https://padlet.com/2545721/t3tbe3h0eu6ey4gd Tho for me I think it'll be more death with the career I want en-us 2023-04-24 19:20:46 UTC 2025-10-28 20:31:26 UTC hello@padlet.com https://copicmarkertutorials.com/wp-content/uploads/2015/10/IMG_86771.jpg 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2566221614 I would like to be a mortuary embalmer.]]> 2023-04-24 19:50:02 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2566221614 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2566227558 There will be around 7,000 new openings for mortuary embalmers in the next 8 years. It is also expected that the employment will grow by about 8%. That's pretty good considering it's not a very "sought-after" position.

https://www.bls.gov/ooh/personal-care-and-service/funeral-service-occupations.htm#:~:text=Overall%20employment%20of%20funeral%20service,on%20average%2C%20over%20the%20decade.

]]> 2023-04-24 19:56:43 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2566227558 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2566242041 On average, in Colorado, I would be making about $4,594/month. It's not great, but I could probably manage to live on it. The average yearly salary is around $55,130.

https://www.ziprecruiter.com/Salaries/Embalmer-Salary--in-Colorado

]]> 2023-04-24 20:14:34 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2566242041 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2566253408 Well, under the guidance of someone already versed in the practice, I could start performing SOME responsibilities of most people in the mortuary field. In this case, colorado doesn't require any prior education. However, federally, it's preferred I have an associate's degree. It is also good to have an apprenticeship and license, which one can get at around 18 years of age, with a clean history.

https://www.cofda.org/site_page.cfm?pk_association_webpage_menu=7039&pk_association_webpage=14163#:~:text=The%20State%20of%20Colorado%20does,enter%20the%20funeral%20service%20profession

https://www.indeed.com/career-advice/finding-a-job/how-to-become-embalmer

]]> 2023-04-24 20:28:18 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2566253408 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572114421 I have decided to stay in Colorado. One of the best mortuary science programs is in Colorado. The Arapahoe Community College. It is located in Littleton Colorado. It's about 2 years to get an associate's degree.

I got my information from the 12-page Arapahoe Community College Mortuary Science Program Information Guide

The tuition is estimated to be around $4080. If we consider that half my tuition is covered by scholarships and I have an interest of 6% I would be paying $39.44 for five years.

https://www.bankrate.com/loans/student-loans/student-loan-calculator/


]]> 2023-04-28 18:07:51 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572114421 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572116498 I'll probably be a mortuary apprentice at the time so I can gain so experience when I start off. They make about $27.35 per hour. I'll stay at this job part-time during school, hopefully. My plan is to live mostly "off the grid". This means water collection tanks, solar power, mostly home-farmed foods, and wood fires to cut down on bills. However, the initial cost of some of these things is expensive. 

https://www.salaryexpert.com/salary/job/funeral-director-apprentice/united-states/colorado

Here are some current job options in the area.

https://www.indeed.com/q-Mortuary-l-Littleton,-CO-80122-jobs.html?vjk=b4b146dbebd1c90c&advn=4491716366049698



]]> 2023-04-28 18:10:07 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572116498 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572139027 After college, there are current job openings around Littleton. Here's one of the embalming ones.

https://www.indeed.com/jobs?q=Mortuary&l=Littleton%2C+CO+80122&radius=15&vjk=23b8ce7be5defcec&advn=3589485416104922]]> 2023-04-28 18:33:42 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572139027 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572142465 My gross income before taxes would be about $2,297. After taxes my income that I could take home would be about $1,668.

https://smartasset.com/taxes/paycheck-calculator#7bryY3r8YY

]]> 2023-04-28 18:37:39 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572142465 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572221158 Here is my #1 choice of current land for sale. It will be costly and take work to transform into something self-sufficient. It is a plot of land that is 2.7 acres and $100,000. 

https://www.realtor.com/realestateandhomes-detail/Hondah-Rd_Littleton_CO_80127_M95074-21735

This means I'll probably have to live in a camper. Here's one for $138 dollars a month.

It's more or less roomy, for an RV, a queen-sized bed area, and a bathroom. The bathroom includes a small shower. They also home-deliver, but it'd probably be cheaper just to pick it up.

https://rv.campingworld.com/rvdetails/new-travel-trailer-rvs/2023-coleman-coleman-lantern-lt-17b-bunkhouse-10k-KC12201019



]]> 2023-04-28 20:31:28 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572221158 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572222041 If I were to take out a loan for this property, which I probably will need to do, including property tax and home insurance, my monthly payment would come out to around $669/month. Unless I save with this job for 2 years with no other costs, I could pay it off in full.

https://www.realtor.com/realestateandhomes-detail/Hondah-Rd_Littleton_CO_80127_M95074-21735

Solar costs about $18,000 to install, but there is also about a 30% tax break which is much cheaper in the long run. I would also take out a loan for it. If I were to pay it off over 5 years I would pay $356.42 a month.

https://www.nerdwallet.com/article/finance/solar-panel-cost

Buying a rainwater collection system will be pricey at about $3,000. This will also bring the costs of my future bills down. I won't have to worry as much about water.

https://www.fixr.com/costs/rainwater-collection-system



]]> 2023-04-28 20:33:19 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2572222041 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2575744451 I would like the 2023 Honda Ridgeline. At most, this car costs $46,230. I would most likely take out a loan for this. I say at most because there's always some extra cost for some reason or another. Calculating an interest rate of around 3% and a loan term of about 60 months, I'd be paying about $831 a month. If I had a loan term of 72 months it would be somewhere around $702.

 I would most definitely live paycheck to paycheck for the next 5 years at least because of everything here.

https://www.bankrate.com/loans/auto-loans/auto-loan-calculator/


]]> 2023-05-02 20:30:31 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2575744451 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2578816998 Caring for any animals I may own and my future acres can be costly.
Buying chickens usually won't cost more than 5 dollars. I could easily afford 12. 

https://www.chickensforbackyards.com/product/buff-orpington/

Feeding them is another story. A fifty-pound bag of food would last 12 chickens for about 3 days. This bag would cost around 18 dollars per bag. That means it would cost about $180 per month to feed the chickens.

https://www.tractorsupply.com/tsc/product/producers-pride-scratch-grain-50-lb

Goats! Goats can be very profitable but require a lot of work. They also cost a considerable amount. Goats are relatively easy to feed as long as you keep in mind what they can't have. They mostly graze so a few acres would be fine for basic feeding during the summer. During the winter it'll cost about $50 to supplement them with some basic feed. I should expect to pay about $800 for two goats.

https://www.amazon.com/dp/B08ZYRH1QX?ref=myi_title_dp

I can put in a budget for about $200 for a decent enclosed.

Having a herding dog and barn cats would be helpful. Barn cats usually have around a $90 adoption fee and would cost around $365 a year to care for. I would like an Icelandic Sheepdog for its helpfulness. Adopting one is pricey at around $1000 and care would be about $672 a year.

https://www.aspcapetinsurance.com/resources/cat-ownership-cost/

However, it'll be worth it to know that the property will be protected from any unwanted pests.]]> 2023-05-04 20:44:30 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2578816998 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2582632585 The short answer is, probably not. But if we pretend I could then it would cost about $168.81/month with eye and dental plus a deductible of around $9100. 

https://www.ehealthinsurance.com/cart/v2?adobe_mc_sdid=SDID%3D10A711153E1A886F-1A9C48C5E63BF461%7CMCORGID%3DA821776A5245B31A0A490D44%40AdobeOrg%7CTS%3D1683576316&adobe_mc_ref=https%3A%2F%2Fwww.ehealthinsurance.com%2F

]]> 2023-05-08 20:11:25 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2582632585 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2582647603 This one is $8,259. It's pretty cool.

https://www.cycletrader.com/listing/2023-Cfmoto-700CL-X+Sport-5025760438]]> 2023-05-08 20:28:18 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2582647603 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2589079546 Allstate says it'll be about $102.

https://purchase.allstate.com/onlineshopping/quotes/summary]]> 2023-05-12 18:51:59 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2589079546 2545721 https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2596648658 Here's my accounting ledger for the first month. ONLY 254 dollars in debt. The profit I gain from selling the animals product would bring me out of debt over time, but it don't be looking so good because of all the first time purchases.

https://docs.google.com/document/d/1jvwlV6zv3jFm7IGLd8Kf8Z_i28ZNfsugX_MhUktVuPU/edit

There's the linky]]> 2023-05-18 18:45:20 UTC https://padlet.com/2545721/t3tbe3h0eu6ey4gd/wish/2596648658