C Padlet Ash Wik by Ashley https://padlet.com/awiklund18/s9oovkpo47g1 en-us 2016-12-14 15:58:03 UTC 2023-04-06 01:51:05 UTC hello@padlet.com Will That Be Credit or Debit? NY Times Article awiklund18 https://padlet.com/awiklund18/s9oovkpo47g1/wish/143637973 Both debit and credit cards (when used) can give their holder rewards, as well both are used to help manage money. 
Debit cards deduct the money you have directly out of your bank account, meanwhile credit cards are money you take from someone else but will eventually have to pay back. As well, it is harder to exceed a money limit on a debit card considering it is your money. Meanwhile, credit cards you can eventually end up in debt because of the ability to spend as much as you want without a cut off.


]]> 2016-12-14 16:05:11 UTC https://padlet.com/awiklund18/s9oovkpo47g1/wish/143637973 Credit Score Picture awiklund18 https://padlet.com/awiklund18/s9oovkpo47g1/wish/143887590 2016-12-15 16:35:51 UTC https://padlet.com/awiklund18/s9oovkpo47g1/wish/143887590 How to Build Credit (youtube video) awiklund18 https://padlet.com/awiklund18/s9oovkpo47g1/wish/143888245 2016-12-15 16:37:40 UTC https://padlet.com/awiklund18/s9oovkpo47g1/wish/143888245 Why Credit is Important awiklund18 https://padlet.com/awiklund18/s9oovkpo47g1/wish/143889099 2016-12-15 16:40:01 UTC https://padlet.com/awiklund18/s9oovkpo47g1/wish/143889099 Government Protection For Your Credit Card awiklund18 https://padlet.com/awiklund18/s9oovkpo47g1/wish/143890024 Truth in Lending Act: The government ensures your safety by guaranteeing safe billing and the false advertisement of "good deals" that are actually scams. 
Electronic Fund Transfer Act: The government has made sure that when you electronically transfer money through an ATM (ect.) the money is being sent where you intend it to go. 


]]> 2016-12-15 16:42:49 UTC https://padlet.com/awiklund18/s9oovkpo47g1/wish/143890024 Credit Card Cartoon awiklund18 https://padlet.com/awiklund18/s9oovkpo47g1/wish/143894399 2016-12-15 16:57:26 UTC https://padlet.com/awiklund18/s9oovkpo47g1/wish/143894399 Graphic of Range awiklund18 https://padlet.com/awiklund18/s9oovkpo47g1/wish/143896913 2016-12-15 17:06:33 UTC https://padlet.com/awiklund18/s9oovkpo47g1/wish/143896913 Final Thoughts awiklund18 https://padlet.com/awiklund18/s9oovkpo47g1/wish/143897813 I believe that credit cards are very important and beneficial to use. Credit cards are easy, and allow access to quick money that can come in handy at time of need. My views haven't changed that much about credit cards, I still believe they are manageable but often hard to not over spend with. I don't think I will apply for a credit card because I have an issue with online shopping, and having access to unlimited money is dangerous. However, I may apply for a debit card. ]]> 2016-12-15 17:10:00 UTC https://padlet.com/awiklund18/s9oovkpo47g1/wish/143897813