Delta Community Credit Union by Catherine https://padlet.com/catlysaught/r6b66chr0k0d Choosing a Financial Institution (Credit Union) en-us 2017-10-29 23:44:02 UTC 2026-01-04 08:10:46 UTC hello@padlet.com Services Offered: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554214
  • Free checking account
  • Free online bill pay
  • Home Loans
  • Auto Loans
  • Commercial Loans
  • Retirement services
  • Investment Services

    • ]]>     2017-10-29 23:49:37 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554214     Hours: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554262 Lobby Hours:
    Mon-Thu 8:30 a.m. - 4:30 p.m.
    Fri 8:30 a.m. - 5:30 p.m.
    Sat 9:00 a.m. - 12:00 p.m.
    Drive-thru:
    Mon-Thu 8:30 a.m. - 5:30 p.m.
    Fri 8:30 a.m. - 6:00 p.m.
    Sat 9:00 a.m. - 12:00 p.m.

    ]]>     2017-10-29 23:50:09 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554262     ATMs: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554292
  •  ATM's are all located in  shopping centers
  • There is no fee for using another banks ATM
    • ]]>     2017-10-29 23:50:26 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554292     Requirements: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554311
  • Can be based on where you live
    • Ex: Hall County
  • Can be based on where you work
    • Ex: UPS
  • Associations you are a part of
    • Ex: Atlanta Air Cargo Association Members 
  • Relatives who are eligible
    • Spouse
    • ]]>     2017-10-29 23:50:44 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554311     Online and mobile banking: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554461 Customers are encouraged to use online or mobile banking]]> 2017-10-29 23:52:09 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554461 Rewards program: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554489
  • Members can participate in a points system based on spending. 
  • 1 point is earned per $1 spent using a Delta Community Visa Card. 
  • These points can be turned in for prizes.
    • ]]>     2017-10-29 23:52:20 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554489     KEY catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554598 Basic information: white
    Checking: pink
    Savings: orange
    Money Market: gray
    CD: blue
    IRA: purple

    ]]>     2017-10-29 23:53:26 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201554598     Opening and Maintenance: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555358 Both opening and maintaining an account do not require a minimum balance. ]]> 2017-10-29 23:59:33 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555358 Fees: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555439
  • Bounced Checks: no fees
  • Extra checks: no fees
  • Courtesy Pay Fee: $35
  • Balancing Checking Statement: $25/month
  • Stop Payment Fee: $25
    • ]]>     2017-10-30 00:00:27 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555439     Overdraft Protection Options: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555705
  • Savings Accounts and Money Market Accounts are covered for free 
  •  Visa Credit Cards and Lines of Credit have finance charges and a $3 fee.
    • ]]>     2017-10-30 00:00:59 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555705     Withdrawals and Interest: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555730
  • There is no withdrawal limit
  • The account pays no interest
    • ]]>     2017-10-30 00:01:17 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555730     Types: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555849
  • Savings Account
  • Online Savings Account
  • Certificate of Deposit
  • Money Market Accounts
  • Additional personal savings
    • ]]>     2017-10-30 00:02:22 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555849     Interest Rate and Fees: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555875
  • 0.18%
  • $5.00 to open the account
    • ]]>     2017-10-30 00:02:40 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555875     Minimum Balance and transactions: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555941
  • There is a $5.00 deposit that is needed for making the account and you must maintain $5.00 at all times.
  • There is no limit to how many transactions you can make per month.
    • ]]>     2017-10-30 00:03:24 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201555941     Minimum Balance Requirements: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556012 $1,000.00]]> 2017-10-30 00:04:04 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556012 Current Rates: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556085
  • 0.25%
  • 0.33%
  • 0.40%
  • 0.45%
  • 0.50%
    • ]]>     2017-10-30 00:04:42 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556085     Withdrawals and Interest: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556141
  • There are no limits on money withdrawals
  • Interest compounds annually
    • ]]>     2017-10-30 00:05:13 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556141     Minimum Balance Requirements: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556190 $1,000.00]]> 2017-10-30 00:05:39 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556190 Current Rates: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556287
  • 0.54%
  • 0.74%
  • 0.94%
  • 1.24%
  • 1.63%
    • ]]>     2017-10-30 00:06:38 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556287     Fees and Penalties: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556440 Early withdrawal penalties are:
    • 6 month CD - Penalty is equal to 31 days of interest
    • 12 and 24 month CDs - Penalty is equal to 90 days of interest
    • 36 and 60 month CDs - Penalty is equal to 180 days of interest
    ]]>     2017-10-30 00:07:53 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556440     Types: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556537
  • Traditional IRA 
  • Roth IRA 
  • SEP IRA
  • IRA CDs 
  • Investment-based IRA
    • ]]>     2017-10-30 00:08:26 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556537     Minimum Opening Deposit: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556584 $1,000.00]]> 2017-10-30 00:08:48 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556584 Annual Contribution: catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556623 $5,500.00]]> 2017-10-30 00:09:05 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201556623 catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201560402 2017-10-30 00:42:45 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201560402 catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201560533 2017-10-30 00:43:41 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201560533 catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201561890 2017-10-30 00:52:52 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201561890 catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201562495 2017-10-30 00:57:18 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201562495 catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201562679 2017-10-30 00:58:20 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201562679 catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201562832 2017-10-30 00:59:24 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201562832 catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201562890 2017-10-30 00:59:55 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201562890 catlysaught https://padlet.com/catlysaught/r6b66chr0k0d/wish/201563099 2017-10-30 01:01:05 UTC https://padlet.com/catlysaught/r6b66chr0k0d/wish/201563099