https://padlet.com/valeriemoreno89/solkqihowwf4ocw en-us 2023-07-12 04:46:56 UTC 2026-02-20 12:16:17 UTC hello@padlet.com valeriemoreno89 https://padlet.com/valeriemoreno89/solkqihowwf4ocw/wish/2643279013

Students will learn about the following topics through both video lectures provided by the instructor and supporting videos by other resources. Learners will be given questions to complete throughout the videos, similar to an EdPuzzle video, to complete while watching the videos to hold learners accountable to the given concepts. The focus of the instructional content will be about credit cards and debt, debit cards and a checking account, income-to-debt ratios and the benefits of a savings account.

Learners will choose an adult to interview. Learners will begin by determining questions that would be appropriate to ask in order to learn about the person's needs, wants and savings. Prior to the interview, learners will share them with a group of three members. Learners will then ask their family members the given questions and document the information. Learners will then create a visual representation of the information. Learners will present the visual with the two other members of their group. Learners will self-assess themselves and also be self-assessed by the learners in their group. 

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 Learners will participate in online lessons about credit cards and debt, debit cards and a checking account, income-to-debt ratios and the benefits of a savings account. In a group of 4, learners will be in charge of presenting the basics and importance of 1 of the given lessons on digital slides. Together, they will have slides on the following concepts.

Given 4 scenarios to choose from, learners will create a digital budget plan. Learners will focus on needs, wants and savings. Learners will analyze the given income of a person and determine the bills that a person needs to pay. They will also determine items that a person wants to buy and how much and how long a person will have to save in order to attain that item. On their slides, learners will share their scenario and budget plan. They will present their slide to their group. Together, learners will create a digital reflection of lessons learned through the project. 

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Learners will complete a learning module to learn about debt-to-income ratios and the benefits of a savings account. Throughout the module, there will be formative assessments to check their understanding. Learners will need to complete the learning modules prior to completing the cumulative project. 

Learners will then determine a destination vacation based on a given budget. They will research trip details such as gas or flight to location, costs of food, cost of shelter and costs of activities for two desired locations. Learners will create a digital brochure for peers to be able to view. Learners in their group will self-assess them based on a rubric and the learner will self assess themselves.

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Learners will participate in online lessons about credit cards and debt, debit cards and a checking account, income-to-debt ratios and the benefits of a savings account. Throughout the learning, students will work in groups of three to fill in a table with the essential information learned. They will complete this on a collaborative document and each learner will write in a different colored font. 

After their learnings, they will complete a culminating task. Given a list of costs that are often unknown, students will research and describe three of them that an adult may face. In pairs, learners will present their findings. Learners will then reflect and make a connection to why everyday budgeting is essential. Learners will present their findings with their group. 

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On an e-learning platform, learners will learn about the following concepts: 1. credit cards and debt, 2. debit cards and checking accounts and 3. income-to-debt ratios. Throughout the lessons, learners will be able to choose in which modality they would like to use. For example, they could read articles provided, listen to a podcast or watch videos. At the end of each lesson, learners will reflect on 3-4 questions based on their learnings. 

Students will research the process of opening a savings and checking account at their local bank. They will gather this knowledge by the local banks online information.  They will determine what amount of money needs to constantly remain in a savings account. They will research and learn about debit cards and overdraft fees as it relates to a checking account. They will learn about the services provided by the bank such as wire transfer, loans and credit cards. Using knowledge acquired online, learners will make a video presenting the information they learned while also posting it in a discussion board. Learners will be required to comment on three of their peers' discussion posts and mention useful information they learned. 

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