https://padlet.com/groganb82/s1hj4eavrmvu Banking en-us 2017-11-16 15:04:44 UTC 2017-11-16 16:30:24 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Templeball.png https://padlet.com/groganb82/s1hj4eavrmvu/wish/207715136 I have no need to use a bank at this time in my life. ]]> 2017-11-16 15:25:28 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207715136 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207715317 N/A]]> 2017-11-16 15:25:44 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207715317 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207715881 N/A]]> 2017-11-16 15:26:30 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207715881 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207716039 Don't know how to go about it.

]]> 2017-11-16 15:26:45 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207716039 akathavong1313 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207716306 Ascend Federal Credit Union]]> 2017-11-16 15:27:07 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207716306 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207716634 2017-11-16 15:27:38 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207716634 akathavong1313 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207716640 Interests for loans are not as high compared to a bank. I currently have an account there. ]]> 2017-11-16 15:27:38 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207716640 cjones2453 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207717032 I have no money.]]> 2017-11-16 15:28:13 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207717032 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207717316 My mom got a discount a couple years ago to sign me up an account.]]> 2017-11-16 15:28:39 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207717316 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207717486 Suntrust]]> 2017-11-16 15:28:54 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207717486 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207717803 Because i like the color orange]]> 2017-11-16 15:29:19 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207717803 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718302 Bank of America]]> 2017-11-16 15:30:02 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718302 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718373 Regions]]> 2017-11-16 15:30:09 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718373 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718430 Banks make their money off the interest they charge people for borrowing, minus the interest they pay people for saving.]]> 2017-11-16 15:30:15 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718430 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718536 Depository institutions issue loans, take deposits, and convert foreign currency. They make money from the difference of charging a higher interest rate on loans than the interest rate they pay on deposits. ]]> 2017-11-16 15:30:23 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718536 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718672 My parents use that bank. They would most likely tell me to use that one. ]]> 2017-11-16 15:30:35 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718672 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718691 It's the bank my family uses, so it was easiest to use that one as well.]]> 2017-11-16 15:30:37 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718691 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718824 US Bank ]]> 2017-11-16 15:30:47 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718824 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718961 How banks make money off interest]]> 2017-11-16 15:30:59 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207718961 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719057 N/A]]> 2017-11-16 15:31:08 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719057 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719069 Its more reliable then Bank of america, and the keep track with my money on the daily.]]> 2017-11-16 15:31:09 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719069 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719093 bank of america]]> 2017-11-16 15:31:11 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719093 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719149 I wouldn't need to use a bank service at the moment, but when i got a job yes. ]]> 2017-11-16 15:31:15 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719149 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719222 Bank of america]]> 2017-11-16 15:31:23 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719222 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719282 How you they make interest, and the forms of money they offer.]]> 2017-11-16 15:31:28 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719282 cjones2453 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719408 Depository Institutions take deposits, make loans, offer online banking, checking accounts, ATMs, issues debit cards and exchange foreign currencies.]]> 2017-11-16 15:31:39 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719408 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719469 Bank of America]]> 2017-11-16 15:31:45 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719469 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719560 Again, N/A]]> 2017-11-16 15:31:53 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719560 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719618 My parents go to bank of america ....... i think

]]> 2017-11-16 15:31:58 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719618 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719621 ascend federal credit]]> 2017-11-16 15:31:58 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719621 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719634 my parents bank with them]]> 2017-11-16 15:32:00 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719634 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719664 My family has been with them for years and i know a lot of the people there]]> 2017-11-16 15:32:03 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719664 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719705 my parent use that bank ]]> 2017-11-16 15:32:06 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719705 akathavong1313 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719742 Banks would make money off of interest on people who do loans. ]]> 2017-11-16 15:32:10 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719742 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719948 Bank of America]]> 2017-11-16 15:32:32 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719948 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719968 how banks make money ]]> 2017-11-16 15:32:34 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207719968 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720045 I currently do not have the cash to meet the minimum requirements to open an account, plus, without a steady cash flow, it is more likely that I would do something stupid and ruin my account.]]> 2017-11-16 15:32:42 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720045 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720126 It best suits their needs ]]> 2017-11-16 15:32:49 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720126 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720266 Bank of America]]> 2017-11-16 15:33:02 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720266 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720391 My parents haven't introduced me to the bank life]]> 2017-11-16 15:33:15 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720391 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720412 don't have money to put in]]> 2017-11-16 15:33:16 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720412 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720413 nothing i already knew]]> 2017-11-16 15:33:16 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720413 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720430 My parents used it before me]]> 2017-11-16 15:33:18 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720430 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720435 they make money from the difference of the interest rate they pay the depositor and the interest rate they charge when you make a loan.

]]> 2017-11-16 15:33:18 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720435 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720481 My family has used it and once I started my account, that's where I went and I wanted to know that my money was safe.]]> 2017-11-16 15:33:22 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720481 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720657 Depository Institutions exchange foreign currencies, offer loans for home purchases, and they charge more interest on loans they pay to their depositors. ]]> 2017-11-16 15:33:40 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720657 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720703 My family uses that bank]]> 2017-11-16 15:33:45 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720703 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720727 How banks make the money they need to operate off of interest

]]> 2017-11-16 15:33:47 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720727 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720835 how the interest work]]> 2017-11-16 15:33:58 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720835 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720974 Nothing that I didn't know from past learning or EverFi]]> 2017-11-16 15:34:11 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207720974 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207721118 Banks make money off interest.]]> 2017-11-16 15:34:23 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207721118 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207721221 The video gave details on Depository Institutions and some of the little things they do, such as online banking and loans.]]> 2017-11-16 15:34:34 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207721221 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207721272 Depository institutions take deposits and make loans channeling money from savers to borrowers.]]> 2017-11-16 15:34:40 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207721272 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207721392 the bank offers insurance and investment products through non banks]]> 2017-11-16 15:34:51 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207721392 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207722617 Bank Of America ]]> 2017-11-16 15:36:34 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207722617 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207722899 My mom already had an account set up there so it was the easiest place to set up a new account for me. ]]> 2017-11-16 15:36:56 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207722899 https://padlet.com/groganb82/s1hj4eavrmvu/wish/207723711 The bank makes money by the difference between what they pay out in interest to savings account and what they charge people in interest on loans. ]]> 2017-11-16 15:38:18 UTC https://padlet.com/groganb82/s1hj4eavrmvu/wish/207723711