https://padlet.com/anhnh6/tdwd40omx0xfi92i Em hãy chia sẻ mục tiêu ngắn hạn (khoảng 3.5 tháng) ở đây nhé. Em có thể vẽ, trang trí rồi chụp lại hay dùng hình minh hoạ để "visualize" mục tiêu của mình nhé. en-us 2022-03-08 14:00:51 UTC 2022-11-30 09:20:00 UTC hello@padlet.com https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2319721683 2022-09-29 16:25:22 UTC https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2319721683 hawnnnnnnn https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2320976956 1. Reason
- Have too much clothes (Some of them only wore 1-2 times) 
- My wardrobe is nearly full
- My mom want it.
2. Obstacle
- Sale off
- Friends 
- The clothes I like 
- Instagram + Shopee advertisements
2. Steps
- Reducing the amount for shopping 
- The saving money I will deposit into saving for not using 
- Sell the old clothes (but this money will go to saving)]]> 2022-09-30 12:34:54 UTC https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2320976956 https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2321897868 [ Quang Duy ]  ʕ •ᴥ•ʔ - Save more money 
1> Reason : Cause I want to have more money to study in another field.
It costs me about 22 million VND per year
2> Obstacle : I usually spend money on bullshit things so I want to cut off the amount of spending on it. 
Those are some steps that I will following to maximize the amount of money keeping 
First is deleting shopee and tiki application. Second is transferring all cash to bank account






]]> 2022-10-01 09:53:17 UTC https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2321897868 https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2322470962 1. Goal:
- In order to get the university, i need to pay the tuitions fees.
2. ROADBLOCKS:
- I don't have enough money to pay the tuitions fees.
3. ACTION:
- Keep track of my spending.
- Separate wants from needs.
- Save regularly.
- Be careful about spending a significant amount of money on periodic purchases.
- Try lowering my energy bill.
- Cut down on take-out ordering.
- Ask parents for money.
- Work part-time job.

]]> 2022-10-02 08:53:58 UTC https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2322470962 https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2322573052 Reason: 
+ no saving money 
+ usually use over budget 
Obstacle 
+ friends 
+ hobbies
Steps
+ think carefully before purchasing 
+ set limit for each spending
+ give saving money to mom at beginning of month 


]]> 2022-10-02 12:43:21 UTC https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2322573052 haonn20404ca https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2322586992 1. Reasons:
- Love traveling
- Relax after a semester

2. Obstacles
- Usually spend money on coffee, entertainment
- Need to save money for multiple purposes (short goals) at the same time 

3. Action
- Reduce hanging out, think carefully before buying something
- Do a tutor as a part-time job to earn money, and expected salary is 2.500.000.
Then, I will save 1.300.000-1.500.000 VNĐ in 2-3 months.


]]> 2022-10-02 13:07:01 UTC https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2322586992 vietbq20404ca https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2322730820 1. Reason
Wishing to have a meaningful and memorable birthday party for dad
2. Obstacles 
Have to simultaneously save money for a variety of purposes
3. Action 
Using my saving plan( started in 2020) to purchasing gift for my dad]]> 2022-10-02 16:35:52 UTC https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2322730820 https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2403250749 1. Have capital to prepare for investment in the next 3 months
2.growing necessities 
 prices escalate 
 Saving is harder 
  maintain life 
 diseases 
 unemployment 
3. |  save more 
 |  part-time job 
 |  from the family's supply 
 |  Have a detailed plan ]]> 2022-11-30 09:20:00 UTC https://padlet.com/anhnh6/tdwd40omx0xfi92i/wish/2403250749