Intro to Personal Finance by Angie Hysjulien https://padlet.com/angie_hysjulien/sa4dqpo05bxv en-us 2017-01-19 03:57:03 UTC 2025-11-06 05:55:10 UTC hello@padlet.com Brainstorm in your group: angie_hysjulien https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/147990996 What are some personal finance topics? Explain the topic in "plain English."]]> 2017-01-19 04:00:44 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/147990996 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148102344 2017-01-19 15:01:22 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148102344 Compound interest! angie_hysjulien https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148105420 The 8th wonder of the world! (according to Einstein)]]> 2017-01-19 15:08:07 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148105420 Josh Zurawski matthewmcg1204 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148379628 He's an asset because the boy brings different views to our educational environment that can only enhance our understanding of the opinions of our peers and the opinions of people who come from Russia. HYSJULIEN AGREES! DIVERSITY AND LISTENING TO OTHERS IS IMPORTANT! BUT I STILL DON'T LIKE YOUR SHIRT.]]> 2017-01-20 15:07:53 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148379628 Traditional IRA madisonmch1409 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148904815 Lowers your taxable income now. You don't pay taxes until you withdraw the money for retirement. ]]> 2017-01-24 01:52:54 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148904815 Roth IRA madisonmch1409 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148904967 Does not lower your taxable income now. You don't pay taxes when the money is withdrawn. ]]> 2017-01-24 01:55:51 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148904967 Investments madisonmch1409 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148905166 -Long term
-Harder to access
-Risky
-Potential for profit]]> 2017-01-24 01:59:45 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148905166 Savings madisonmch1409 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148905245 -Short term
- Readily available
-Minimal risk
-Earns interest]]> 2017-01-24 02:01:04 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148905245 Discretionary Income madisonmch1409 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148905464 money that you have after taxes and deductions are made.]]> 2017-01-24 02:04:06 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148905464 Simple Interest madisonmch1409 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148905661 Principal * rate * time]]> 2017-01-24 02:06:56 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/148905661 Royalty seansun3074 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149021849 Royalites are a percentage of revenue received using the owners property]]> 2017-01-24 14:35:29 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149021849 What is a secured loan? angie_hysjulien https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149031203 2017-01-24 14:54:48 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149031203 What is a lemon law? angie_hysjulien https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149031503 2017-01-24 14:55:26 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149031503 Define FICO score and why does it matter? angie_hysjulien https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149031763 2017-01-24 14:56:01 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149031763 What is a security deposit used for when renting? angie_hysjulien https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149032043 2017-01-24 14:56:37 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149032043 What is market capitalization and how do you calculate? angie_hysjulien https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149032360 2017-01-24 14:57:14 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149032360 Secured Loan madisonmch1409 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149224976 Loan that is protected by an asset]]> 2017-01-25 06:10:59 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149224976 Lemon Law madisonmch1409 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149225004 Regulations that protect consumers if they purchase a defective vehicle]]> 2017-01-25 06:11:32 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149225004 What is a security deposit used for when renting? madisonmch1409 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149225202 It is used to cover unpaid rent or damages]]> 2017-01-25 06:15:27 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149225202 What is market capitalization and how do you calculate it? madisonmch1409 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149225376 It is the market value of a company's shares outstanding. 
Stock Price * Total # of Outstanding Shares = MC]]> 2017-01-25 06:19:20 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149225376 Define FICO score and why does it matter? madisonmch1409 https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149225614 It is a 3 digit number that is calculated from your previous credit history. It matters because the higher the FICO, the less interest you have to pay.]]> 2017-01-25 06:24:25 UTC https://padlet.com/angie_hysjulien/sa4dqpo05bxv/wish/149225614