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      <title>My phenomenal shelf by Angel Leung</title>
      <link>https://padlet.com/angelleung666/rmq4136abllu</link>
      <description>Made with the help of a typing monkey</description>
      <language>en-us</language>
      <pubDate>2019-12-19 02:46:17 UTC</pubDate>
      <lastBuildDate>2019-12-19 03:03:52 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>1.Do you think instant payment apps are secure?</title>
         <author>angelleung666</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425760208</link>
         <description><![CDATA[<div>A.Yes <br>B.No</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 02:51:35 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425760208</guid>
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      <item>
         <title>Q1 Have you ever met any problems while using instant payment?</title>
         <author>juliasuen1210</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425760222</link>
         <description><![CDATA[<div>A. Yes<br>B.No</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 02:51:40 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425760222</guid>
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      <item>
         <title>1.Have you ever used instant payment apps?</title>
         <author>alcynachan_pi</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425760437</link>
         <description><![CDATA[<div>a.yes (skip question no.2)<br> b.no (skip question no.3,4)</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 02:53:14 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425760437</guid>
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      <item>
         <title>Q2 If yes, what are the problems you faced?</title>
         <author>juliasuen1210</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425760532</link>
         <description><![CDATA[<div>A. Problem on programs<br>B. Failed to access to your account<br>C. Shops and restaurants don’t accept instant app<br>D. Others:</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 02:54:02 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425760532</guid>
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      <item>
         <title>2.What is the reason for not using instant payment apps?</title>
         <author>alcynachan_pi</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425760673</link>
         <description><![CDATA[<div>a.inconvenient <br> b.don’t know how to use <br>c.worried about the personal information being stolen <br>d. Others</div><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 02:55:02 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425760673</guid>
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      <item>
         <title>2.In what situations will you use instant payment apps?</title>
         <author>angelleung666</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425760884</link>
         <description><![CDATA[<div>A.In restaurants <br>B.Buying things <br>C.Transfer money to friends<br> D.In case you don’t have cash<br>E. Others<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 02:56:34 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425760884</guid>
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      <item>
         <title>3.How often do you use instant payment apps?</title>
         <author>alcynachan_pi</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425760896</link>
         <description><![CDATA[<div>a.1/day<br>b.1/week<br>c.1/month<br>d.1/year</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 02:56:38 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425760896</guid>
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      <item>
         <title>3.Will u rely solely on these payment apps?</title>
         <author>angelleung666</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425761236</link>
         <description><![CDATA[<div>A. Yes, I don’t bring cash out<br>B. No<br>C. Sort of, I will still bring some cash</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 02:59:06 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425761236</guid>
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      <item>
         <title>4.Which instant payment app do you commonly use?</title>
         <author>alcynachan_pi</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425761401</link>
         <description><![CDATA[<div>a. Alipay<br>b. pps<br>c. FPS <br>d. Others </div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 03:00:08 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425761401</guid>
      </item>
      <item>
         <title>4.Have you ever had any difficulties while using these payment apps?</title>
         <author>angelleung666</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425761428</link>
         <description><![CDATA[<div>A. Yes<br>B. No (skip q5)</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 03:00:16 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425761428</guid>
      </item>
      <item>
         <title>3. How can you solve the problems?</title>
         <author>juliasuen1210</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425761665</link>
         <description><![CDATA[<div>A. Stop uisng the instant payment app<br>B. Report the problems to the company<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 03:01:38 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425761665</guid>
      </item>
      <item>
         <title>5. If yes, what difficulties had you faced?</title>
         <author>angelleung666</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425761947</link>
         <description><![CDATA[<div>A. I don’t know to function the app<br>B. I may transfer the wrong amount of money and can’t get any refund<br>C. Money stolen by someone else<br>D. Credit card informations are exposed</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 03:03:11 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425761947</guid>
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      <item>
         <title>4. Do you think cash payments can be replaced by instant payment? </title>
         <author>juliasuen1210</author>
         <link>https://padlet.com/angelleung666/rmq4136abllu/wish/425762053</link>
         <description><![CDATA[<div>A. Yes<br>B. No</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-12-19 03:03:52 UTC</pubDate>
         <guid>https://padlet.com/angelleung666/rmq4136abllu/wish/425762053</guid>
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