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      <title>DD4 - Reflection  by Aly García</title>
      <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd</link>
      <description>Share your name and something you found interesting or informative from today&#39;s Money Matters Camp session! Add a gif or image if you&#39;d like. </description>
      <language>en-us</language>
      <pubDate>2021-07-08 02:54:43 UTC</pubDate>
      <lastBuildDate>2025-09-24 15:36:29 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Ms. Garcia</title>
         <author>translate209</author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1641252422</link>
         <description><![CDATA[<div>One thing I remember from today is that car loans generally require having savings first in order to put a down payment. </div>]]></description>
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         <pubDate>2021-07-08 02:56:52 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1641252422</guid>
      </item>
      <item>
         <title>Jeremy</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1642304509</link>
         <description><![CDATA[<div>I want to be able to use certain resources to be able to create a budget and savings plan.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-08 19:19:26 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1642304509</guid>
      </item>
      <item>
         <title>Aidan</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1642304549</link>
         <description><![CDATA[<div>Having a 1000 dollar emergency fund is something you should have and can help you in a time of need. The amount of emergency money saved up may depend on the amount of money you usually spend and need.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-08 19:19:30 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1642304549</guid>
      </item>
      <item>
         <title>jaden</title>
         <author>jjmartinez22_2</author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1642304877</link>
         <description><![CDATA[<div>I learned about having an emergency fund</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-08 19:19:55 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1642304877</guid>
      </item>
      <item>
         <title>Sarah</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1642304900</link>
         <description><![CDATA[<div>I learned that your intrest rate goes up with you don't have a good credit score. </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-08 19:19:57 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1642304900</guid>
      </item>
      <item>
         <title>Chloe</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651487099</link>
         <description><![CDATA[<div>I learned that taxes are compulsory</div>]]></description>
         <enclosure url="https://media0.giphy.com/media/NSmB09llJUH8o3vXFf/giphy.gif" />
         <pubDate>2021-07-15 18:22:33 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651487099</guid>
      </item>
      <item>
         <title>Ishan</title>
         <author>ishmy26</author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651487113</link>
         <description><![CDATA[<div>I learned that you have to pay more interest when you have a poor credit score, and less interest when you have a good credit score.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-15 18:22:34 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651487113</guid>
      </item>
      <item>
         <title>Elizabeth </title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651487153</link>
         <description><![CDATA[<div><em>I learned the importance of having a savings account.<br></em><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-15 18:22:38 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651487153</guid>
      </item>
      <item>
         <title>Ashby </title>
         <author>556432_3_1</author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651487336</link>
         <description><![CDATA[<div>A budget is a limit on how much money you can spend</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-15 18:22:53 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651487336</guid>
      </item>
      <item>
         <title>Sanai</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651487469</link>
         <description><![CDATA[<div>Something I learned from today was that    You want to have a good credit score 300-850. Another thing is that if you want to invest into the stock market, is that stay invested for long term </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-15 18:23:06 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651487469</guid>
      </item>
      <item>
         <title>Sapna</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651488437</link>
         <description><![CDATA[<div>I learned that you should be careful about your loans and debts, don't get things you want, get things you need, and also be careful with the money that you already have<br><br></div>]]></description>
         <enclosure url="https://media2.giphy.com/media/chDFvZcbVVKfDnC2gF/giphy.gif" />
         <pubDate>2021-07-15 18:24:16 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651488437</guid>
      </item>
      <item>
         <title>Navin</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651488593</link>
         <description><![CDATA[<div>I learned about credit scores.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-15 18:24:29 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651488593</guid>
      </item>
      <item>
         <title>Quinn </title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651488816</link>
         <description><![CDATA[<div>having a emergency fund can help you get out of some hard situations </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-15 18:24:49 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651488816</guid>
      </item>
      <item>
         <title>Anika</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651602571</link>
         <description><![CDATA[<div>Emergency Fund is money that is put aside or saved in case you have an emergency where you need that money asap.<br><br></div>]]></description>
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         <pubDate>2021-07-15 21:23:32 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651602571</guid>
      </item>
      <item>
         <title>Juliette</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651602681</link>
         <description><![CDATA[<div>I learned what credit scores are, why they matter, and how to improve them.</div>]]></description>
         <enclosure url="https://media4.giphy.com/media/3o6gDWzmAzrpi5DQU8/giphy.gif" />
         <pubDate>2021-07-15 21:23:48 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651602681</guid>
      </item>
      <item>
         <title>Alla</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651602917</link>
         <description><![CDATA[<div>You should have a good credit scores, you definitely don't want to be in debt, and you want to make sure you have a savings account</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-15 21:24:13 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651602917</guid>
      </item>
      <item>
         <title>Neo</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651603307</link>
         <description><![CDATA[<div>I learned about credit scores and how important they are.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-15 21:24:46 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1651603307</guid>
      </item>
      <item>
         <title>Ma&#39;Kiyaa</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1658473782</link>
         <description><![CDATA[<div>Today I learned that servers only get paid $2.13 per hour!!! Also, I learned about credit scores and 5 different methods that affect your credit score. </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-22 16:25:30 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1658473782</guid>
      </item>
      <item>
         <title>Jasmine</title>
         <author></author>
         <link>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1658473942</link>
         <description><![CDATA[<div>I learned about credit scores and how to potentially begin building up a good credit score. I also came to the conclusion that i may not get a volkswagen atlas...maybe. I finally can properly explain the difference between net income and gross income.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-07-22 16:25:43 UTC</pubDate>
         <guid>https://padlet.com/translate209/sqkwmdxhzc5ca8vd/wish/1658473942</guid>
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