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🧾 Questions I (Still) Have About Money

💻 Digital & Finance?

🧰 Financial Support Needs

🎯 Ideas to Make Financial Literacy More Engaging

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🔵 Youth 🟢 Youth workers 🟠 Parents/Educators

1. we vote with our wallets; choosing how and were we spend our money is a way to practice our freedoom of expression (I know, it sounds cynical but we live in a capitalist world, we gotta start somewhere) and find what little space of maneuver the system does not allow: a good example is the BDS movement. If we are the food we eat, we also are the things we buy.

2. spending more can be better than saving up; getting good quality shoes that can last longer and allow us to buy less later on and pollute less - even if more expensive. Often, socially sustainable products that value workers and do not exploit people are more expensive, but garantee better quality. The cost is worth is for us all.

3. buying second-hand, giving away and sharing; I find that point 3) combines 1) and 2). Putting all of these into practice will help us save up money in the long term - climate change is expensive, only rich people haven't noticed yet.

Money brings up the matter of ethics, something that is too often overlooked. These strategies are not commonly shared and clear for all - usually one needs to have a deep interest, for personal reasons or sensibility, to be truly invested and practice these actions.

Last but not least: banks and their investments. Picking a bank on the basis of ethics and sustainability is the greatest challenge yet. Our money finances their policies.

Maybe learning it with other people could make this topic a lot more fun and engaging.

In my opinion, schools often miss an opportunity here, as there is too little focus on practical financial skills. As a youth worker, I notice that young people often turn to the internet for information, but those sources are sometimes superficial or even misleading.

As a youth worker I often see that financial hardship is hidden behind shame or silence. Some students quietly skip lunch, avoid excursions, or don’t participate in group activities because of money. We need safe spaces where young people feel comfortable talking about these challenges, and systems that respond quickly and respectfully when help is needed.

What questions do you ask about money and finances, yourself in secrecy, and when talking with others?