guest speaker by Josiah Blevins https://padlet.com/blevinsj9/qzswe2vk0grgk3oe en-us 2024-04-23 14:53:52 UTC 2024-04-24 16:22:53 UTC hello@padlet.com TASKS blevinsj9 https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966587215 Create 3 questions regarding the roundtable on the topics below.

Retirement

Investing

Insurance

Banking

Credit & debt

]]> 2024-04-23 14:55:42 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966587215 Response https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966696604 When should I really start saving for retirement and how much?

Is it better to get my own insurance, or stay on my parent's as long as possible?

I know Credit Cards are discouraged, but how else will I build a credit score?


Mallory Wall

]]> 2024-04-23 16:17:58 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966696604 Emma ?'s https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966697994

  • We hear about credit card slander constantly...what are some ways credit cards can be beneficial?

  • On average, how many Americans are "underbanked"?

  • What is the ideal age to begin investing?

    • ]]>     2024-04-23 16:18:52 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966697994     Leigh W https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966698402

  • What are the best investments to make to put money towards retirement?

  • Is real estate a better investment decision than stock market investing?

  • Best ways to get out of/recover from debt?

    • ]]>     2024-04-23 16:19:09 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966698402     Questions - Sophie Welborn https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966698962

  • How can I effectively plan for retirement right now?

  • How can I choose what is best to invest in?

  • Should I find my own bank as I get older? Or should I continue to stay with the one that currently I have? and could/should I have multiple banks for different accounts?

    • ]]>     2024-04-23 16:19:38 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966698962     Ragan https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966699226 What different factors can affect your credit score?

    Can you have multiple credit scores or is it accumulative?

    Is it ever too late to start saving for retirement?

    ]]>     2024-04-23 16:19:51 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966699226     Response https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966699724 How can I start credit by myself?


    How many forms of retirement are recommend for a family?


    How do I start investing?


    Joselyn

    ]]>     2024-04-23 16:20:15 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966699724     Tyler Jenkins https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966700497 What are the best ways to invest your money?

    When is the best time to start drawing social security?

    When is the best time to start investing?

    ]]>     2024-04-23 16:20:50 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966700497     Kaitlyn https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966700987

  • Should you prepare for retirement before you get your main job? Such as in you are working in college but do not yet have the job you will later get with your degree.

  • Do you stay on your parent's insurance when you start having kids if you are below 26?

  • Should you invest when you still have a lot of debt or work to pay off most of that debt first?

    • ]]>     2024-04-23 16:21:14 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966700987     Roundtable Questions - Lydia Teachey https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966701346

  • If one eliminates debt, how does one go about cancelling out a credit card account?

  • If a university degree appreciates due to that school becoming harder to get into, would this make the student loans taken out to obtain that degree less of a burden once one enters the work force?

  • Can one utilize mutual funds in an investment account that is not tied to retirement?

    • ]]>     2024-04-23 16:21:32 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966701346     Aaron Caudle https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966701755

  • what is better Roth IRA or a traditional IRA.

  • Is it OK to put aside retirement to pay off debt quicker.

  • what are some ways to get a good credit score.

    • ]]>     2024-04-23 16:21:54 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966701755     Response - Isaac https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966701835

  • When it comes to credit cards, they're generally inadvisable, but if you would benefit from a credit card bonus such as free flights, are there probable use cases?

  • If I die with no family or friends, where will my debt go? Can I just take out a ton of unreasonable loans in my final years?

  • Are there any cost considerations people generally overlook when planning for retirement?

    • ]]>     2024-04-23 16:21:58 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966701835     Questions (esteban) https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966702482 I) If there is an option to have a non-taxable retirement account why would there still be an option for one that can be taxed? Are there any benefits to having it over something like a ROTH IRA?


    II) What are the best ways to strengthen one's credit score/trustworthiness?


    III) In regard to Mutual Funds, what is the best time to pull out of investments without being too early or late?

    ]]>     2024-04-23 16:22:31 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966702482     Questions - Lukas M. https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966702506 What retirement plan should I start out with if I just have a few interim jobs here and there before I start my career?


    What are some strong ways to build credit?


    How can I find what's best for me to invest in?

    ]]>     2024-04-23 16:22:33 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966702506     Round Table Questions - Avery Pence https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966702597

  • When thinking about investing for retirement, when would it be wise to go the traditional route rather than Roth?

  • What specific investment options are currently succeeding and growing the most money today?

  • Is there a downside to banking at multiple banks?

    • ]]>     2024-04-23 16:22:38 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966702597     Questions -Maddie https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966702604 I know there is a certain age you have to go off of your parents insurance, but should you get your own insurance before this age?

    What is an ideal age to start saving for retirement?

    If you were to start saving for retirement as a teenager what is a good amount to save monthly?

    ]]>     2024-04-23 16:22:38 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966702604     Adamari 3 Q's https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966702717 1) At what age should someone get a credit card and start building credit?

    2) What is the best method to invest?

    3) How can I start early on my retirement plan?

    ]]>     2024-04-23 16:22:43 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966702717     Jayden https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966704210 1, How can I get a compound interest account at a young age so I can start the process?

    2, How can I start credit on my own?

    3, How can I get out of debt and student loans in less than 5 years?


    ]]>     2024-04-23 16:23:55 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966704210     1.Does renting count towards a credit score? 2. What is the best method to build credit at 18? 3. How much is a down payment to start retiring? https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966706345 2024-04-23 16:25:36 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966706345 Sofia M https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966707112 What is the number one reason most people are in debt?

    At what age do most start investing?

    What can be the downsides of investing?


    ]]>     2024-04-23 16:26:08 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966707112     Ruthy ?'s https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966707570 What are some mistakes some people do while planning retirement?

    What are some things you should consider when you start investing?

    Does divorce affect a credit score?

    ]]>     2024-04-23 16:26:29 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2966707570     Braden 24oliverbraden https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2967365000

  • What organizations or bureaus control and report credit scores to banks and businesses?

  • If a debt is transferred through multiple generations, what could be some repercussions that take place for those who unfortunately receive it?

  • How are the current inflation rates and skyrocketing home prices affecting overall attitudes towards retirement saving in young individuals?

    • ]]>     2024-04-24 02:52:31 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2967365000     Bo https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2968368112 How much money would you recommend to have for retirement?

    What age would you recommend to start investing?

    What insurances do you feel a normal person needs in day to day life?

    ]]>     2024-04-24 16:22:53 UTC https://padlet.com/blevinsj9/qzswe2vk0grgk3oe/wish/2968368112