https://padlet.com/dmuhamm1/rxgj2uixvgc5tp10 Made with charm en-us 2021-12-21 02:04:36 UTC 2026-03-04 03:29:46 UTC hello@padlet.com dmuhamm1 https://padlet.com/dmuhamm1/rxgj2uixvgc5tp10/wish/1957982968 Part time job-2,500(amazon) a month
Emerald Scholarship-3,000
Financial Aid-6,000
Loans-7,500
applying for more scholarships 
https://www.scholarships.com

]]> 2021-12-21 02:15:59 UTC https://padlet.com/dmuhamm1/rxgj2uixvgc5tp10/wish/1957982968 dmuhamm1 https://padlet.com/dmuhamm1/rxgj2uixvgc5tp10/wish/1957997374 The challenge was getting approved for a credit card with no credit.I finally found Discovery who offered assistance to college students.Credit scores are determined by paying your bills in time.Low credit scores affect your ability to get approved for loans, credit cards, houses,cars,etc.Also you will not be able to finance anything.]]> 2021-12-21 02:26:02 UTC https://padlet.com/dmuhamm1/rxgj2uixvgc5tp10/wish/1957997374 dmuhamm1 https://padlet.com/dmuhamm1/rxgj2uixvgc5tp10/wish/1958018989 Technology is getting more and more advanced.There are banking apps where you can monitor your spending habits and savings.A way that helps me budget is having my money in cash.It is easier to manage my money when it is in cash because I can take a certain amount out of the house.When I use my card I usually swipe many times throughout the day.Writing out a monthly bill plan also helps me.

Essential-600
Security-150
Goals-200
Lifestyle-300
Savings-250
total=1500


]]> 2021-12-21 02:40:56 UTC https://padlet.com/dmuhamm1/rxgj2uixvgc5tp10/wish/1958018989 dmuhamm1 https://padlet.com/dmuhamm1/rxgj2uixvgc5tp10/wish/1958019317 Savings
Emergency savings – help during uncertain emergencies
Retirement savings – for retirement
Short term savings – for trips and clothes
Saving tool-My savings account with chase]]> 2021-12-21 02:41:11 UTC https://padlet.com/dmuhamm1/rxgj2uixvgc5tp10/wish/1958019317