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      <title>Good Credit by Its Tekkie</title>
      <link>https://padlet.com/krose_852/rew30k8gzebh</link>
      <description>The ins and outs of achieving and maintaing a good credit score. </description>
      <language>en-us</language>
      <pubDate>2019-03-14 01:54:02 UTC</pubDate>
      <lastBuildDate>2019-03-14 02:53:55 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
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      <item>
         <title>What is a credit score?</title>
         <author>krose_852</author>
         <link>https://padlet.com/krose_852/rew30k8gzebh/wish/341146526</link>
         <description><![CDATA[<div>Ultimately, credit score is a numerical representation of an individuals worthiness to maintain good credit. There are many components in establishing and maintaining a good credit score, and I am here to elaborate on these concepts. </div>]]></description>
         <enclosure url="" />
         <pubDate>2019-03-14 01:58:30 UTC</pubDate>
         <guid>https://padlet.com/krose_852/rew30k8gzebh/wish/341146526</guid>
      </item>
      <item>
         <title>1. Paying Bills</title>
         <author>krose_852</author>
         <link>https://padlet.com/krose_852/rew30k8gzebh/wish/341147385</link>
         <description><![CDATA[<div>The most inferred action in establishing a good credit score, paying bills. If you pay your bills on time you are a credible and trustworthy person, thus building your credit score.</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-03-14 02:03:20 UTC</pubDate>
         <guid>https://padlet.com/krose_852/rew30k8gzebh/wish/341147385</guid>
      </item>
      <item>
         <title>2. Keeping credit card balances low</title>
         <author>krose_852</author>
         <link>https://padlet.com/krose_852/rew30k8gzebh/wish/341147670</link>
         <description><![CDATA[<div>Using less of the credit lines given to you, and paying off your existing credit helps keep your balances low and maintain a good credit score</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-03-14 02:04:37 UTC</pubDate>
         <guid>https://padlet.com/krose_852/rew30k8gzebh/wish/341147670</guid>
      </item>
      <item>
         <title>3. Not Opening multiple accounts in a short time period</title>
         <author>krose_852</author>
         <link>https://padlet.com/krose_852/rew30k8gzebh/wish/341149946</link>
         <description><![CDATA[<div>Opening multiple credit lines and accounts in a short period shows instability in your financial life. Try opening accounts at least 6 months apart from eachother. </div>]]></description>
         <enclosure url="" />
         <pubDate>2019-03-14 02:17:00 UTC</pubDate>
         <guid>https://padlet.com/krose_852/rew30k8gzebh/wish/341149946</guid>
      </item>
      <item>
         <title>4. Do not move from house to house quickly</title>
         <author>krose_852</author>
         <link>https://padlet.com/krose_852/rew30k8gzebh/wish/341154125</link>
         <description><![CDATA[<div>The last thing a credit company wants to see is a customer that moves quickly, it just does not look good, especially when asking for loans. </div>]]></description>
         <enclosure url="" />
         <pubDate>2019-03-14 02:44:52 UTC</pubDate>
         <guid>https://padlet.com/krose_852/rew30k8gzebh/wish/341154125</guid>
      </item>
      <item>
         <title>Sources: </title>
         <author>krose_852</author>
         <link>https://padlet.com/krose_852/rew30k8gzebh/wish/341154583</link>
         <description><![CDATA[<div>https://20somethingfinance.com/improve-credit-score/<br><br>https://www.thebalance.com/maintain-good-credit-score-960513</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-03-14 02:48:14 UTC</pubDate>
         <guid>https://padlet.com/krose_852/rew30k8gzebh/wish/341154583</guid>
      </item>
      <item>
         <title>5. Do Not Close Old Credit Cards</title>
         <author>krose_852</author>
         <link>https://padlet.com/krose_852/rew30k8gzebh/wish/341154700</link>
         <description><![CDATA[<div>Closing old accounts will show inactivity, that inactivity will be translated into a lower credit score by having a less active credit account. Keep those old, payed off accounts!</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-03-14 02:49:12 UTC</pubDate>
         <guid>https://padlet.com/krose_852/rew30k8gzebh/wish/341154700</guid>
      </item>
      <item>
         <title>6. Leave Old Debt on your report</title>
         <author>krose_852</author>
         <link>https://padlet.com/krose_852/rew30k8gzebh/wish/341154991</link>
         <description><![CDATA[<div>Having old debt on your report shows how cordial you are in paying off credit. A good credit score is correlated to records of paying off debt. </div>]]></description>
         <enclosure url="" />
         <pubDate>2019-03-14 02:50:45 UTC</pubDate>
         <guid>https://padlet.com/krose_852/rew30k8gzebh/wish/341154991</guid>
      </item>
      <item>
         <title>7. Not obsessing over credit score</title>
         <author>krose_852</author>
         <link>https://padlet.com/krose_852/rew30k8gzebh/wish/341155293</link>
         <description><![CDATA[<div>A overlooked aspect of having a good credit score is to not obsess over your credit score. Understand getting a good credit score takes time, and do what it takes to establish and maintain a good credit score. </div>]]></description>
         <enclosure url="" />
         <pubDate>2019-03-14 02:52:52 UTC</pubDate>
         <guid>https://padlet.com/krose_852/rew30k8gzebh/wish/341155293</guid>
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