julian</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767750718</link>
         <description><![CDATA[<p>ya fasho managing yur money is important.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:05:58 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767750718</guid>
      </item>
      <item>
         <title>Avery</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767751218</link>
         <description><![CDATA[<p>Not the most important class, but practical.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:06:21 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767751218</guid>
      </item>
      <item>
         <title>Amare</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767751468</link>
         <description><![CDATA[<p>Yes i think its important because you are going to need to learn hoe to finance your life. </p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:06:33 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767751468</guid>
      </item>
      <item>
         <title>George Hance</title>
         <author>ttvnerfguy</author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767751675</link>
         <description><![CDATA[<p>Yes I agree because it's important to learn to save your money.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:06:41 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767751675</guid>
      </item>
      <item>
         <title>Cooper R.</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767752012</link>
         <description><![CDATA[<p>I think PF is a necessary and a great class to be in, but I don't know if I can make it as important as math or ELA  </p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:06:55 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767752012</guid>
      </item>
      <item>
         <title>Avery</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767752294</link>
         <description><![CDATA[<p>How does investment work.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:07:07 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767752294</guid>
      </item>
      <item>
         <title>George Hance</title>
         <author>ttvnerfguy</author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767752775</link>
         <description><![CDATA[<p>Pay the bills and save the rest on something important or what you want.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:07:28 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767752775</guid>
      </item>
      <item>
         <title>Kaylynne S.</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767752779</link>
         <description><![CDATA[<p>One of the most important,yes.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:07:28 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767752779</guid>
      </item>
      <item>
         <title>Kaylynne S.</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767753636</link>
         <description><![CDATA[<p>It's important to save. It teaches you how to best manage your cash.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:08:02 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767753636</guid>
      </item>
      <item>
         <title>George Hance</title>
         <author>ttvnerfguy</author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767753678</link>
         <description><![CDATA[<p>Smart ways to save more money.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:08:04 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767753678</guid>
      </item>
      <item>
         <title>King Julian</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767754067</link>
         <description><![CDATA[<p>How to invest in crypto</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:08:19 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767754067</guid>
      </item>
      <item>
         <title>Mary </title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767754574</link>
         <description><![CDATA[<p>Yes, so you learn how to handle PF</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:08:38 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767754574</guid>
      </item>
      <item>
         <title>Kaylynne S.</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767754665</link>
         <description><![CDATA[<p>How to balance a checkbook. How to pay taxes. How to pay bills.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:08:43 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767754665</guid>
      </item>
      <item>
         <title>Cooper R.</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767754745</link>
         <description><![CDATA[<p>Save your money as much as you can</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:08:47 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767754745</guid>
      </item>
      <item>
         <title>Mary</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767755375</link>
         <description><![CDATA[<p>Saving Money.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:09:12 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767755375</guid>
      </item>
      <item>
         <title>Cooper R.</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767755391</link>
         <description><![CDATA[<p>Best practices on how to save and manage my finances </p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:09:12 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767755391</guid>
      </item>
      <item>
         <title>Mary</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767756582</link>
         <description><![CDATA[<p>Learning how to invest.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:10:01 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767756582</guid>
      </item>
      <item>
         <title>Parker </title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767758674</link>
         <description><![CDATA[<p>Yes, I agree. It’s very important for us to learn how to handle and manage our money once we get in the real world.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:11:28 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767758674</guid>
      </item>
      <item>
         <title>Hasna C</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767759006</link>
         <description><![CDATA[<p>I agree that personal finance is an important class because it teaches students how to manage money wisely and make smart decisions in real life.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:11:44 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767759006</guid>
      </item>
      <item>
         <title>Hasna C</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767759380</link>
         <description><![CDATA[<p>the importance of saving money.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:12:00 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767759380</guid>
      </item>
      <item>
         <title>Parker</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767759648</link>
         <description><![CDATA[<p>It’s teaches people how to manage, budget and spend their funds</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:12:07 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767759648</guid>
      </item>
      <item>
         <title>Hasna C</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767760160</link>
         <description><![CDATA[<p>investing money &amp; paying bills.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:12:30 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767760160</guid>
      </item>
      <item>
         <title>Layla</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767760309</link>
         <description><![CDATA[<p>I agree that personal finance is an important class.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:12:36 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767760309</guid>
      </item>
      <item>
         <title>Lani</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767760332</link>
         <description><![CDATA[<p>Yes, I think it is one of the most important classes.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:12:38 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767760332</guid>
      </item>
      <item>
         <title>Parker</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767760784</link>
         <description><![CDATA[<p>How to save money and invest it</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:12:56 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767760784</guid>
      </item>
      <item>
         <title>Layla</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767760787</link>
         <description><![CDATA[<p>managing money </p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:12:56 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767760787</guid>
      </item>
      <item>
         <title>Layla </title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767761739</link>
         <description><![CDATA[<p>investing money </p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:13:29 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767761739</guid>
      </item>
      <item>
         <title>Lani G</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767762761</link>
         <description><![CDATA[<p>Managing money, budgeting</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:14:12 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767762761</guid>
      </item>
      <item>
         <title> managing money</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767766537</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:15:05 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767766537</guid>
      </item>
      <item>
         <title>Lani G</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767766610</link>
         <description><![CDATA[<p>Loans, interest, taxes.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:15:09 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767766610</guid>
      </item>
      <item>
         <title>Amare</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767767163</link>
         <description><![CDATA[<p>just, learning debt, and taxes, things like that</p><p><br/></p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:15:38 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767767163</guid>
      </item>
      <item>
         <title>Peyton</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767769662</link>
         <description><![CDATA[<p>I think its most important because the other stuff we learn in other classes will help us but honeslty they don't teach the fundamentals of life </p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:17:23 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767769662</guid>
      </item>
      <item>
         <title>Tyler J.</title>
         <author>jones139</author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767770749</link>
         <description><![CDATA[<p>I agree with the statement that personal finance is one of the most important classes.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:18:05 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767770749</guid>
      </item>
      <item>
         <title>Peyton</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767771022</link>
         <description><![CDATA[<p>Time management, I know about credit and debit accounts, but also trying to save money which is soo hard </p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 14:18:20 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767771022</guid>
      </item>
      <item>
         <title>Tyler</title>
         <author>jones139</author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767928102</link>
         <description><![CDATA[<p>I know a little about personal savings.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 16:01:37 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767928102</guid>
      </item>
      <item>
         <title>Tyler</title>
         <author>jones139</author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767929417</link>
         <description><![CDATA[<p>Litterally everything that we will most likely see and have to deal with one day.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 16:02:29 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3767929417</guid>
      </item>
      <item>
         <title>Ada Rusconi</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3768199759</link>
         <description><![CDATA[<p>I disagree about personal finance being the most important class. I do believe that it is one of the most important classes a person can take, but I also believe that there isn't one single class that can be labeled as the most important. All classes are extremely important because they work together to build a collective understanding of the world around us that allows people to become intelligent, empathetic, and open-minded human beings who can continue to learn throughout life.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 19:33:28 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3768199759</guid>
      </item>
      <item>
         <title>Ada Rusconi</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3768225853</link>
         <description><![CDATA[<p>The knowledge that I already have about Personal Finance comes from my previous career planning classes that I have taken. I do not know much, and I am eager to learn more so I can be confident in my future financial endeavors.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 19:58:47 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3768225853</guid>
      </item>
      <item>
         <title>Ada Rusconi</title>
         <author></author>
         <link>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3768241969</link>
         <description><![CDATA[<p>I would like to learn more about the different types of bank accounts and saving accounts, how interest works, loans and debts, budgeting, and the different types of taxes and how they are paid.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-01-28 20:16:40 UTC</pubDate>
         <guid>https://padlet.com/lpasseri1/tqt6ib1gr61i4bq0/wish/3768241969</guid>
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