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      <title>401 plan and IRA by Otto Escobedo Delgado</title>
      <link>https://padlet.com/06oescobedo/r2v5axlm65pzlelm</link>
      <description>Otto Escobedo </description>
      <language>en-us</language>
      <pubDate>2021-04-20 15:50:08 UTC</pubDate>
      <lastBuildDate>2026-01-24 03:44:24 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>What is 401</title>
         <author>06oescobedo</author>
         <link>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438580912</link>
         <description><![CDATA[<div>It's a plan that can help you very much when you wanna retire there are advantages and disadvantages we well talk about that later.the 401 plan is like a savings account that you can put some of your pay into it or put as much money each month.  </div>]]></description>
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         <pubDate>2021-04-20 15:52:16 UTC</pubDate>
         <guid>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438580912</guid>
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      <item>
         <title>401 advantages</title>
         <author>06oescobedo</author>
         <link>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438597842</link>
         <description><![CDATA[<div>like i said there is some.You get a little tax break since your paying with pretax dollars.Don't have a income limit.if you match with an employer you get a bonus. </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-20 15:55:23 UTC</pubDate>
         <guid>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438597842</guid>
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      <item>
         <title>401 disadvantages </title>
         <author>06oescobedo</author>
         <link>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438608289</link>
         <description><![CDATA[<div>If you are new to the place there is a wait time that you have to do the 401 plan.At around 70 you need to withdraw money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-20 15:57:21 UTC</pubDate>
         <guid>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438608289</guid>
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      <item>
         <title>What is IRA?</title>
         <author>06oescobedo</author>
         <link>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438622528</link>
         <description><![CDATA[<div>Something like a 401? kinda there some different.Like this one you can open it up your self and pay with after -tax.Can become tax free.like i said kinda and there is advantages and disadvantages here to.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-20 15:59:44 UTC</pubDate>
         <guid>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438622528</guid>
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      <item>
         <title>advantages for IRA</title>
         <author>06oescobedo</author>
         <link>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438634038</link>
         <description><![CDATA[<div>You can grow it to become tax free.Can set it up alone no employer at all.No certain age to withdraw.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-20 16:01:43 UTC</pubDate>
         <guid>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438634038</guid>
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      <item>
         <title>Disadvantages for IRA</title>
         <author>06oescobedo</author>
         <link>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438641716</link>
         <description><![CDATA[<div>there is like two which are.You can only save up to  $6,000  year.There is income limits depending on if your married or the head of the house hold </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-20 16:03:06 UTC</pubDate>
         <guid>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438641716</guid>
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      <item>
         <title>My opinion</title>
         <author>06oescobedo</author>
         <link>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438650418</link>
         <description><![CDATA[<div>I would go for 401 just because there is no income limit there is a bonus if i match with an employer no limit to the money and say at 70 i got to withdraw with no limit there could be a lot of money so 401 is my pick which would you chose.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-20 16:04:45 UTC</pubDate>
         <guid>https://padlet.com/06oescobedo/r2v5axlm65pzlelm/wish/1438650418</guid>
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