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      <title>First Period: Adult Financing  by Brandon Hedgpeth</title>
      <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o</link>
      <description>Are you ready...? </description>
      <language>en-us</language>
      <pubDate>2021-04-15 02:02:00 UTC</pubDate>
      <lastBuildDate>2021-04-15 11:56:43 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>jaquan knight </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420459050</link>
         <description><![CDATA[<div>some are like bills water bill car bill make sure theh kids are ok and have clothing on them </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:17:24 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420459050</guid>
      </item>
      <item>
         <title>jaquan knight </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420460891</link>
         <description><![CDATA[<div>you have to know what your doing with your money and know how to spend it </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:18:13 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420460891</guid>
      </item>
      <item>
         <title>Kayden Andrews </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420537892</link>
         <description><![CDATA[<div>You have to divide up your money for different things like food, housing and cloths. </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:50:23 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420537892</guid>
      </item>
      <item>
         <title>Khaleb L</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538036</link>
         <description><![CDATA[<div>knowing how to spend your money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:50:26 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538036</guid>
      </item>
      <item>
         <title>Jeremy</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538145</link>
         <description><![CDATA[<div>you have to be smart with your money</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:50:29 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538145</guid>
      </item>
      <item>
         <title>Kaileb</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538149</link>
         <description><![CDATA[<div>Making sure you have money for what you really need and spending it in a smart way.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:50:29 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538149</guid>
      </item>
      <item>
         <title>Ja&#39;Niah Baldwin</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538476</link>
         <description><![CDATA[<div>Putting a limit to how much money you spend a week or a month.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:50:37 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538476</guid>
      </item>
      <item>
         <title>Soraya Odeh </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538526</link>
         <description><![CDATA[<div>I think i define budgeting where you estimate the amount you are trying to spend each month or year to make sure you are not spending to much.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:50:38 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538526</guid>
      </item>
      <item>
         <title>Gaby L </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538595</link>
         <description><![CDATA[<div>I define budgeting as sparing your money and not spending it all on stuff you dont need when there is stuff you do need . </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:50:40 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538595</guid>
      </item>
      <item>
         <title>Joshua N</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538899</link>
         <description><![CDATA[<div>Budgeting means to plan about how you spend your resources every day/month/year.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:50:46 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420538899</guid>
      </item>
      <item>
         <title>Abbygail Mudge</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420539187</link>
         <description><![CDATA[<div>Budgeting is setting aside money for everything you need to pay for each month. </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:50:52 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420539187</guid>
      </item>
      <item>
         <title>Jeremy</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420539797</link>
         <description><![CDATA[<div>Food Bills Clothes and sometimes they buy extra things they want like candy or gifts and stuff</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:51:06 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420539797</guid>
      </item>
      <item>
         <title>ulani . u</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420539997</link>
         <description><![CDATA[<div>staying in a price range that you want to stick on , saving money .. not buying things you dont need </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:51:09 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420539997</guid>
      </item>
      <item>
         <title>Khaleb</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420540082</link>
         <description><![CDATA[<div>&nbsp;Taxes,food,drinks.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:51:11 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420540082</guid>
      </item>
      <item>
         <title>Kayden Andrews </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420540159</link>
         <description><![CDATA[<div>Bills like water and trying to pay off cars, also food clothing and housing. </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:51:13 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420540159</guid>
      </item>
      <item>
         <title>zy&#39;najah </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420541059</link>
         <description><![CDATA[<div>budgeting means&nbsp;saving money on a price range .</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:51:35 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420541059</guid>
      </item>
      <item>
         <title>Rosalyn H</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420541444</link>
         <description><![CDATA[<div>I would define budgeting as the responsibility, management, and smart spending of money. </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:51:43 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420541444</guid>
      </item>
      <item>
         <title>Abbygail Mudge</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420542192</link>
         <description><![CDATA[<div>Some financial expenses that they have to be responsible for are paying the bills (water, electric, rent, etc.) getting food each month, getting household things (cleaners, shower things) any medical expenses, car insurance, making sure we have the clothes we need, and making sure there is gas in the car. </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:51:58 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420542192</guid>
      </item>
      <item>
         <title>melachi</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420542659</link>
         <description><![CDATA[<div>budgeting helps you how to spend your money every month.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:52:09 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420542659</guid>
      </item>
      <item>
         <title>Gaby L </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420542735</link>
         <description><![CDATA[<div>Some financial expenses would be bills, rent , food and needed medications . </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:52:11 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420542735</guid>
      </item>
      <item>
         <title>mariah G</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420543195</link>
         <description><![CDATA[<div>a sum of money used for a certain reason </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:52:22 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420543195</guid>
      </item>
      <item>
         <title>Joshua N</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420543280</link>
         <description><![CDATA[<div>Health care, insurance, taxes, rent, loans, debt, ect. </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:52:23 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420543280</guid>
      </item>
      <item>
         <title>Ja&#39;Niah Baldwin</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420544149</link>
         <description><![CDATA[<div>Bilsl like water bill,rent, internet, and etc. Also buy food and getting me and my brother our needs and wants.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:52:43 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420544149</guid>
      </item>
      <item>
         <title>Soraya Odeh </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420544460</link>
         <description><![CDATA[<div>If I were to put myself in my parents shoes some financial expenses they have to be responsible for is insurance, taxes, electricity bill, food, etc.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:52:51 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420544460</guid>
      </item>
      <item>
         <title>Ashley Gray</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420544798</link>
         <description><![CDATA[<div>Taxes, wifi, food, phone expenses, electrical, clothing, gas, car, health, housing</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:52:58 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420544798</guid>
      </item>
      <item>
         <title>ulani . u </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420545653</link>
         <description><![CDATA[<div>paying the bills on time , buying food for the house , paying for gas .  etc.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:53:18 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420545653</guid>
      </item>
      <item>
         <title>Mariah g</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420546490</link>
         <description><![CDATA[<div>bills , food , clothes </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:53:37 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420546490</guid>
      </item>
      <item>
         <title>kaileb </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420547221</link>
         <description><![CDATA[<div>me and my siblings, rent, bills, food, cloths, health care.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:53:53 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420547221</guid>
      </item>
      <item>
         <title>zy&#39;najah </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420547365</link>
         <description><![CDATA[<div>rent, car insurance , food ,gas, water bill, light bil</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:53:56 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420547365</guid>
      </item>
      <item>
         <title>Ashley Gray</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420548741</link>
         <description><![CDATA[<div>Putting yourself on a price range that you have to keep consistent with to spend on basic needs.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:54:24 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420548741</guid>
      </item>
      <item>
         <title>Rosalyn H</title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420549143</link>
         <description><![CDATA[<div>They have to be responsible for their living place and it's bills, the needs of their family like food, and any other side things like traveling and eating out. As well as any unexpected things like a hospital visit,</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:54:33 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420549143</guid>
      </item>
      <item>
         <title>Travon </title>
         <author></author>
         <link>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420549949</link>
         <description><![CDATA[<div>Be re</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-15 11:54:50 UTC</pubDate>
         <guid>https://padlet.com/brandonhedgpeth/sfd6o27d3ouz3r0o/wish/1420549949</guid>
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