https://padlet.com/mhanke/t58xjmtnxlon Changing Factors en-us 2019-01-22 22:00:11 UTC 2023-01-28 19:45:15 UTC hello@padlet.com mhanke https://padlet.com/mhanke/t58xjmtnxlon/wish/323246795 In your own words...

]]> 2019-01-22 22:04:02 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323246795 mhanke https://padlet.com/mhanke/t58xjmtnxlon/wish/323430465 How does this factor impact our economy? ]]> 2019-01-23 13:50:37 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323430465 mhanke https://padlet.com/mhanke/t58xjmtnxlon/wish/323430703 2019-01-23 13:51:04 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323430703 mhanke https://padlet.com/mhanke/t58xjmtnxlon/wish/323430831 What is the current rate/numbers with this factor? What impact is this factor having on our economy now?]]> 2019-01-23 13:51:19 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323430831 mhanke https://padlet.com/mhanke/t58xjmtnxlon/wish/323431267 Link and Summarize a current news article regarding factor]]> 2019-01-23 13:52:15 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323431267 mhanke https://padlet.com/mhanke/t58xjmtnxlon/wish/323885413 What effect would this factor have on your current decision with $10,000]]> 2019-01-24 13:27:41 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323885413 jd195521 https://padlet.com/mhanke/t58xjmtnxlon/wish/323895396 The proportion of a loan that is charged as an interest to the borrower, typically expressed as an annual percentage of the loan outstanding]]> 2019-01-24 13:49:37 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323895396 https://padlet.com/mhanke/t58xjmtnxlon/wish/323895536 The difference between a country’s exports and imports ]]> 2019-01-24 13:49:53 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323895536 js20390 https://padlet.com/mhanke/t58xjmtnxlon/wish/323895603 The dollars available for spending in our economy.]]> 2019-01-24 13:50:02 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323895603 lc19003 https://padlet.com/mhanke/t58xjmtnxlon/wish/323895733 In your own words...

]]> 2019-01-24 13:50:16 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323895733 as202461 https://padlet.com/mhanke/t58xjmtnxlon/wish/323895838 The number of new homes being built.]]> 2019-01-24 13:50:27 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323895838 https://padlet.com/mhanke/t58xjmtnxlon/wish/323895956 This is the price of consumer goods, usually measured using the Consumer Price Index (CPI). Shows the change over time of a fixed basket of goods and services typically purchased by the consumer.]]> 2019-01-24 13:50:40 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323895956 lc19003 https://padlet.com/mhanke/t58xjmtnxlon/wish/323895984 People who do not have a job ]]> 2019-01-24 13:50:44 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323895984 js20390 https://padlet.com/mhanke/t58xjmtnxlon/wish/323895996 If the money supply increases rapidly there will be more inflation, lower interest rates, and high unemployment.]]> 2019-01-24 13:50:46 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323895996 mk20119 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896003 People buying things they need and want ]]> 2019-01-24 13:50:47 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896003 bp19717 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896008 A measurement of a section of the stock market or encompasses the market as a whole. Simple for buyers and sellers to read.]]> 2019-01-24 13:50:47 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896008 jd195521 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896038 When consumers pay less in int, this gives them more money to spend, which can create a ripple effect of increased spending throughout the economy. Businesses and farmers also benefit from lower intrest rates, as it encourages them to make large equipment purchases due to the low cost of borrowing]]> 2019-01-24 13:50:50 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896038 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896053 If countries exports are more than imports, it can result in price changes for foreign goods]]> 2019-01-24 13:50:53 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896053 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896091 Total amount of products and services produced in a country]]> 2019-01-24 13:50:58 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896091 ac19315 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896151 Changes the buying power of a dollar aka inflation]]> 2019-01-24 13:51:04 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896151 bb20438 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896173 2019-01-24 13:51:06 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896173 as202461 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896187 When new homes are being built overall the economy is doing well. This means more job opportunities for construction companies and housing suppliers, higher wages, and more consumer spending. Housing starts can vary by region depending on the weather.]]> 2019-01-24 13:51:08 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896187 mk20119 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896313 Higher causes more jobs and higher wages, borrowing can cause higher consumer prices and interest rates ]]> 2019-01-24 13:51:23 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896313 lc19003 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896369 Changes an individuals standard of living and can lead to an erosion of their skills.
There is a correlation between higher crime and less volunteerism in a society with high unemployment. High unemployment causes a country to have higher payments for things like unemployment benefits. Lower unemployment rates increase spending in the ]]> 2019-01-24 13:51:32 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896369 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896489 Says if economy is stable or unstable. Health of economy is based of GDP.]]> 2019-01-24 13:51:50 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896489 bp19717 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896612 Influences people on whether to buy or sell stocks at certain times.]]> 2019-01-24 13:52:06 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896612 yl20433 https://padlet.com/mhanke/t58xjmtnxlon/wish/323896730 2019-01-24 13:52:19 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323896730 jd195521 https://padlet.com/mhanke/t58xjmtnxlon/wish/323897047 2019-01-24 13:53:07 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323897047 https://padlet.com/mhanke/t58xjmtnxlon/wish/323897113 In 2018 Quater 3 the economy grew at 3.4%]]> 2019-01-24 13:53:15 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323897113 za197791 https://padlet.com/mhanke/t58xjmtnxlon/wish/323897287 2019-01-24 13:53:39 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323897287 https://padlet.com/mhanke/t58xjmtnxlon/wish/323897704 2019-01-24 13:54:30 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323897704 https://padlet.com/mhanke/t58xjmtnxlon/wish/323897765 2019-01-24 13:54:36 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323897765 js20390 https://padlet.com/mhanke/t58xjmtnxlon/wish/323897803 -M1: $3.78 Trillion
-M2: $14.454 Trillion
-Interest Rate: 2.5%

As of Now

Based off of these statistics, the high consumer spending and low interest rates are stimulating our economy. However, because of the low interest rates, more people are taking out loans which could cause inflation.


]]> 2019-01-24 13:54:41 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323897803 https://padlet.com/mhanke/t58xjmtnxlon/wish/323897880 This article talks about how the cost of building houses is going up, so it is harder to sell houses at cheaper prices. Although the cost to make the houses is rising, the market is still doing well, because of the decreasing unemployment rate. It also talks briefly about how the rising cost and interest rates are pushing some potential buyers out of the market.]]> 2019-01-24 13:54:51 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323897880 https://padlet.com/mhanke/t58xjmtnxlon/wish/323897931 2019-01-24 13:54:57 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323897931 https://padlet.com/mhanke/t58xjmtnxlon/wish/323898157 The us is currently at $-55.5B. This means we have 55.5 billion dollars more in imports. The more a countries trade deficit grows the more the country losses domestic jobs to those abroad. Trade deficits cause changes in the value of currency and interest rates]]> 2019-01-24 13:55:22 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323898157 ac19315 https://padlet.com/mhanke/t58xjmtnxlon/wish/323898568 https://www.wsj.com/articles/u-s-consumer-prices-rose-0-1-in-september-1539261297
In the last year overall prices rose 2.3% the smallest year over year change.
In the last 2 months September, and August the both grew less than expected ]]> 2019-01-24 13:56:10 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323898568 https://padlet.com/mhanke/t58xjmtnxlon/wish/323898815 China’s GDP dropped .2% from 2017. Lowest rate of growth in last 28 years. Still met there goal however.]]> 2019-01-24 13:56:39 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323898815 mk20119 https://padlet.com/mhanke/t58xjmtnxlon/wish/323898818 Consumer spending is going up, but so is inflation, in 2017 there was a 4.8% change from 2016, and it continues to go up another 3.8%. ]]> 2019-01-24 13:56:40 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323898818 lc19003 https://padlet.com/mhanke/t58xjmtnxlon/wish/323899164 2019-01-24 13:57:22 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323899164 jd195521 https://padlet.com/mhanke/t58xjmtnxlon/wish/323899358 Officials increased the target for the bank's benchmark rate by 0.25%, to a range of 2%-2.25. This makes it so the economy moves slower and people don’t get as many loans and don’t take out as much money.]]> 2019-01-24 13:57:45 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323899358 mv20431 https://padlet.com/mhanke/t58xjmtnxlon/wish/323899377 https://www.cnbc.com/2018/08/30/consumer-spending-increases-strongly-inflation-rising.html
Demand is going up and so is prices. This also makes inflation increase.]]> 2019-01-24 13:57:49 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323899377 https://padlet.com/mhanke/t58xjmtnxlon/wish/323899385 In November 2018 we built 1.256 million houses which beat the housing forecast by 0.2%. Since the housing market is doing good our economy is doing good as well]]> 2019-01-24 13:57:50 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323899385 https://padlet.com/mhanke/t58xjmtnxlon/wish/323899416 Th article shares that US tariffs are ineffective and are failing to lower the deficit of our imports and exports. ]]> 2019-01-24 13:57:53 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323899416 lc19003 https://padlet.com/mhanke/t58xjmtnxlon/wish/323899646 Unemployment rates:
United States:  4.0% as of June 2018
Wisconsin:  2.9% as of June 2018
(Bureau of Labor Statistics)

-Unemployment rates are decreasing from years past
-Because of low unemployment rates business can struggle to find people to fill the jobs they need filled]]> 2019-01-24 13:58:17 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323899646 https://padlet.com/mhanke/t58xjmtnxlon/wish/323900503 Well if you invested some of the money this would impact you. The stock market affects consumer confidence. So if the stock market is rising the GDP will probably be going up because people will be spending money more often and if the stock market is down for an extended period of time, people will hesitate to make purchases lowering the production of products and services. ]]> 2019-01-24 13:59:40 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323900503 https://padlet.com/mhanke/t58xjmtnxlon/wish/323900547 2019-01-24 13:59:46 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323900547 jd195521 https://padlet.com/mhanke/t58xjmtnxlon/wish/323900809 https://www.nytimes.com/2018/10/11/upshot/interest-rates-are-rising-thats-great-news-for-most.html
Intrest rates are going up which is good for the long term economy, but is slowing down some markets like housing market.

]]> 2019-01-24 14:00:10 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323900809 mk20119 https://padlet.com/mhanke/t58xjmtnxlon/wish/323900834 If you save your money to buy something later, you won’t be able to buy as much, making your money worth less to you, so people would buy right away, losing the money they have. ]]> 2019-01-24 14:00:13 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323900834 bp19717 https://padlet.com/mhanke/t58xjmtnxlon/wish/323900971 Markets in general have been going up overall, and remain pretty steadily increasing for ]]> 2019-01-24 14:00:27 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323900971 bp19717 https://padlet.com/mhanke/t58xjmtnxlon/wish/323901068 Markets in general have been going up overall, ]]> 2019-01-24 14:00:38 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323901068 bp19717 https://padlet.com/mhanke/t58xjmtnxlon/wish/323901652 Markets have been steadily increasing gradually over time with no rapid change]]> 2019-01-24 14:01:29 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323901652 db50369 https://padlet.com/mhanke/t58xjmtnxlon/wish/323902159 2019-01-24 14:02:24 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323902159 bp19717 https://padlet.com/mhanke/t58xjmtnxlon/wish/323902162 From CNN Business: Markets are going steady, and went up yesterday]]> 2019-01-24 14:02:24 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323902162 https://padlet.com/mhanke/t58xjmtnxlon/wish/323902276 2019-01-24 14:02:40 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323902276 https://padlet.com/mhanke/t58xjmtnxlon/wish/323902311 2019-01-24 14:02:43 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323902311 https://padlet.com/mhanke/t58xjmtnxlon/wish/323902508 Consumer prices ]]> 2019-01-24 14:03:07 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323902508 https://padlet.com/mhanke/t58xjmtnxlon/wish/323902521 Consumer prices is the ]]> 2019-01-24 14:03:08 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323902521 https://padlet.com/mhanke/t58xjmtnxlon/wish/323902646 Consumer prices is one of the best inicaters of inflation]]> 2019-01-24 14:03:22 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323902646 https://padlet.com/mhanke/t58xjmtnxlon/wish/323902647 The US being the worlds largest econemy has held onto its demand for currency making its value remain uneffected. Interest rates can also be effected by a trade deficit leading to inflation. however the central bank uses multiple tools to control inflation meaning despite the US large trade deficit, they can avoid some of the downsides that may defect its citizens.]]> 2019-01-24 14:03:22 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323902647 https://padlet.com/mhanke/t58xjmtnxlon/wish/323902709 Consumer prices is one of the best indicators of inflation]]> 2019-01-24 14:03:27 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323902709 https://padlet.com/mhanke/t58xjmtnxlon/wish/323902806 Consumer prices is one of the best indicators of inflation. Because of this, an increase in consumer prices would indicate a positive inflation rate. If the $10,000 was not invested, this could effect the buying power of that money. This however depends on the direction of the CPI in correlation with inflation.]]> 2019-01-24 14:03:34 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323902806 bp19717 https://padlet.com/mhanke/t58xjmtnxlon/wish/323903166 Markets going up or down could gain or lose people money depending on their investments. People can often overestimate the fluctuations of the market just because they see a red or a green number next to it, but it can also help investors get a general overview of the market as a whole. ]]> 2019-01-24 14:04:11 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323903166 lc19003 https://padlet.com/mhanke/t58xjmtnxlon/wish/323904697 Our current rate of unemployment of 4% in the U.S. and 2.9% in Wisconsin are lower than the natural unemployment rate of 4.5%-5%. This lower rate causes businesses to not be able to find enough workers to operate at full capacity.

https://www.thebalance.com/current-u-s-unemployment-rate-statistics-and-news-3305733

]]> 2019-01-24 14:06:46 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323904697 lc19003 https://padlet.com/mhanke/t58xjmtnxlon/wish/323904718 2019-01-24 14:06:48 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323904718 js20390 https://padlet.com/mhanke/t58xjmtnxlon/wish/323904766 Link: https://www.foxnews.com/opinion/trump-and-the-gop-are-making-our-economy-great-again

Summary: The result of our increasing money supply includes lower unemployment rates, unenrollment in social welfare, the GDP has skyrocketed, and more jobs have been created.]]> 2019-01-24 14:06:51 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323904766 js20390 https://padlet.com/mhanke/t58xjmtnxlon/wish/323904821 2019-01-24 14:06:57 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323904821 ac19315 https://padlet.com/mhanke/t58xjmtnxlon/wish/323905061 Inflation is down st 1.9% as of 1/11 in 12/12/2018 inflation was at 2.2%]]> 2019-01-24 14:07:22 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323905061 jd195521 https://padlet.com/mhanke/t58xjmtnxlon/wish/323907557 2019-01-24 14:10:36 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323907557 lc19003 https://padlet.com/mhanke/t58xjmtnxlon/wish/323907579 2019-01-24 14:10:38 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323907579 lc19003 https://padlet.com/mhanke/t58xjmtnxlon/wish/323907608 With our current unemployment rate in mind, we would be better off investing the $10,000 in stock because as unemployment rates decrease the stock market does better. ]]> 2019-01-24 14:10:41 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323907608 jd195521 https://padlet.com/mhanke/t58xjmtnxlon/wish/323907979 Less likely to take out loan and more likely to keep money invested.]]> 2019-01-24 14:11:17 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323907979 js20390 https://padlet.com/mhanke/t58xjmtnxlon/wish/323908320 Say we invested our money, our stock value would increase fast because higher consumer spending means higher demand which would drive prices up.]]> 2019-01-24 14:11:45 UTC https://padlet.com/mhanke/t58xjmtnxlon/wish/323908320