Investments- Stocks & Bonds & Mutual Funds (Tia Morgan) by Tia Morgan https://padlet.com/tiamorgan/slif7378y1upgy17 en-us 2020-11-25 01:04:21 UTC 2024-09-08 10:32:59 UTC hello@padlet.com https://padlet.net/icons/png/1f4b5.png Welcome Message tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958307211 This padlet will outline and describe various ways on how stocks, bonds, and mutual funds. The padlet will also mention various benefits and risk of each of the investment methods mentioned.]]> 2020-11-25 01:06:04 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958307211 Video #1 (How to Start Investing) tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958307531 1. Start a Retirement Account:  Put in a little bit every month and it will pay off.
2. Index Fund:
An affordable way for investors to invest in a diversified basket of securities; constructed to track the components of a market index such as the S&P 500 or the S&P/TSX Composite.
3.Put money in for years/decades and let it grow overtime when you're ready to buy a house or retire.
4. Put money in consistently and DON'T touch it

]]> 2020-11-25 01:06:15 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958307531 Video #2 (Mutual Funds) tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958307659 Mutual Funds is a collective investment that pulls together the money a large number of investors to purchase a variety of securities such as stocks and bonds. Each investor has a right to a proportional share of the assets of the fund and any income it earns. You can buy shares in the fund and many people choose mutual funds for their retirement account. 
Benefits of Mutual Funds are:
  • A way to make a diversified investment
  • Managed by a financial professional
  • Allow investors to participate in a wide variety of investments.
 
]]> 2020-11-25 01:06:20 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958307659 Video #3 (Bonds) tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958310152 A bond is loan given to a company or government and in return the investor will get money back with interest. There is 3 main parts to a bond. First part is Maturity, which is the period of time when the loan is able to be collected. The second part is par value, which is the amount that was loaned to the government Or corporation in the first place, And lastly the interest rate which is how much money the investor can hope to get in return at the time of maturity . Those are the basic ways to outline a bond]]> 2020-11-25 01:07:44 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958310152 Video #4 (Stocks) tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958312559 A stock is a representation of a small part of a company. Purchasing a stock essentially means that you are paying for a part of the company. There’s two main types of stocks a common stock and a preferred stock A common stock is the more common type of stock due to the fact it offers growth in share price. Common shareholders are usually entitled to three things, dividend payments, vote at shareholders meetings, and claim on the company assets. The second type is preferred stock which tends to be more stable, and preferred shareholders are entitled to fixed dividends payments, and claim on company assets.]]> 2020-11-25 01:09:05 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958312559 Website #1 tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958312882
  • Face value is the money amount the bond will be worth at maturity; it is also the reference amount the bond issuer uses when calculating interest payments. For example, say an investor purchases a bond at a premium $1,090 and another investor buys the same bond later when it is trading at a discount for $980. When the bond matures, both investors will receive the $1,000 face value of the bond.
  • The coupon rate is the rate of interest the bond issuer will pay on the face value of the bond, expressed as a percentage. For example, a 5% coupon rate means that bondholders will receive 5% x $1000 face value = $50 every year.
  • Coupon dates are the dates on which the bond issuer will make interest payments. Payments can be made in any interval, but the standard is semiannual payments.
  • The maturity date is the date on which the bond will mature and the bond issuer will pay the bondholder the face value of the bond.
  • The issue price is the price at which the bond issuer originally sells the bonds.

    • ]]>     2020-11-25 01:09:15 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/958312882     Website #2 tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966564728 Advantage of Mutual Funds:
    • Ease of buying and selling
    • Meet specific investment goals
    • Diversification (spreading out investments in different areas to reduce risk).

    Disadvantages of Mutual Funds:
    • Ongoing management fees
    • Complicated tax reporting issues
    • Purchase and withdrawal costs

    ]]>     2020-11-28 01:15:37 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966564728     Website #3 tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966565424 This website outlines and describes what common and preferred stocks are as well as the difference between the two. The main difference outlined between the two is that preferred stock gives no voting rights to shareholders, while common stocks do. This is the main reason as to why common stocks are the more favourable way to go among investors. Another interesting fact was that common stockholders are paid last, which means they will be paid after creditors, and preferred shareholders. Another difference is preferred shareholders have power over a companies income which means essentially they are paid before common shareholders.]]> 2020-11-28 01:16:42 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966565424 Website #4 tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966568552 These are currently the best stocks to buy right now. (Updated November 21, 2020). The list includes FedEx, Target, Apple, and Novocure. Since the coronavirus bear market, stocks rebounded powerfully. The strong action reflects that the economy will eventually recover from the coronavirus.]]> 2020-11-28 01:21:09 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966568552 Image #1 (Stocks) tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966576283 This image displays stocks. Stocks are constantly changing whether they're going up or down. You can never be too sure about which stock you invest in and if it will be worth it in the end.]]> 2020-11-28 01:32:20 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966576283 Image #2 (Invest) tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966602260 This image displays how investing can lead to security, money, savings, freedom, success and wealth. When you invest in yourself and other things, you'll help better your future so you can be more secure and live more comfortably.]]> 2020-11-28 02:11:38 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966602260 Reflective Questions tiamorgan https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966632466 2020-11-28 03:01:53 UTC https://padlet.com/tiamorgan/slif7378y1upgy17/wish/966632466