My life board by Brianna Reiser https://padlet.com/breis219/r67izh7i83rr By: Brianna Reiser en-us 2018-02-08 16:22:52 UTC 2023-03-03 15:09:17 UTC hello@padlet.com Location Decision Making breis219 https://padlet.com/breis219/r67izh7i83rr/wish/229661981 2018-02-08 16:26:11 UTC https://padlet.com/breis219/r67izh7i83rr/wish/229661981 SAVING AND INVESTING breis219 https://padlet.com/breis219/r67izh7i83rr/wish/257709026 2018-05-03 15:27:56 UTC https://padlet.com/breis219/r67izh7i83rr/wish/257709026 Retirement breis219 https://padlet.com/breis219/r67izh7i83rr/wish/258051690 Plan: accomplish by age 55
- Define retirement and retirement income 
- Take  stock of assests 
- Evaluate health 
- When to collect social security 
- Build a network
- Decide how much I need/want to work
- Create a retirement budget 
- Find new ways to cut your expenses 
- Prepare for the unexpected 
- Stick to plan ]]> 2018-05-04 14:34:52 UTC https://padlet.com/breis219/r67izh7i83rr/wish/258051690 BANKING AND FINANCIAL SERVICES breis219 https://padlet.com/breis219/r67izh7i83rr/wish/259324193 Bank name: Navy Federal
Accounts chosen: Savings, Checking and Retirement
Information: Navy Federal is the largest natural member (or retail) credit union in the United States, both in asset size and in membership. As of January 2018, Navy Federal had over $90 billion USD in assets, and 7.5 million members.
Why I choose this bank: Close to home, only a couple blocks away plus  I get good benefits like loan discounts, mortgage discounts, etc. I also get discounts/ rewards when i buy/sell a home, Visa card discounts, cash back, discounts on new or used cars, auto insurance discounts, enterprise car rentals and much more. ]]> 2018-05-09 15:23:17 UTC https://padlet.com/breis219/r67izh7i83rr/wish/259324193 BUYING GOODS AND SERVICES- HOME BUYING breis219 https://padlet.com/breis219/r67izh7i83rr/wish/259326180
Cost of home: 
$424,753
20% down payment: $84,951
Property taxes:
$181
Loan amount:
 $453,100
Monthly Payments: $1,722/mo
Reflection: I chose this house because it was exactly what i was looking for how ever i don't think i would buy this house until i had a family since it is 4 bedrooms. The location of the house is great and it is on the water which is another bonus. 
]]> 2018-05-09 15:27:23 UTC https://padlet.com/breis219/r67izh7i83rr/wish/259326180 USING CREDIT breis219 https://padlet.com/breis219/r67izh7i83rr/wish/259328126 Credit card name:

Benefits/Information: 
APR: 
Default APR:
Annual fees:
Penalties: 
Rewards:
Why/Reflection: ]]> 2018-05-09 15:31:09 UTC https://padlet.com/breis219/r67izh7i83rr/wish/259328126 PROTECTING AGAINST RISK breis219 https://padlet.com/breis219/r67izh7i83rr/wish/259329582 2018-05-09 15:34:04 UTC https://padlet.com/breis219/r67izh7i83rr/wish/259329582 HEALTH INSURANCE breis219 https://padlet.com/breis219/r67izh7i83rr/wish/259329979 Type and other details:
-Health maintenance organizations (HMOs)
     *HMOs offer a wide     
range of healthcare services through a network of providers who agree to supply services to members. With an HMO you'll likely have coverage for a broader range of preventive healthcare services than you would through another type of plan.


]]> 2018-05-09 15:34:52 UTC https://padlet.com/breis219/r67izh7i83rr/wish/259329979 breis219 https://padlet.com/breis219/r67izh7i83rr/wish/259946673 2018-05-11 13:54:19 UTC https://padlet.com/breis219/r67izh7i83rr/wish/259946673 Wedding breis219 https://padlet.com/breis219/r67izh7i83rr/wish/259994544 Start saving after engagement 
- Set budget 
- Set a timeline 
- Break it down in man

]]> 2018-05-11 15:52:54 UTC https://padlet.com/breis219/r67izh7i83rr/wish/259994544