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      <title>Gero 560 14.1 Assign. by Elizabeth Siegfried</title>
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      <description>My Personal Financial Plan</description>
      <language>en-us</language>
      <pubDate>2020-12-08 02:32:34 UTC</pubDate>
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         <title>Step 1</title>
         <author>siegfriede</author>
         <link>https://padlet.com/siegfriede/tepppn6h3suajx2p/wish/1008420804</link>
         <description><![CDATA[<div>Never ending cycle of going to school! I work one to two times a week and seem to spend a lot of money on tuition and books </div>]]></description>
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         <pubDate>2020-12-11 00:15:50 UTC</pubDate>
         <guid>https://padlet.com/siegfriede/tepppn6h3suajx2p/wish/1008420804</guid>
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         <title>Step 2</title>
         <author>siegfriede</author>
         <link>https://padlet.com/siegfriede/tepppn6h3suajx2p/wish/1008432068</link>
         <description><![CDATA[<div>Become an OTR and pay off 75% of my student loans by the time I am 38 years young. I also plan to meet with a financial advisor in May to discuss retirement and savings plans</div>]]></description>
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         <pubDate>2020-12-11 00:22:10 UTC</pubDate>
         <guid>https://padlet.com/siegfriede/tepppn6h3suajx2p/wish/1008432068</guid>
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         <title>Step 3</title>
         <author>siegfriede</author>
         <link>https://padlet.com/siegfriede/tepppn6h3suajx2p/wish/1008545579</link>
         <description><![CDATA[<div>Take bigger steps to pay off undergraduate loans! Once I am an OTR I would work full time as well as keep my bartending job part time and use a large amount of my full time pay to pay off my loans.</div>]]></description>
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         <pubDate>2020-12-11 01:17:08 UTC</pubDate>
         <guid>https://padlet.com/siegfriede/tepppn6h3suajx2p/wish/1008545579</guid>
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         <title>Step 4</title>
         <author>siegfriede</author>
         <link>https://padlet.com/siegfriede/tepppn6h3suajx2p/wish/1008553819</link>
         <description><![CDATA[<div>For my alternative course of action to take place, I would also live at home with my parents for a few years to focus on paying off my loans through my full time job and my part time job. </div>]]></description>
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         <pubDate>2020-12-11 01:21:14 UTC</pubDate>
         <guid>https://padlet.com/siegfriede/tepppn6h3suajx2p/wish/1008553819</guid>
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      <item>
         <title>Step 5</title>
         <author>siegfriede</author>
         <link>https://padlet.com/siegfriede/tepppn6h3suajx2p/wish/1008600961</link>
         <description><![CDATA[<div>My action plan right now is not going to be drastic. I will continue to work part time but all of the money I make hourly is going to be divided in half between book cost and my undergraduate loans. My tips will be my allotted spending money. I have set a reminder to make an appointment with a financial advisor next year.</div>]]></description>
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         <pubDate>2020-12-11 01:44:34 UTC</pubDate>
         <guid>https://padlet.com/siegfriede/tepppn6h3suajx2p/wish/1008600961</guid>
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