https://padlet.com/charlotte_munoko/creditdebitfraud en-us 2018-11-05 04:02:30 UTC 2025-08-07 21:53:49 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Alarmclock.png charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300307354 "Wongful or criminal deception intended to result in financial or personal gain." - Oxford Dictionary]]> 2018-11-05 04:09:19 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300307354 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300569501 In this website you'll find information on what credit and debit fraud. In addition to how to protect yourself from being a victim.]]> 2018-11-05 16:34:45 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300569501 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300575973 Credit/Debit Fraud is a means of manipulating with someones financial information for your own gain. Fraud can happen to anybody and at any time. This article is a great proof of that. It outlines the author's reaction, though process and moments leading them to report the unauthorized transactions. He details his frustration and as well as remedies he will take going forward to prevent this from happening to him again. This is a great article as it is written from an average person making the content very relatable.]]> 2018-11-05 16:44:37 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300575973 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300581025 This website outlines the Canadian Code of Practice for Consumer Debit Card Services and its practices.  This website is useful as it allows you to understand how you're protected as a consumer from these vicious attacks. It outlines details that educate the consumer on who forks out the bill in a certain scenario. Fraudsters are extremely skilled but with that being said there are regulations in place to protect us from them. It's important to know your rights if the financial institution were ever to oppose responsibility.

]]> 2018-11-05 16:52:30 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300581025 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300777895 This website outlines how to resolve an unauthorized transaction. It could be quite a shock when receiving your credit card statement or even your banking statements to seeing a large purchase or multiple that you don't recall making. This website details and directs you on how to make that first step to recovering the funds illegally obtained by the fraudster. In addition to how financial institution deals with what they call unauthorized transactions.]]> 2018-11-05 23:56:58 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300777895 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300791086 This video shares interesting facts such as Canadians being the highest debit card users in the world. With that many transactions going on it is even more important for Canadians to know how to protect themselves and safeguard their information from scammers. As well the video shows  through role play how scammers obtain our information and their some of their tactics.]]> 2018-11-06 01:20:42 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300791086 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300818457 This video was an eye opener to hear from a former fraudster  detailing how they stole information. This video truly  shows how vulnerable, how unreating a longer password with special characters that will save you from being a victim.educated and oblivious some consumers are to fraud. Education is key to protecting yourself as well as being vigilant in your every day behaviour. Its the extra seconds you take protecting your pin or creating a longer password with special characters that will save you from being a victim.]]> 2018-11-06 04:41:11 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300818457 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300822042 Throughout most of this presentation we touched base on the consumer, being a victim and what was in place to protect us. This video looks at the other side of things which is the merchant. The merchant and financial instituition are the ones that loose the most from credit/ debit card fraud. Not only do they have to fork out money to ensure they collect their funds back from the merchant they also may loose a banking customer as they felt they were let down and not protected]]> 2018-11-06 05:17:52 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/300822042 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/301053342 This video is from the perspective of a credit card scammer. They explain how for them its a means of survival trying to feed their families. They outline how they use crypto currencies such as bitcoins to purchase people's information which they then fabricate on cards to make purchases from to later sell the goods. The crypto-currency allows them to remain anonymous and makes it harder to track as these are black market websites.]]> 2018-11-06 15:59:02 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/301053342 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/301065359 Scammers need to get smarter and smarter in order to combat the road blocks put against them to get the information they need. In the latest ways of obtatining this information, scammers have often called pretending to act on behalf of financial institution mentionning security breaches. They create a sense of urgency and panic that they need to ensure they are speaking to the right person using this against you as an individual or even company. NEVER share your information over the phone, always ensure to check the number and take down as much information you can and transmit it to your financial institution which will send it to their "phishing" department.]]> 2018-11-06 16:15:40 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/301065359 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/301071268 This picture spoke out to me because it shows someone being under oath of some sort. They appear to be truthful but have their fingers crossed counteracting what they are saying. This is exactly what scammers do they get in the head of victims building a bond where they trust this individual. Fraud is bigger than just credit and debit card, it can also lead to identity theft. If you are unsure you should always take a couple of seconds to verify and ask questions]]> 2018-11-06 16:24:23 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/301071268 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/301075786 The internet is defined as a global computer network providing a variety of information and communication facilities, consisting of interconnected networks using standardized communication protocols according to the Oxford Dictionary. The internet was a blessing and a curse, fraudsters have mastered it by sending malware to e-mail again creating a sense of urgency and attack to obtain information. Through internet websites as previously seen, they are able to protect their identity with the purchase of cryptocurrencies such as bitcoins.]]> 2018-11-06 16:30:28 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/301075786 charlotte_munoko https://padlet.com/charlotte_munoko/creditdebitfraud/wish/301133642 2018-11-06 18:01:09 UTC https://padlet.com/charlotte_munoko/creditdebitfraud/wish/301133642