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      <title>Selecting a Financial Institution Project by John Vieira</title>
      <link>https://padlet.com/john_vieira/qaynrbbgs8n5</link>
      <description>Choosing the bank that best meets both your personal and financial needs is an important step in living a fiscally responsible life.</description>
      <language>en-us</language>
      <pubDate>2018-09-28 17:23:04 UTC</pubDate>
      <lastBuildDate>2025-09-30 15:02:58 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url>https://upload.wikimedia.org/wikipedia/commons/thumb/b/b3/Wells_Fargo_Bank.svg/1000px-Wells_Fargo_Bank.svg.png</url>
      </image>
      <item>
         <title>Wells Fargo</title>
         <author>john_vieira</author>
         <link>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/287065445</link>
         <description><![CDATA[<div>Founded in 1852, Wells Fargo is currently the 3rd largest bank in the United States of America.</div>]]></description>
         <enclosure url="https://upload.wikimedia.org/wikipedia/commons/thumb/b/b3/Wells_Fargo_Bank.svg/1000px-Wells_Fargo_Bank.svg.png" />
         <pubDate>2018-09-28 17:24:03 UTC</pubDate>
         <guid>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/287065445</guid>
      </item>
      <item>
         <title>Teen Checking</title>
         <author>john_vieira</author>
         <link>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288126208</link>
         <description><![CDATA[<ul><li><strong>Allows teens freedom</strong> to spend money with their own debit card</li><li><strong>Gives parents control</strong> with limits on purchases and withdrawals</li><li><strong>Check account activity</strong> from your mobile phone or online</li></ul><div><br></div>]]></description>
         <enclosure url="https://www.wellsfargo.com/checking/teen/" />
         <pubDate>2018-10-02 13:59:42 UTC</pubDate>
         <guid>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288126208</guid>
      </item>
      <item>
         <title>Best For:</title>
         <author>john_vieira</author>
         <link>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288128262</link>
         <description><![CDATA[<ul><li>Teens aged 13 to 17 with adult co-owner</li><li>Parental oversight of banking activity</li><li>Building good money habits</li></ul><div><br></div>]]></description>
         <enclosure url="https://www01.wellsfargomedia.com/assets/images/photography/lifestyle/290x165/deposits_product_teen_290x165.png" />
         <pubDate>2018-10-02 14:02:34 UTC</pubDate>
         <guid>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288128262</guid>
      </item>
      <item>
         <title>Getting Started</title>
         <author>john_vieira</author>
         <link>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288129409</link>
         <description><![CDATA[<div><strong>Minimum Opening Deposit</strong> <br>Open with a $25 initial deposit.<br><br></div><div><strong>Monthly Service Fee</strong> <br>$0<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-02 14:04:08 UTC</pubDate>
         <guid>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288129409</guid>
      </item>
      <item>
         <title>Benefits for Teens</title>
         <author>john_vieira</author>
         <link>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288129990</link>
         <description><![CDATA[<ul><li>Manage your accounts with 24/7 online access.</li><li>Get account alerts via text message, email, or online.</li><li>Develop budgeting skills with free money management tools like <em>My Spending Report with Budget Watch</em>.</li><li>Check balances and account activity from your mobile phone with <em>Wells Fargo Mobile</em><sup>®</sup>.</li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-02 14:05:04 UTC</pubDate>
         <guid>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288129990</guid>
      </item>
      <item>
         <title>Benefits for Parents</title>
         <author>john_vieira</author>
         <link>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288131017</link>
         <description><![CDATA[<ul><li>Online access and account alerts let parents review their teen's account activity anytime.</li><li>Online transfers allow parents to easily move <strong>money from their </strong>account to their teen's account.</li><li>Optional Overdraft Protection from a Wells Fargo savings account can help protect against unexpected overdrafts and returned items.</li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-02 14:06:39 UTC</pubDate>
         <guid>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288131017</guid>
      </item>
      <item>
         <title>ATM Fees</title>
         <author>john_vieira</author>
         <link>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288133997</link>
         <description><![CDATA[<div>-Cash Withdrawal at Wells Fargo ATMs <strong>$0</strong><br>-Cash withdrawal at non-Wells Fargo ATMs in the U.S. <strong>$2.50 per withdrawal</strong> ( Note: Fees charged by non-Wells Fargo ATM owners/operators also apply)</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-02 14:10:43 UTC</pubDate>
         <guid>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288133997</guid>
      </item>
      <item>
         <title>Teen Checking Includes</title>
         <author>john_vieira</author>
         <link>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288139979</link>
         <description><![CDATA[<div><strong>Wells Fargo Mobile</strong> - Pay bills, send money, and check your balance on smartphone or tablet using the Wells Fargo Mobile app.<br><br><strong>24/7 fraud monitoring</strong> - quickly contact you if unusual account activity is found, based on your normal transaction patterns.<br><br><strong>Zero Liability Protection</strong> - Unauthorized debit purchases or ATM transactions will be reimbursed if you report them promptly.<br><br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-02 14:19:20 UTC</pubDate>
         <guid>https://padlet.com/john_vieira/qaynrbbgs8n5/wish/288139979</guid>
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