She must have had

-I could have lent you the money. Why didn’t you ask me?

I could have

He must have missed

She must have listened

I can't have come

He can't have, must have

must might

Sally looks worried. She must have had a problem with something. (HAVE)

Bob can't have been at school because I haven’t seen him all day. (BE)

I could have lent you the money. Why didn’t you ask me? (LEND)

Mr. Travis hasn’t come to work yet. He has never been late for work. He must have missed the bus. (MISS)

She knew everything about our plans. She must have listened to our conversation. (LISTEN)

A: Will you come to my birthday party tomorrow afternoon?
B: I’m sorry, but I can’t have come because I have to look after my sister. (COME)

Timmy is a very good boy. He isn’t naughty, so he can’t have broken that window. Somebody else must have broken it. (BREAK 2X)

The street is wet this morning. I’m not sure but it might have rained last night. (RAIN)

She must have sung like an angel when she was a child. (SING)

A: I talked to your science teacher yesterday.