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      <title>1.2 by Ashley Neiswinger</title>
      <link>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2019-04-03 01:10:33 UTC</pubDate>
      <lastBuildDate>2019-04-03 01:39:53 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Financial Decisions</title>
         <author>ashley_neiswinger</author>
         <link>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347885004</link>
         <description><![CDATA[<div>1. Savings<br>2. Pay Off Debt<br>3. Buy a House<br>4. Life Insurance<br>5. Invest</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-04-03 01:15:11 UTC</pubDate>
         <guid>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347885004</guid>
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         <title>Factors Affecting Decisions</title>
         <author>ashley_neiswinger</author>
         <link>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347885384</link>
         <description><![CDATA[<div>1. Emotions<br>2. Friends and Peers<br>3. Customs, Traditions, and Habits<br>4. Family<br>5. Advertising</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-04-03 01:16:57 UTC</pubDate>
         <guid>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347885384</guid>
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      <item>
         <title>Education and Salary</title>
         <author>ashley_neiswinger</author>
         <link>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347885696</link>
         <description><![CDATA[<div>Well known private colleges and university graduates earn on average of 20% more the graduates of public schools.</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-04-03 01:18:33 UTC</pubDate>
         <guid>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347885696</guid>
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         <title>Jobs</title>
         <author>ashley_neiswinger</author>
         <link>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347886134</link>
         <description><![CDATA[<div>1. Certain degrees flourish<br> - Special undergrad programs like engineering and business have the highest employment rates </div>]]></description>
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         <pubDate>2019-04-03 01:20:47 UTC</pubDate>
         <guid>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347886134</guid>
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      <item>
         <title>Positive Consequences</title>
         <author>ashley_neiswinger</author>
         <link>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347886637</link>
         <description><![CDATA[<div>1. Saving money <br>     - buy house<br>     - buy car<br>2. Good Credit<br>    - lower interest rates</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-04-03 01:23:36 UTC</pubDate>
         <guid>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347886637</guid>
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         <title>Negative Consequences</title>
         <author>ashley_neiswinger</author>
         <link>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347886893</link>
         <description><![CDATA[<div>1. Spending more then you make <br>     - Debt</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-04-03 01:25:05 UTC</pubDate>
         <guid>https://padlet.com/ashley_neiswinger/tktfh3d7ivs8/wish/347886893</guid>
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