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      <title>What do we know about financial exchange laws? by Bethany Brown</title>
      <link>https://padlet.com/betbrown/qx7hdab6ajpd</link>
      <description>KWL Chart- write at least 3 replies for each column. </description>
      <language>en-us</language>
      <pubDate>2017-10-02 21:23:03 UTC</pubDate>
      <lastBuildDate>2017-10-03 18:44:12 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
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      <item>
         <title>financial exchange</title>
         <author>torrerig</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193585952</link>
         <description><![CDATA[<div>1.i already knew what financial 2.exchange meant<br>3.dept are bad</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:14:22 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193585952</guid>
      </item>
      <item>
         <title>I knew there was some type of regulation but I did not know what.</title>
         <author>sotogri</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193585977</link>
         <description><![CDATA[<div>I knew that it was illegal to "make" dollar bills.<br><br>I knew that it was not okay to lie about prices on products<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:14:25 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193585977</guid>
      </item>
      <item>
         <title></title>
         <author>nguyetha</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586255</link>
         <description><![CDATA[<div>1. Financial Exchange<br>2. People make decisions on what they invest in<br>3. There was different financial exchange laws</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:14:51 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586255</guid>
      </item>
      <item>
         <title></title>
         <author>torrerig</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586496</link>
         <description><![CDATA[<div>1.what are the regulations for all the financial exchange<br>2.can money build interest<br>3.why is it bad to lie about prices<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:15:16 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586496</guid>
      </item>
      <item>
         <title>its confusing</title>
         <author>luevadew</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586656</link>
         <description><![CDATA[<div>&nbsp;it would be a stressful job&nbsp;<br>there's different ways to exchange money </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:15:32 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586656</guid>
      </item>
      <item>
         <title>1. That you can go to a bank to do it.</title>
         <author>crimmbre</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586663</link>
         <description><![CDATA[<div>2. That checks are a financial exchange.<br>3. that there is laws to protect people from financial fraud.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:15:32 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586663</guid>
      </item>
      <item>
         <title></title>
         <author>ortegaren</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586756</link>
         <description><![CDATA[<div>1. Debt is not good<br>2. There is laws on money<br>3. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:15:41 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586756</guid>
      </item>
      <item>
         <title></title>
         <author>sarmiejos</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586812</link>
         <description><![CDATA[<div>There are many types of financial exchange.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:15:46 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193586812</guid>
      </item>
      <item>
         <title></title>
         <author>torrerig</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587002</link>
         <description><![CDATA[<div>1.there is a lot of laws<br>2.copying money is bad<br>3.different types of laws that we have to follow</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:16:06 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587002</guid>
      </item>
      <item>
         <title>1.I knew what financial exchange meant. </title>
         <author>masonsha</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587239</link>
         <description><![CDATA[<div>2. I knew there were different forms of financial exchange. (example checks)<br>3.&nbsp; Not to do fraud.<br>&nbsp; &nbsp; </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:16:29 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587239</guid>
      </item>
      <item>
         <title>i knew that cash was a source of financial exchange.</title>
         <author>jahnaa</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587528</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:16:59 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587528</guid>
      </item>
      <item>
         <title>I learned that the behaviors and actions of a third party debt collector are limited due to the Fair Debt Collection Practice Act</title>
         <author>sotogri</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587581</link>
         <description><![CDATA[<div><br>I learned that there are a lot of laws regarding how money can be exchanged- that the laws are mostly meant to protect consumers<br><br>I learned that some laws were made due to events like the stock market crashing (Investment Advisors Act) or because of war bonds (Trust Indenture Act, 1939)<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:17:04 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587581</guid>
      </item>
      <item>
         <title>I knew that there were many laws regarding federal protection and protection of the consumers, and their money. </title>
         <author>eubankya</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587723</link>
         <description><![CDATA[<div><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:17:19 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587723</guid>
      </item>
      <item>
         <title>how many ways are there to exchange money </title>
         <author>luevadew</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587897</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:17:36 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587897</guid>
      </item>
      <item>
         <title></title>
         <author>nguyetha</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587981</link>
         <description><![CDATA[<div>1. Why were these laws so important?<br>2. What would happen is these laws weren't in place?<br>3. Can anyone come up with new financial exchange laws?<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:17:46 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193587981</guid>
      </item>
      <item>
         <title>i knew that there was credit cards</title>
         <author>jahnaa</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193588062</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:17:55 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193588062</guid>
      </item>
      <item>
         <title></title>
         <author>rivasale4</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193588068</link>
         <description><![CDATA[<div>I knew that investing money can build up interest and you can double your cash back .&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:17:56 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193588068</guid>
      </item>
      <item>
         <title>1. Is a process of sharing information between two programs.</title>
         <author></author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193588136</link>
         <description><![CDATA[<div>2. Different forms of financial exchange.<br>3. tracks my daily point- of sale business.<br>- Cindy bautista<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:18:01 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193588136</guid>
      </item>
      <item>
         <title>i knew that banks are a place that deals with most financial exchange</title>
         <author>jahnaa</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193588516</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:18:37 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193588516</guid>
      </item>
      <item>
         <title></title>
         <author>perezeli2</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193588998</link>
         <description><![CDATA[<div>I already knew that there was many different ways of financial exchange.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:19:24 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193588998</guid>
      </item>
      <item>
         <title></title>
         <author>sarmiejos</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589357</link>
         <description><![CDATA[<div>I knew cash,credit cards etc were sources of financial exchange&nbsp;<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:19:58 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589357</guid>
      </item>
      <item>
         <title></title>
         <author>crimmbre</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589419</link>
         <description><![CDATA[<div>i learned that there is lots of laws to protect company's from several different types of fraud. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:20:05 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589419</guid>
      </item>
      <item>
         <title>i didnt know about all the laws </title>
         <author>blantgar</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589430</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:20:06 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589430</guid>
      </item>
      <item>
         <title></title>
         <author>canizlau</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589662</link>
         <description><![CDATA[<div>1. I already know that there is many things we can do to manipulate our money.<br><br>2. how to manipulate credit cards&nbsp;<br><br>3. things that i don't have to do with cards&nbsp;<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:20:32 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589662</guid>
      </item>
      <item>
         <title>1. That their is many ways people can break laws. </title>
         <author></author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589736</link>
         <description><![CDATA[<div>2. We shouldn't print money&nbsp;<br>- cindy bautista</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:20:38 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589736</guid>
      </item>
      <item>
         <title>that there are a lot of financial laws and acts out there and they are confusing </title>
         <author>luevadew</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589795</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:20:44 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589795</guid>
      </item>
      <item>
         <title></title>
         <author>rivasale4</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589834</link>
         <description><![CDATA[<div>I&nbsp;want to learn about more ways on how to increase money .</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:20:48 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193589834</guid>
      </item>
      <item>
         <title></title>
         <author>crimmbre</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590092</link>
         <description><![CDATA[<div>1. how paypal works<br>2. more laws&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:21:16 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590092</guid>
      </item>
      <item>
         <title></title>
         <author>sarmiejos</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590197</link>
         <description><![CDATA[<div>I learned that The Fair Credit Billing Act the credit card company informs you for your debts.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:21:28 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590197</guid>
      </item>
      <item>
         <title>1. That there are a lot of financial exchange laws  </title>
         <author>masonsha</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590314</link>
         <description><![CDATA[<div>2.&nbsp; Laws protecting from fraud.&nbsp;<br>3. There are laws to help protect investments.&nbsp;<br>&nbsp; &nbsp; &nbsp; </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:21:40 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590314</guid>
      </item>
      <item>
         <title>I learned that there are laws protecting people that make investments and to protect the investor and company. </title>
         <author>rivasale4</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590481</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:21:56 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590481</guid>
      </item>
      <item>
         <title>I want to know who thought to make all these laws, also how many times did fraudulent activity had to happen before someone made these laws?</title>
         <author>eubankya</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590653</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:22:19 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590653</guid>
      </item>
      <item>
         <title></title>
         <author>ortegaren</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590937</link>
         <description><![CDATA[<div>is there a law for every aspect of all types of financial exchange</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:22:53 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193590937</guid>
      </item>
      <item>
         <title></title>
         <author>nguyetha</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591199</link>
         <description><![CDATA[<div>1. Don't expect SCC to monitor all of your things<br>2. Franklin D. Roosevelt passed the Trust Indenture Act of 1939<br>3. FBCP Act limits the behavior and actions of third-party debt collects<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:23:22 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591199</guid>
      </item>
      <item>
         <title>1. Why is it bad to print money.</title>
         <author></author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591255</link>
         <description><![CDATA[<div>2. How to invest.<br>3. Why were laws so important.<br>- cindy bautista</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:23:30 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591255</guid>
      </item>
      <item>
         <title>how the government effects </title>
         <author>jahnaa</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591490</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:23:58 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591490</guid>
      </item>
      <item>
         <title>why there is so many financial exchange acts</title>
         <author>jahnaa</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591701</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:24:27 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591701</guid>
      </item>
      <item>
         <title>1.I want to know more about some of the laws that protect investments. </title>
         <author>masonsha</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591706</link>
         <description><![CDATA[<div>2. I want to learn&nbsp; more about&nbsp; some of the laws in general and how they can help in everyday life.&nbsp;<br>3.&nbsp; I want to know more about how to increase money.<br>&nbsp; &nbsp; &nbsp; &nbsp; </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:24:28 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591706</guid>
      </item>
      <item>
         <title>I want to know why the Sarbes Oxley Act was made.</title>
         <author>sotogri</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591883</link>
         <description><![CDATA[<div>I want to know how many people are actually accused for violating some of these act, like Truth in Lending Act.<br><br>I want to know how fast these acts and laws can be made.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:24:46 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193591883</guid>
      </item>
      <item>
         <title>who invented money</title>
         <author>jahnaa</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592022</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:25:04 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592022</guid>
      </item>
      <item>
         <title>dont go into debt </title>
         <author>blantgar</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592163</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:25:19 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592163</guid>
      </item>
      <item>
         <title></title>
         <author>ortegaren</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592203</link>
         <description><![CDATA[<div>we need to be careful with our money</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:25:25 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592203</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592252</link>
         <description><![CDATA[<div>who invented the SEC</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:25:31 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592252</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592393</link>
         <description><![CDATA[<div>the laws</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:25:50 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592393</guid>
      </item>
      <item>
         <title>Sarbanes oxiey act 2002 was passed by congress</title>
         <author>jahnaa</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592621</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-10-03 18:26:19 UTC</pubDate>
         <guid>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592621</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592693</link>
         <description><![CDATA[<div>that you have to be careful who you trust</div>]]></description>
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         <pubDate>2017-10-03 18:26:28 UTC</pubDate>
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         <title></title>
         <author>canizlau</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193592780</link>
         <description><![CDATA[<div>how to build a good credit .<br><br></div>]]></description>
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         <pubDate>2017-10-03 18:26:39 UTC</pubDate>
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      <item>
         <title>securities of 1933 took power away from state</title>
         <author>jahnaa</author>
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         <description><![CDATA[]]></description>
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         <pubDate>2017-10-03 18:27:16 UTC</pubDate>
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         <title></title>
         <author>eubankya</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193593204</link>
         <description><![CDATA[<div>The fair credit billing Act of 1974, protects employees and limits employees payments from being garnished. </div>]]></description>
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         <pubDate>2017-10-03 18:27:32 UTC</pubDate>
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         <title>Truth in leading act made sure consumers are treated fairly</title>
         <author>jahnaa</author>
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         <description><![CDATA[]]></description>
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         <pubDate>2017-10-03 18:28:02 UTC</pubDate>
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         <title>Truth In Leading Act</title>
         <author>perezeli2</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193594073</link>
         <description><![CDATA[<div>They ensure that consumers are treated fairly</div>]]></description>
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         <pubDate>2017-10-03 18:29:21 UTC</pubDate>
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         <title></title>
         <author>perezeli2</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193594501</link>
         <description><![CDATA[<div>why is there so many laws?</div>]]></description>
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         <pubDate>2017-10-03 18:30:16 UTC</pubDate>
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         <title>laws that can help us in life</title>
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         <pubDate>2017-10-03 18:40:14 UTC</pubDate>
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         <title>there a lot of laws</title>
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         <pubDate>2017-10-03 18:41:10 UTC</pubDate>
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         <title>fair credit billing </title>
         <author>danieltif</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193600024</link>
         <description><![CDATA[<div>it protect employees and limits employees payments from being garnished</div>]]></description>
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         <pubDate>2017-10-03 18:41:16 UTC</pubDate>
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         <title>I didn&#39;t knew anything about the laws of financial exchange</title>
         <author>lorenosc</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193600328</link>
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         <pubDate>2017-10-03 18:41:47 UTC</pubDate>
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         <title></title>
         <author>danieltif</author>
         <link>https://padlet.com/betbrown/qx7hdab6ajpd/wish/193600956</link>
         <description><![CDATA[<div>why does the fair credit billing &nbsp;help us </div>]]></description>
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         <pubDate>2017-10-03 18:42:54 UTC</pubDate>
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