Lesson 2.3 learning assessment by jaz https://padlet.com/jazminet/ql1f4ax4pp04 PROMPT: Including at least 3-4 cited references to the reading, answer the following prompts: Use NerdWallet (Links to an external site.) to compare credit cards from two financial institutions. Determine which one would be a better choice for you and explain your thinking. Research three types of student loans. Rank them in terms of which is the best choice for you and explain your thinking. en-us 2019-10-10 16:21:16 UTC 2025-11-20 21:54:27 UTC hello@padlet.com Chase freedom jazminet https://padlet.com/jazminet/ql1f4ax4pp04/wish/396272557 For me personally the chase freedom seems like the better choice for me. the into APR is 0% on Purchases and Balance Transfers for 15 months which is very convenient. It also great for Balance transfer, Cash back, Bonus offers, Gas, Low interest, Rewards, Travel and Zero percent. I believe the thing that sold me is that they're more pros than cons and the pros are god pros. 
  • No annual fee
  • 5% rewards on rotating categories
  • Access to Chase’s Ultimate Rewards site to earn more cash back
ultimately this is the better choice for me.
]]> 2019-10-10 16:31:08 UTC https://padlet.com/jazminet/ql1f4ax4pp04/wish/396272557 1. Federal student loans jazminet https://padlet.com/jazminet/ql1f4ax4pp04/wish/396280474
  • Interest rates are generally lower and always fixed.
  • Credit checks and cosigners are mostly unnecessary.
  • Flexible payment plans and loan forgiveness may be available.
  • Consolidating multiple federal loans can lower a monthly payment if the repayment plan is extended.
    • 2. Direct PLUS loans

    Interest rate: 6.31% (for loans disbursed July 1, 2016, to July 1, 2017)
    Max borrowed: The cost of attendance minus any other financial aid
    Loan fee: 4.276% (for loans disbursed Oct. 1, 2016, and Oct. 1, 2017)
    Terms: 10 to 25 years

    3.PAWNSHOP LOAN

    This is a secured personal loan. You borrow against an asset, such as jewelry or electronics, which you leave with the pawnshop. If you don’t repay the loan, the pawnshop can sell your asset.

    Rates for pawnshop loans are very high and can run to over 200% APR. But they’re likely lower than rates on payday loans, and you avoid damaging your credit or being pursued by debt collectors if you don’t repay the loan; you just lose your property.

    ]]>     2019-10-10 16:42:17 UTC https://padlet.com/jazminet/ql1f4ax4pp04/wish/396280474     why federal student loans are the best for me jazminet https://padlet.com/jazminet/ql1f4ax4pp04/wish/396762810 I think personally federal student loans are the best choice for me. The seem the most convent and efective and they also have many pros that I like.]]> 2019-10-11 16:04:26 UTC https://padlet.com/jazminet/ql1f4ax4pp04/wish/396762810