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      <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2023-11-16 20:50:03 UTC</pubDate>
      <lastBuildDate>2023-11-23 00:01:54 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>buying vs leasing by christopher helou</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797003343</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2023-11-20 23:57:37 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797003343</guid>
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      <item>
         <title>this padlet is going to be about the difference between buying and leasing and the pros and cons of buying and leasing. </title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797004429</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2023-11-20 23:59:02 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797004429</guid>
      </item>
      <item>
         <title>video #2</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797006957</link>
         <description><![CDATA[<p>this is a video by Dave Ramsey that discusses the difference between buying and leasing a vehicle. in this video Dave Ramsey talks to a man named Marty about if he should lease or buy a vehicle. in this video Marty tells Dave Ramsey about his situation and if its better to lease or buy a vehicle. i decided to choose this video because he gave good advice to Marty about if he should buy or lease a vehicle. in the video Marty says he has 25,000$ saved up and Dave Ramsey said he should buy a 15,000$ car and then focus on re building his savings which i think is very good advice. this is why i decided to choose this video.</p>]]></description>
         <enclosure url="https://youtu.be/JkTteUjmZUw?si=Kwonu-1kYzg7SN92" />
         <pubDate>2023-11-21 00:01:58 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797006957</guid>
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      <item>
         <title>video #3</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797024787</link>
         <description><![CDATA[<p>this is a video by a man named Marko. in this video Marko discusses the pros and cons of buying and leasing a vehicle. Marko goes in depth about how much it would be to lease a vehicle vs buying a vehicle. i decided to choose this video because i find it very helpful for people that do not know if they should lease or buy a vehicle. marko mentions at the end of the video that leasing is a lot more expensive than buying because your paying more for a car you dont even own plus you have to worry about maintenance and how many miles your putting on the vehicle and he says he would rather buy a car which i agree with this is why i chose this video</p>]]></description>
         <enclosure url="https://youtu.be/BtY9Nmm2z0U?si=s66TA-EytR2LGNzZ" />
         <pubDate>2023-11-21 00:20:46 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797024787</guid>
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      <item>
         <title>video #4</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797051445</link>
         <description><![CDATA[<p>this is a video by a man named scotty Kilmer. in this video scotty Kilmer talks about why leasing a car is stupid. scotty talks about some advantages of leasing a car such as lower monthly payments and being able to drive newer and nicer cars for a lower monthly cost than buying a car. scotty also talks about the disadvantages of leasing a car such as not being able to mod it out and having milage limits. i decided to choose this video because he goes in depth about both the advantages and dis advantages of leasing a car and this is a helpful video for someone who doesnt know if they should lease or buy a car.</p>]]></description>
         <enclosure url="https://youtu.be/mFlbWdTMbWs?si=Uf_-nzG5CZBZx4tM" />
         <pubDate>2023-11-21 00:42:24 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797051445</guid>
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      <item>
         <title>video #1</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797080727</link>
         <description><![CDATA[<p>this is a video by a man named george kamel. in this video george kamel talks about the same thing as scotty did in his video, why leasing a car is stupid. in this video george starts it off by explain what exactly a car lease is. george then goes on to talk about how lease payments are calculated. after that he then goes on to talk about why leasing a car is "sketchy". he then goes on to talk about how you can get out of a lease and all the options cost a lot of money. he then concludes the video by saying "leases are the most expensive way to pay for and operate a car". i decided to choose this video because he covers pretty much everything you need to know about leasing a vehicle and why it is not the best idea to do so. </p>]]></description>
         <enclosure url="https://youtu.be/2Q-CWAXAqfo?si=8R6RvjV86bb_Pcb5" />
         <pubDate>2023-11-21 01:05:43 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797080727</guid>
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      <item>
         <title>website #1</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797116869</link>
         <description><![CDATA[<p>this website talks about the pros and cons of leasing or buying a car. this website contains information on the difference between buying and leasing a vehicle. the website shows the pros of leasing a car such as lower monthly payments, driving a new car every 3 years, worry free maintenance, no resale worries, and potential for tax deductions. and also the cons of leasing a car such as no ownership, lack of control and fees and other costs. this website also shows the pros of buying a car such as no restrictions, total control and long term costs and the cons of buying a car such as driving costs and rapid depreciation.</p>]]></description>
         <enclosure url="https://www.investopedia.com/articles/personal-finance/012715/when-leasing-car-better-buying.asp#:~:text=Benefits%20of%20leasing%20usually%20include,decision%20for%20the%20long%20term." />
         <pubDate>2023-11-21 01:30:53 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2797116869</guid>
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      <item>
         <title>website #2</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799842889</link>
         <description><![CDATA[<p>this website talks about the pros and cons of leasing a car and also the pros and cons of buying a car and what option would be better for you. this website contains information on the difference between buying and leasing a vehicle. i decided to choose this website because it goes in depth about the upsides and downsides of both buying and leasing a car which can help people that do not know if they should lease or buy a car make the right decision. this is the reason why i chose to add this website to my padlet</p>]]></description>
         <enclosure url="https://www.scotiabank.com/ca/en/personal/advice-plus/features/posts.leasing-vs--buying-a-car-in-canada.html" />
         <pubDate>2023-11-22 23:02:22 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799842889</guid>
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      <item>
         <title>website #4</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799856010</link>
         <description><![CDATA[<p>this website talks about everything you need to know about leasing a car in canada. this website answers multiple different questions about leasing a car in canada such as what is a lease?, is leasing a good deal?, how do i know if a lease is right for me?. this website also tells you what you need to qualify for a lease and the steps you would need to take if you wanted to end a lease early. i decided to add this website to my padlet because it answers a lot of questions that people may have about leasing a car.</p>]]></description>
         <enclosure url="https://www.cargurus.ca/Cars/articles/car-leasing-canada" />
         <pubDate>2023-11-22 23:28:37 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799856010</guid>
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      <item>
         <title>website #3</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799862561</link>
         <description><![CDATA[<p>this website is a detailed guide on buying cars in canada. this website talks about steps to take when buying a car, this website also talks about what MSRP is, what a down payment is, how to negotiate car prices, when the best time to buy a car is, basically everything you need to know when your looking to buy a vehicle. this website also goes over the pros and cons of buying a brand new car and the pros and cons of buying a used car. i decided to add this website to my padlet because i find this website very helpful to people who are looking to buy a car and dont know that much about buying cars.</p>]]></description>
         <enclosure url="https://www.canadadrives.ca/the-ultimate-guide-to-buying-a-new-car-in-canada" />
         <pubDate>2023-11-22 23:39:40 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799862561</guid>
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      <item>
         <title>image #1</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799864345</link>
         <description><![CDATA[<p>this image showcases the difference between buying and leasing a car. i decided to add this image to my padlet because i find it helpful for people that dont know if they should buy or lease a car.</p>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/2220968633/961ae9fc94132f0c7693c1eb03cbe10f/OIP.jpg" />
         <pubDate>2023-11-22 23:43:01 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799864345</guid>
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      <item>
         <title>image #2</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799869405</link>
         <description><![CDATA[<p>this image showcases the best time to buy a car. i decided to add this image to my padlet because i find it helpful for people who want to buy a car but dont know when they should buy a car.</p>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/2220968633/73ca50b779191afbb132047689e5a149/OIP.jpg" />
         <pubDate>2023-11-22 23:51:44 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799869405</guid>
      </item>
      <item>
         <title>reflective questions</title>
         <author>christopherhelou</author>
         <link>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799875593</link>
         <description><![CDATA[<ol><li><p>one thing i learned about my topic that suprised me was that when you lease a car you can only drive a certain amount of kilometers in the car or else you will need to pay extra fees.</p></li></ol><p><br/></p><ol start="2"><li><p>this topic is relevant to me because this is all stuff you need to know when buying or leasing a car and there is going to be a point in my life where i need to get a car so this information is good to know for when that time comes.</p></li></ol><p><br/></p><ol start="3"><li><p>if i had to pass on my knowledge to family or friends i think the most important thing to pass on is the pros and cons of buying and leasing a car.</p></li></ol>]]></description>
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         <pubDate>2023-11-23 00:01:54 UTC</pubDate>
         <guid>https://padlet.com/christopherhelou/qd831yzy8f3cx2dc/wish/2799875593</guid>
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