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      <title>4.1 by </title>
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      <description>Made with a taste for adventure</description>
      <language>en-us</language>
      <pubDate>2017-02-11 18:17:01 UTC</pubDate>
      <lastBuildDate>2017-02-11 23:23:04 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title> imagine that you or someone that you know personally needed to get a loan for a specific amount of money (you determine the amount).  Would you choose to go to a bank or a Payday lender?  What would the loan amount be and what would be the difference in the final payoff amounts for the two lenders?  Explain your decision.  </title>
         <author>khayla_slemp413</author>
         <link>https://padlet.com/khayla_slemp413/rftv87dw34pm/wish/153232467</link>
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         <pubDate>2017-02-11 18:20:33 UTC</pubDate>
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         <title></title>
         <author>khayla_slemp413</author>
         <link>https://padlet.com/khayla_slemp413/rftv87dw34pm/wish/153243681</link>
         <description><![CDATA[<div>If i had to get a loan of 3000 dollars, I would go to a bank. This is because payday loans are meant for easy money. Payday loans end up costing more in the end because of the extra fees ( not doing real math) but i might end up paying 100 dollars in fees. With a bank there would be minimal fees </div>]]></description>
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         <pubDate>2017-02-11 23:20:52 UTC</pubDate>
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