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      <title>Pros and Cons of Credit cards- Alex Knowles by </title>
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      <description>This is to help people get a good understanding for how credit cards work. Furthermore, it will remind them that credit cards have a lot of advantages, but they have plenty disadvantages as well. </description>
      <language>en-us</language>
      <pubDate>2018-04-15 17:01:13 UTC</pubDate>
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         <author>alexknowles905</author>
         <link>https://padlet.com/alexknowles905/rpbfexnfs2ae/wish/251907910</link>
         <description><![CDATA[<div>As the title explains, credit cards can be both good and bad for you. As this video goes over the advantages and disadvantages, the ones that stood out were the  emergencies and the late charges. If you or your family is in need of essentials but you do not have the money at the moment, then you can use your credit card for it. </div>]]></description>
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         <pubDate>2018-04-15 17:07:16 UTC</pubDate>
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         <description><![CDATA[<div>I enjoy this video as it simplifies the benefits of credit card spending. It also goes into depth about spending more then you can repay. As most credit cards have a limit of atleast $1000, it is easy to abuse the money. Yet, it is not free money as you have to repay it with interest. This is what can lead to increased debt and can cause trouble for you and your family. </div>]]></description>
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         <pubDate>2018-04-15 17:14:59 UTC</pubDate>
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         <author>alexknowles905</author>
         <link>https://padlet.com/alexknowles905/rpbfexnfs2ae/wish/251909956</link>
         <description><![CDATA[<div>This video is very simple as it gives you a list of advantages and disadvantages. The one that i never thought of, was the fact it helps you keep track of what you spend money on. This can help with bills, excess payments, etc and will keep track of the money you have left in your limit. </div>]]></description>
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         <pubDate>2018-04-15 17:24:37 UTC</pubDate>
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         <pubDate>2018-04-15 17:33:06 UTC</pubDate>
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         <pubDate>2018-04-15 17:33:59 UTC</pubDate>
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         <pubDate>2018-04-15 17:34:41 UTC</pubDate>
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         <author>alexknowles905</author>
         <link>https://padlet.com/alexknowles905/rpbfexnfs2ae/wish/251912162</link>
         <description><![CDATA[<div>This just gives you a simple look at the pros and cons of using a credit card. </div>]]></description>
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         <pubDate>2018-04-15 17:42:19 UTC</pubDate>
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         <link>https://padlet.com/alexknowles905/rpbfexnfs2ae/wish/251912394</link>
         <description><![CDATA[<div>This shows how credit cards work when purchasing items. </div>]]></description>
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         <pubDate>2018-04-15 17:44:13 UTC</pubDate>
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         <link>https://padlet.com/alexknowles905/rpbfexnfs2ae/wish/251912660</link>
         <description><![CDATA[<div>This picture shows what owning a credit card has done to Canadian users. It shows that we are spending more then we are earning which is resulting in increased debt. </div>]]></description>
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         <pubDate>2018-04-15 17:46:22 UTC</pubDate>
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         <pubDate>2018-04-15 18:20:14 UTC</pubDate>
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