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      <title>Business glossary bulletin board by Kyla Becina</title>
      <link>https://padlet.com/becinak001/sca5at359xc2hl6f</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2022-09-21 15:39:53 UTC</pubDate>
      <lastBuildDate>2026-01-13 18:40:34 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Needs</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307114438</link>
         <description><![CDATA[<div>The things you must have in order to stay alive</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:42:00 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307114438</guid>
      </item>
      <item>
         <title>Business</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307115389</link>
         <description><![CDATA[<div>An organization that produces or sells goods or services to satisfy the needs, wants, and demands of consumers</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:42:32 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307115389</guid>
      </item>
      <item>
         <title>consumer</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307116305</link>
         <description><![CDATA[<div>A person who buys goods and services; a customer.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:43:07 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307116305</guid>
      </item>
      <item>
         <title>producer</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307116668</link>
         <description><![CDATA[<div>Individuals and/or businesses that make a product.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:43:18 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307116668</guid>
      </item>
      <item>
         <title>substitute goods</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307117233</link>
         <description><![CDATA[<div>A good that can easily be replaced by another. e.g. Tea for coffee.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:43:39 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307117233</guid>
      </item>
      <item>
         <title>complementary goods</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307117650</link>
         <description><![CDATA[<div>Two goods that are usually used with one another. e.g. Bacon and eggs or peanut butter and jam.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:43:53 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307117650</guid>
      </item>
      <item>
         <title>economics</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307117804</link>
         <description><![CDATA[<div>A social science whose central focus is on how to allocate scarce resources among alternative uses.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:43:59 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307117804</guid>
      </item>
      <item>
         <title>demand</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307118080</link>
         <description><![CDATA[<div>Demand is the number of consumers willing to buy at a specified price.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:44:08 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307118080</guid>
      </item>
      <item>
         <title>supply</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307118493</link>
         <description><![CDATA[<div>Supply is the number of products or services that are available for sale or the amount that sellers are willing to sell at a specified price.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:44:21 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307118493</guid>
      </item>
      <item>
         <title>equilibrium price</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307118909</link>
         <description><![CDATA[<div>The price at which the quantity demanded will be equal.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:44:36 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307118909</guid>
      </item>
      <item>
         <title>surplus</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307119144</link>
         <description><![CDATA[<div>This results at a price above the equilibrium. The price pleases sellers but discourages buyers.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:44:43 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307119144</guid>
      </item>
      <item>
         <title>shortage</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307119380</link>
         <description><![CDATA[<div>This results at a price below equilibrium. The price pleases consumers but discourages the seller.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:44:52 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307119380</guid>
      </item>
      <item>
         <title>direct competition</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307119578</link>
         <description><![CDATA[<div>The rivalry that exists when two or more businesses produce similar goods or services. e.g. Nike vs Adidas</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:45:00 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307119578</guid>
      </item>
      <item>
         <title>indirect competition</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307119922</link>
         <description><![CDATA[<div>Competing with other businesses selling substitute goods. e.g. butter vs margarine</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:45:12 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307119922</guid>
      </item>
      <item>
         <title>free enterprise</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307119999</link>
         <description><![CDATA[<div>An economic system in which economic resources are privately owned and decisions about what to produce are made freely by individual owners.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-21 15:45:15 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2307119999</guid>
      </item>
      <item>
         <title>law of demand</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309002893</link>
         <description><![CDATA[<div>There is an inverse relationship between price and quantity. The greater the price, the less quantity demanded and vice-versa.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-22 15:29:51 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309002893</guid>
      </item>
      <item>
         <title>law of supply</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309004593</link>
         <description><![CDATA[<div>As the price of a good or service increases, the quantity of goods or services that suppliers offer will increase, and vice-versa.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-22 15:30:47 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309004593</guid>
      </item>
      <item>
         <title>false advertising</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309010994</link>
         <description><![CDATA[<div>Making an untrue statement about a product or service.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-22 15:34:28 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309010994</guid>
      </item>
      <item>
         <title>misleading advertising</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309011621</link>
         <description><![CDATA[<div>Distortion of the truth about the goods being offered so that consumers are led to believe one thing through wording or promises, but something else turns out to be true.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-22 15:34:50 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309011621</guid>
      </item>
      <item>
         <title>price fixing</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309012117</link>
         <description><![CDATA[<div>An agreement between or among businesses to charge the same price for similar products rather than competing on price.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-22 15:35:03 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309012117</guid>
      </item>
      <item>
         <title>predatory pricing</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309012700</link>
         <description><![CDATA[<div>The practice of charging very low prices in order to reduce competition.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-22 15:35:25 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309012700</guid>
      </item>
      <item>
         <title>bait and switch</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309013246</link>
         <description><![CDATA[<div>A business offers a product at a very low price to draw customers.&nbsp; Once customers arrive they are told the product is sold out and are offered another product at a higher price.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-09-22 15:35:41 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2309013246</guid>
      </item>
      <item>
         <title>Wants</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329557236</link>
         <description><![CDATA[<div>The things not necessary for survival but make life more pleasant</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:05:21 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329557236</guid>
      </item>
      <item>
         <title>Fads</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329557396</link>
         <description><![CDATA[<div>A style, activity or interest which is very popular for a short period of time</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:05:25 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329557396</guid>
      </item>
      <item>
         <title>Trends</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329557514</link>
         <description><![CDATA[<div>A general development or change in a situation or in the way that people are behaving; involves long term change</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:05:30 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329557514</guid>
      </item>
      <item>
         <title>Goods</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329557686</link>
         <description><![CDATA[<div>Tangible objects (things you can touch) that last a period or time</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:05:36 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329557686</guid>
      </item>
      <item>
         <title>Services</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329557853</link>
         <description><![CDATA[<div>Helpful acts that are performed in exchange for pay</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:05:40 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329557853</guid>
      </item>
      <item>
         <title>Market</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329558214</link>
         <description><![CDATA[<div>A group of people with similar wants and needs for a product or service</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:05:52 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329558214</guid>
      </item>
      <item>
         <title>Statistics</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329558395</link>
         <description><![CDATA[<div>a collection of information shown in numbers</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:05:58 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329558395</guid>
      </item>
      <item>
         <title>Demographics</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329558644</link>
         <description><![CDATA[<div>The study of statistics relating to population or communities</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:06:07 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329558644</guid>
      </item>
      <item>
         <title>Niche market</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329558856</link>
         <description><![CDATA[<div>A targeted group of consumers who need or want what you are selling</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:06:14 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329558856</guid>
      </item>
      <item>
         <title>target market</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329578578</link>
         <description><![CDATA[<div>A group of consumers the business wants to reach</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:17:08 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329578578</guid>
      </item>
      <item>
         <title>market research</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329580132</link>
         <description><![CDATA[<div>The gathering and analyzing of data to provide a business with information on consumers' needs and wants</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:17:46 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329580132</guid>
      </item>
      <item>
         <title>brand name</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329581072</link>
         <description><![CDATA[<div>The name that identifies the goods or services of one business e.g. Kleenex for disposable tissue</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:18:17 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329581072</guid>
      </item>
      <item>
         <title>marketing</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329581220</link>
         <description><![CDATA[<div>The series of activities required to provide a product or service to satisfy consumers' needs or wants and to convince consumers that this product or service is superior to others that are the same or similar.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:18:23 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329581220</guid>
      </item>
      <item>
         <title>brand marks</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329584528</link>
         <description><![CDATA[<div>The visual elements of a brand. It can be a logo or a symbol e.g. The four-colour window for Microsoft Windows</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:20:04 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329584528</guid>
      </item>
      <item>
         <title>advertising</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329585879</link>
         <description><![CDATA[<div>The paid use of various types of media to try to convince consumers to by a particular product or service</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:20:49 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329585879</guid>
      </item>
      <item>
         <title>media</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329587086</link>
         <description><![CDATA[<div>In advertising, the general term used to describe communication services e.g. television, radio, newspaper, and magazines</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:21:30 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329587086</guid>
      </item>
      <item>
         <title>sales promotion</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329588120</link>
         <description><![CDATA[<div>Incentives to entice consumers to buy particular products or services</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:22:00 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329588120</guid>
      </item>
      <item>
         <title>publicity</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329590425</link>
         <description><![CDATA[<div>One of the promotion activities often used to draw attention to a particular product or service in an effort to promote sales, such as general-interest articles in newspapers or magazines; it is often not paid for directly by the marketer</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:23:19 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329590425</guid>
      </item>
      <item>
         <title>product packaging</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329591479</link>
         <description><![CDATA[<div>A product container and any additional box, plastic covering, etc., that is provided by the manufacturer</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:23:57 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329591479</guid>
      </item>
      <item>
         <title>agent or broker</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329592705</link>
         <description><![CDATA[<div>Intermediaries whose major role is putting buyers and sellers in touch with one another and assisting with contractual arrangements and price negotiations, for which they receive a fee.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:24:40 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329592705</guid>
      </item>
      <item>
         <title>wholesaler</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329593091</link>
         <description><![CDATA[<div>A merchant who buys products in large quantities from one or more producers and resells them in smaller quantities to retailers, who then sell the goods to consumers</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:24:50 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329593091</guid>
      </item>
      <item>
         <title>retailer</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329593277</link>
         <description><![CDATA[<div>A person or company that sells directly to consumers</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-06 15:24:56 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2329593277</guid>
      </item>
      <item>
         <title>Standard of Living</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2409277816</link>
         <description><![CDATA[<div>The number of goods and services that the members of that country enjoy.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-05 15:10:09 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2409277816</guid>
      </item>
      <item>
         <title>GDP</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2409278015</link>
         <description><![CDATA[<div>The annual total value of final market goods produced and services provided in a country.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-05 15:10:15 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2409278015</guid>
      </item>
      <item>
         <title>GDP per capita</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2409278225</link>
         <description><![CDATA[<div>The total GDP divided by the number of people in a country or region.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-05 15:10:24 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2409278225</guid>
      </item>
      <item>
         <title>Expropriation</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2409278510</link>
         <description><![CDATA[<div>A legal process whereby the government can claim a property because it is judged to be essential to the general welfare of the community</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-05 15:10:36 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2409278510</guid>
      </item>
      <item>
         <title>Domestic</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423327494</link>
         <description><![CDATA[<div>Originating within one's own country.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:09:35 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423327494</guid>
      </item>
      <item>
         <title>Exports</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423327664</link>
         <description><![CDATA[<div>Goods and services sold to other countries.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:09:51 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423327664</guid>
      </item>
      <item>
         <title>Imports</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423327728</link>
         <description><![CDATA[<div>Goods and services bought from other countries.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:09:57 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423327728</guid>
      </item>
      <item>
         <title>Balance of trade</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423327793</link>
         <description><![CDATA[<div>The relationship between a country's total imports and total exports.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:10:02 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423327793</guid>
      </item>
      <item>
         <title>Trade deficit</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423327964</link>
         <description><![CDATA[<div>The country pays more for imports than it earns from exports.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:10:18 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423327964</guid>
      </item>
      <item>
         <title>Trade surplus</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328072</link>
         <description><![CDATA[<div>The country earns more from exports that it pays for imports.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:10:26 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328072</guid>
      </item>
      <item>
         <title>Exchange rate</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328147</link>
         <description><![CDATA[<div>The value of one country's currency against the currencies of other countries.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:10:32 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328147</guid>
      </item>
      <item>
         <title>FOB</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328187</link>
         <description><![CDATA[<div>Free on Board. The importer has to pay the cost of transporting the goods.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:10:37 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328187</guid>
      </item>
      <item>
         <title>CIF</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328268</link>
         <description><![CDATA[<div>Cost, Insurance, and Freight. The exporter pays for the shipment.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:10:44 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328268</guid>
      </item>
      <item>
         <title>Tariff</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328323</link>
         <description><![CDATA[<div>Slows the entry of foreign goods by making them more expensive than domestic products.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:10:49 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328323</guid>
      </item>
      <item>
         <title>Quota</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328452</link>
         <description><![CDATA[<div>A limit on the number of products in a category that can come into a country.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:10:59 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328452</guid>
      </item>
      <item>
         <title>Embargo</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328536</link>
         <description><![CDATA[<div>A complete stop to the transfer of goods.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:11:05 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328536</guid>
      </item>
      <item>
         <title>Economic integration</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328662</link>
         <description><![CDATA[<div>The joining of countries to form one area where there is no barrier to free trade.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:11:16 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328662</guid>
      </item>
      <item>
         <title>Free trade</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328718</link>
         <description><![CDATA[<div>International trade without the imposition of tariffs or other trade barriers to the movement of goods and services.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-16 19:11:22 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2423328718</guid>
      </item>
      <item>
         <title>Corporation</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467789662</link>
         <description><![CDATA[<div>a business entitity owned by its shareholders and is seperate and distinct from its owners</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:11:02 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467789662</guid>
      </item>
      <item>
         <title>Franchise</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467790250</link>
         <description><![CDATA[<div>a contractrual relationship that allows the business owner to use the franchisor's brand and method of doing business to distribute goods and services to consumers</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:11:32 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467790250</guid>
      </item>
      <item>
         <title>Sole Proprietorship</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467790464</link>
         <description><![CDATA[<div>unincomperated business owned by one individual</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:11:43 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467790464</guid>
      </item>
      <item>
         <title>Organization</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467790592</link>
         <description><![CDATA[<div>An entity made for the purpose of carrying on commercial interprise</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:11:49 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467790592</guid>
      </item>
      <item>
         <title>Manager</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467790660</link>
         <description><![CDATA[<div>supervisor who controls and directs the personnel and tasks of an organization or department</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:11:52 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467790660</guid>
      </item>
      <item>
         <title>Contingency planning</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467790804</link>
         <description><![CDATA[<div>a plan designed to help an organization respond effectively to a significant incident or event in the future</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:11:59 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467790804</guid>
      </item>
      <item>
         <title>entrepreneurship</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467793421</link>
         <description><![CDATA[<div>undertaking or pursuing opportunities to satisfy needs and wants through invention or innovation</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:14:12 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467793421</guid>
      </item>
      <item>
         <title>invention</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467793585</link>
         <description><![CDATA[<div>the development of a new concept, idea, product, or process that has never existed or been tried.&nbsp; <em>e.g., computer, baking soda</em></div><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:14:20 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467793585</guid>
      </item>
      <item>
         <title>innovation</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467793812</link>
         <description><![CDATA[<div>the application of an invention to a new and different use</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:14:31 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467793812</guid>
      </item>
      <item>
         <title>characteristics</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467793910</link>
         <description><![CDATA[<div>a feature or quality that makes somebody or something recognizable</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:14:36 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467793910</guid>
      </item>
      <item>
         <title>skills</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467794136</link>
         <description><![CDATA[<div>the ability to do something well, usually gained through experience and training</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:14:47 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467794136</guid>
      </item>
      <item>
         <title>attitudes</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467794230</link>
         <description><![CDATA[<div>the tendency to response in a postive or negative way towards someone or something</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:14:52 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467794230</guid>
      </item>
      <item>
         <title>risk</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467794391</link>
         <description><![CDATA[<div>undergoing an activity that has the potential to fail</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:14:59 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467794391</guid>
      </item>
      <item>
         <title>gamble</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467794709</link>
         <description><![CDATA[<div>to bet a sum of money on the outcome of an event; hoping to win money through luck or chance</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:15:14 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467794709</guid>
      </item>
      <item>
         <title>chance</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467795019</link>
         <description><![CDATA[<div>the arbitrary distribution of events or outcomes</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-03 16:15:30 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2467795019</guid>
      </item>
      <item>
         <title>accounting</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525835189</link>
         <description><![CDATA[<div>the gathering of financial information about the activities of a business or other organization and preparing this information in reports and summaries</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:47:37 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525835189</guid>
      </item>
      <item>
         <title>assets</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525835320</link>
         <description><![CDATA[<div>things of value owned by a business</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:47:43 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525835320</guid>
      </item>
      <item>
         <title>liabilities</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525835486</link>
         <description><![CDATA[<div>the debts owed by a business</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:47:50 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525835486</guid>
      </item>
      <item>
         <title>owner&#39;s equity</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525835683</link>
         <description><![CDATA[<div>the difference between the total assets and total liabilities of a business</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:47:59 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525835683</guid>
      </item>
      <item>
         <title>balance sheet</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525835987</link>
         <description><![CDATA[<div>the financial statement that is used to show the fundamental accounting equation</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:48:11 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525835987</guid>
      </item>
      <item>
         <title>drawings</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836137</link>
         <description><![CDATA[<div>the withdrawal of assets from the business by the owner for personal use</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:48:16 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836137</guid>
      </item>
      <item>
         <title>liquidity</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836250</link>
         <description><![CDATA[<div>the assets recorded in the order that they can be easily converted into cash</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:48:21 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836250</guid>
      </item>
      <item>
         <title>income statement</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836404</link>
         <description><![CDATA[<div>the financial statement that reports a business' income and expenses for a fiscal period and it determines its net income or net loss</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:48:27 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836404</guid>
      </item>
      <item>
         <title>revenue</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836502</link>
         <description><![CDATA[<div>the income received by the company</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:48:31 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836502</guid>
      </item>
      <item>
         <title>expenses</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836623</link>
         <description><![CDATA[<div>the amounts of money paid out in order to produce the goods or services that earn revenue for the business</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:48:35 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836623</guid>
      </item>
      <item>
         <title>net income</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836777</link>
         <description><![CDATA[<div>the difference between revenue and expenses</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:48:41 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836777</guid>
      </item>
      <item>
         <title>net loss</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836869</link>
         <description><![CDATA[<div>if a business has greater expenses than revenue</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-21 17:48:45 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2525836869</guid>
      </item>
      <item>
         <title>investing</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553152544</link>
         <description><![CDATA[<div>to obtain an asset with the goal of generating income or further value overtime</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:04:48 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553152544</guid>
      </item>
      <item>
         <title>money</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553153032</link>
         <description><![CDATA[<div>anything that is generally acceptable as payment for goods and services</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:04:59 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553153032</guid>
      </item>
      <item>
         <title>GIC</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553153162</link>
         <description><![CDATA[<div>a specific rate of interest on your investment when the rate is higher for a long term fixed investment than it will be if you deposit your money in a savings account, which will allow you to withdraw your money at any time</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:05:02 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553153162</guid>
      </item>
      <item>
         <title>interest</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553153760</link>
         <description><![CDATA[<div>the amount of money banks and other financial institutions pay you to use your money</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:05:17 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553153760</guid>
      </item>
      <item>
         <title>income</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553154442</link>
         <description><![CDATA[<div>the revenue generated or money earned from the normal operations of a business</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:05:35 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553154442</guid>
      </item>
      <item>
         <title>short term goals</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553154776</link>
         <description><![CDATA[<div>a short term investment strategy to provide yourself with rewards sooner</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:05:45 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553154776</guid>
      </item>
      <item>
         <title>long term goals</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553155437</link>
         <description><![CDATA[<div>a long term investment plan where you keep the money in your investments for no less than three years</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:06:02 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553155437</guid>
      </item>
      <item>
         <title>savings</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553156698</link>
         <description><![CDATA[<div>the money you set aside to cover future plans or unexpecteed expenses</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:06:32 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553156698</guid>
      </item>
      <item>
         <title>compound interest</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553157154</link>
         <description><![CDATA[<div>earn interest on the interest you've earned</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:06:41 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553157154</guid>
      </item>
      <item>
         <title>simple interest</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553157365</link>
         <description><![CDATA[<div>the interest charge on borrowing that us calculated using an original principal amount only and an interest rate that never changes</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:06:46 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553157365</guid>
      </item>
      <item>
         <title>inflation</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553158159</link>
         <description><![CDATA[<div>an increase in the general price level of goods and services in an economy</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:07:06 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553158159</guid>
      </item>
      <item>
         <title>purchasing power</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553158446</link>
         <description><![CDATA[<div>the amount of goods or services 1 unit of currency can purchase</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:07:13 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553158446</guid>
      </item>
      <item>
         <title>principal</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553178499</link>
         <description><![CDATA[<div>the total amount of money you deposit or borrow</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-13 13:17:01 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2553178499</guid>
      </item>
      <item>
         <title>gross income</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565803572</link>
         <description><![CDATA[<div>your total earnings before taxes or other deductions</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:29:41 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565803572</guid>
      </item>
      <item>
         <title>government deductions</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565803755</link>
         <description><![CDATA[<div>applied to gross income&nbsp;that are mandatory and applied to all workers in the country regardless of citizenship</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:29:48 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565803755</guid>
      </item>
      <item>
         <title>net income</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565804225</link>
         <description><![CDATA[<div>the after tax amount</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:30:06 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565804225</guid>
      </item>
      <item>
         <title>disposable income</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565807622</link>
         <description><![CDATA[<div>the money left over after all mandatory government deductions have been subtracted from your pay</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:32:06 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565807622</guid>
      </item>
      <item>
         <title>discretionary income</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565808617</link>
         <description><![CDATA[<div>the income you have left to spend after you have taken care of all your financial commitments</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:32:45 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565808617</guid>
      </item>
      <item>
         <title>gross pay</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565808777</link>
         <description><![CDATA[<div>pay check from employer</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:32:51 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565808777</guid>
      </item>
      <item>
         <title>credit rating</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565809698</link>
         <description><![CDATA[<div>a quantified assessment of the creditworthiness of a borrower in general terms or with respect to a financial obligation</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:33:30 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565809698</guid>
      </item>
      <item>
         <title>debt</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565810081</link>
         <description><![CDATA[<div>something one party owes another</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:33:40 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565810081</guid>
      </item>
      <item>
         <title>collection agency</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565811385</link>
         <description><![CDATA[<div>the financial institution may hire a collection agency to collect the overdue account</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:34:29 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565811385</guid>
      </item>
      <item>
         <title>garnishment</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565811577</link>
         <description><![CDATA[<div>a&nbsp;bank may take money from bank accounts to pay outstanding debts</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:34:37 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565811577</guid>
      </item>
      <item>
         <title>repossession</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565811715</link>
         <description><![CDATA[<div>the purchase may be repossessed (taken back)</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:34:42 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565811715</guid>
      </item>
      <item>
         <title>personal bankruptcy</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565811953</link>
         <description><![CDATA[<div>must sell all assets other than clothing, furniture, and personal items, and they cannot get credit for seven years</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:34:52 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565811953</guid>
      </item>
      <item>
         <title>credit counseling</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565812809</link>
         <description><![CDATA[<div>provide credit counseling to help people with serious financial problems</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-24 14:35:24 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2565812809</guid>
      </item>
      <item>
         <title>social responsibility</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582565070</link>
         <description><![CDATA[<div>considering the interests of others and how to business interacts with the social system at large</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-05-08 19:06:31 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582565070</guid>
      </item>
      <item>
         <title>mercantilism</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582565367</link>
         <description><![CDATA[<div>an economic policy designed to maximize the exports and minimize the imports for an economy</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-05-08 19:06:50 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582565367</guid>
      </item>
      <item>
         <title>morals</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582565558</link>
         <description><![CDATA[<div>principles of right and wrong</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-05-08 19:07:02 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582565558</guid>
      </item>
      <item>
         <title>ethics</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582565716</link>
         <description><![CDATA[<div>rules of conduct</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-05-08 19:07:11 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582565716</guid>
      </item>
      <item>
         <title>organizational ethics</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582566041</link>
         <description><![CDATA[<div>how a company integrated core values - such as honesty, trust, respect, and fairness - into its policies, and decision making</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-05-08 19:07:29 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582566041</guid>
      </item>
      <item>
         <title>occupational health and safety</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582566776</link>
         <description><![CDATA[<div>the identification, evaluation and control of hazards associated with the work environment</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-05-08 19:08:13 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582566776</guid>
      </item>
      <item>
         <title>glass ceiling effect</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582566992</link>
         <description><![CDATA[<div>an unacknowledged discriminatory barrier that prevents women and minorities from rising to positions of power or responsibility, as within a corporation</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-05-08 19:08:26 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582566992</guid>
      </item>
      <item>
         <title>whistle blowing</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582567729</link>
         <description><![CDATA[<div>one who reveals wrongdoing within an organization to the public or to those in positions of authority</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-05-08 19:09:09 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582567729</guid>
      </item>
      <item>
         <title>forgery</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582567813</link>
         <description><![CDATA[<div>the crime of falsely making or altering a writing by which the legal rights or obligations of another person are apparently affected; simulated signing of another person's name to any such writing whether or not it is also the forger's name</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-05-08 19:09:13 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582567813</guid>
      </item>
      <item>
         <title>fraud</title>
         <author>becinak001</author>
         <link>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582567940</link>
         <description><![CDATA[<div>A deception deliberately practiced in order to secure unfair or unlawful gain</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-05-08 19:09:22 UTC</pubDate>
         <guid>https://padlet.com/becinak001/sca5at359xc2hl6f/wish/2582567940</guid>
      </item>
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