Financial Decisions $ by Foster, Kameron https://padlet.com/kfoste40/sdxl3ukx2ypgph1 AAD.AM.N.NQ.B.1: Use mathematics to make real world financial decisions. en-us 2025-09-15 18:17:41 UTC 2025-09-15 19:57:47 UTC hello@padlet.com Why Do We Need Financial Math? kfoste40 https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586031534 “Every day we make financial decisions... from buying food to saving money. Understanding taxes, paychecks, and affordability helps us stay in control.”

]]> 2025-09-15 18:39:22 UTC https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586031534 What About Tax? kfoste40 https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586061172 “Most purchases include sales tax. To estimate: Cost × Tax Rate = Tax. Then add Tax to find the total.”

  • Practice Activity:

    • Item: $20 shirt, tax rate 7%.

    • Ask: “What is the final cost?”

]]> 2025-09-15 19:00:02 UTC https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586061172 Can I Afford This? kfoste40 https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586074923 “When you want to buy something, ask: How much do I make? How much does it cost? Will I have enough left for needs?”

]]> 2025-09-15 19:11:53 UTC https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586074923 kfoste40 https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586077185


]]> 2025-09-15 19:13:41 UTC https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586077185 kfoste40 https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586079337 Practice Activity: Scenario One:

You earn $50 a week. A new video game costs $45. Should you buy it now or wait? Explain why.

]]> 2025-09-15 19:15:35 UTC https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586079337 Understanding Your Paycheck kfoste40 https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586106874 “Your paycheck is your gross pay (before deductions) minus taxes and other withholdings.”

]]> 2025-09-15 19:37:50 UTC https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586106874 Net Pay kfoste40 https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586110341 Gross pay: $400
Federal tax: $40, State tax: $20, Other deductions: $15
What is the net pay?

]]> 2025-09-15 19:40:42 UTC https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586110341 You’re the Decision-Maker! kfoste40 https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586119221 “Imagine you just got your first job earning $300 per week. You want new shoes ($120), eat out ($40), and save for a concert ($80). Make a budget and decide: Can you afford everything this week? What should you adjust?”

]]> 2025-09-15 19:48:30 UTC https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586119221 Spent! kfoste40 https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586123032

  • Go to playspent.org. Click on Continue to Spent on the right side of the screen to start the game and play it all the way through. 

  • PRO TIP: Keep an eye on the left-hand bar which keeps track of your progress and includes 3 options to get more money during the month.



    • ]]>     2025-09-15 19:52:00 UTC https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586123032     Why This Matters kfoste40 https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586128786 Review from the Spent game by completing the worksheet (Part III).

    Exit Ticket:

    “Making smart financial choices helps you avoid debt, save for the future, and enjoy what you buy.”

    (write one thing you learned about finances this week).

    ]]>     2025-09-15 19:56:45 UTC https://padlet.com/kfoste40/sdxl3ukx2ypgph1/wish/3586128786