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   <channel>
      <title> padlet by Gavin quentin lyle Jacobs</title>
      <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2023-04-03 12:19:28 UTC</pubDate>
      <lastBuildDate>2023-04-03 20:58:38 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>What you need to know about Auto Insurance</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542158085</link>
         <description><![CDATA[<div>Shopping around most insurers around your area before choosing the one that suits your needs and wants the best.&nbsp; Ask about the consequences of accidents and tickets.&nbsp; pay a reasonable amount on your deductible.&nbsp; Make sure you have coverage on, Third-party liability coverage, Statutory accident benefits coverage, Direct Compensation – Property damage coverage, and Uninsured automobile coverage.</div>]]></description>
         <enclosure url="https://www.quoteinspector.com/media/car-insurance/car-insurance-0495995096-wo.jpg" />
         <pubDate>2023-04-03 12:37:00 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542158085</guid>
      </item>
      <item>
         <title>Video#1</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542172975</link>
         <description><![CDATA[<div>Insurance rates in Canada are pretty pricey and these prices are based on make/model of the car you're trying to insure. The second aspect is the drivers driving record to see how safe or unsafe the driver is. Lastly  location means a lot as the more cars around you the greater risk your at when driving.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=goG21ZYAmoM" />
         <pubDate>2023-04-03 12:49:59 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542172975</guid>
      </item>
      <item>
         <title>Website#1</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542187063</link>
         <description><![CDATA[<div>This website I just used quickly but it gave me a quick and easy no hassle quote for any car you have bought or choose to consider buying. the only question that asks about you is the date you bought the car and I know that some people don't like giving out there information online so everyone can use it.</div>]]></description>
         <enclosure url="https://www.tdinsurance.com/quote/car/ontario?quoter=auto&amp;website_id=generic&amp;AID=mmi_embperl_quoter&amp;company_name=tdgi_Ext&amp;brand=directmarket_Ext&amp;language=EN&amp;rg=7001&amp;product=AUTO&amp;transactiontype=NEWQUOTE&amp;bundle_flow=BAH&amp;sequence=5" />
         <pubDate>2023-04-03 13:00:53 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542187063</guid>
      </item>
      <item>
         <title>Website#2</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542200602</link>
         <description><![CDATA[<div>The importance of having third party auto insurance&nbsp;is that a crash can happen anywhere anytime this website defines why you need to have this specific coverage on your car.</div>]]></description>
         <enclosure url="https://www.comparethemarket.com/car-insurance/content/third-party-fire/" />
         <pubDate>2023-04-03 13:10:37 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542200602</guid>
      </item>
      <item>
         <title>Website#3</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542213277</link>
         <description><![CDATA[<div>Statuary accident benefits provide essential coverage for medical, lost income, damage to belongings, and even death funeral costs as you never know what other drivers are doing. this website provides in-depth information about this type of insurance.</div>]]></description>
         <enclosure url="https://hardbacon.ca/en/insurance/statutory-accident-benefits/" />
         <pubDate>2023-04-03 13:19:50 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542213277</guid>
      </item>
      <item>
         <title>Website#4</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542225081</link>
         <description><![CDATA[<div>This website provides you with how a deductible affects your costs after getting into an accident that you were the one who's liable.  It is important to read this as the less you pay at the start the more you pay in the end.</div>]]></description>
         <enclosure url="https://www.lowestrates.ca/blog/auto/everything-to-know-about-auto-insurance-deductible" />
         <pubDate>2023-04-03 13:27:59 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542225081</guid>
      </item>
      <item>
         <title>Video#2</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542251495</link>
         <description><![CDATA[<div>Auto theft is getting more and more common now a days and this video gives you simple tips on how to minimize the risk of your vehicle being stolen.  An example of a couple simple tips would be, always locking your car, park in a well lit parking lot and, covering Vin number so thieves can't get into your cars computer system.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=BkB6EUDVDJg" />
         <pubDate>2023-04-03 13:46:43 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542251495</guid>
      </item>
      <item>
         <title>Video#3</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542287643</link>
         <description><![CDATA[<div>This video is from a lawyer's perspective when the liable person from the accident has no auto insurance.  When the liable person doesn't have insurance it doesn't mean you can't fight the accident means you have to take a different path to get to the same outcome.  </div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=yItlAt0zL3E&amp;t=28s" />
         <pubDate>2023-04-03 14:12:11 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542287643</guid>
      </item>
      <item>
         <title>Video#4</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542729513</link>
         <description><![CDATA[<div>in this video it gets you started on how to file a claim with simple questions of what to ask to make filing your claim faster and easier. if you have anymore questions about this videos visit fsrao.ca for more information.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=Z5MSuSlpQvw&amp;t=2s" />
         <pubDate>2023-04-03 20:28:45 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542729513</guid>
      </item>
      <item>
         <title>Image#1</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542736709</link>
         <description><![CDATA[<div>This image shows the average insurance rates across Canada and as you can see us in Ontario have the highest rates. This is because of the high number of insurance frauds in the province another factor like anywhere in Canada is the severe weather.</div>]]></description>
         <enclosure url="https://insureye.com/wp-content/uploads/2016/10/average-car-insurance-rates-in-Canadian-provinces.jpg" />
         <pubDate>2023-04-03 20:38:44 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542736709</guid>
      </item>
      <item>
         <title>Image#2</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542739596</link>
         <description><![CDATA[<div>In this image there is a numerous amount of different auto insurance companies. This is to help if you're looking for a new insurer and need some ideas. </div>]]></description>
         <enclosure url="http://greatoutdoorsabq.com/wp-content/uploads/2019/02/insurance-companies-ontario-1.jpg" />
         <pubDate>2023-04-03 20:42:35 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542739596</guid>
      </item>
      <item>
         <title>1. What did you learn about your topic that surprised you the most?</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542741004</link>
         <description><![CDATA[<div>The most surprised I was about the auto insurance industry was the amount of insurance fraud in our province and how we have to suffer from other peoples doing.</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-03 20:44:36 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542741004</guid>
      </item>
      <item>
         <title>2. Provide a real-life example of how this topic is relevant or interestingfor you.</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542742680</link>
         <description><![CDATA[<div>This topic of auto insurance if relevant to me as I am a teenager who needs a car to travel.  My first car I used to pay an outrageous amount on insurance but since I have gotten a new one it is way less and I'm thankful for that.</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-03 20:46:42 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542742680</guid>
      </item>
      <item>
         <title>3. If you could pass on your knowledge to a family member or friend, whatdo you think is the most important thing to pass on?</title>
         <author>gavinquentinlylejacobs2</author>
         <link>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542744427</link>
         <description><![CDATA[<div>The most important thing to pass on to another would be shop around first before making your final decision. Also I would tell them to put a sizable deductible as it helps if you get into an accident.</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-03 20:49:11 UTC</pubDate>
         <guid>https://padlet.com/gavinquentinlylejacobs2/tjm5icpj62ypophl/wish/2542744427</guid>
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