https://padlet.com/bobbijo388/q9xgwokn4o42 Credit/Debit Fraud en-us 2019-11-14 13:08:19 UTC 2025-12-31 19:06:22 UTC hello@padlet.com bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411159213 2019-11-14 13:28:29 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411159213 bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411510410 This video discusses the aspects of the fraud and where fraud occurs the most. He believes that a lot of the purchases made threw the foreign websites are one of the major ways people get your credit card information. He talks about using different cards instead of the credit card and just get a debit card instead and only put the money you want to spend onto the account and pay with that account instead. Then they cannot overcharge your account. Make sure you do not have overdraft protection as well. I decided to choose this video because he is very inspirational and seems to know a lot about the debit and credit fraud scams.]]> 2019-11-14 21:22:42 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411510410 bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411515967 This video discusses identity theft and how chip cards are an easy way for people to steal your identity and your information from your cards. How it is easy for someone to just slide the card down a different reader than the one you are planning on using. Also how their is apps on people phones all they have to do is touch your back pocket with your cards in it and it will drain your account and put it all into the fraudster account he has hooked up. 
I choose this video I know its not technically credit/ debit card fraud but it helps people learn the different devices that can be used for them to steal your information. ]]> 2019-11-14 21:35:54 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411515967 bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411523051 This video discusses the struggles one person went threw when her cards were used without her knowledge, she went to the bank and tried to get it fixed which they would not do because she had complete control of the cards at all times. The cards were basically cloned and used illegally. There is many people in the same situation as this lady and I believe the banks should be able to look deeper into it and press charges on the person that duplicated her card.
I chose this video because it opens your eyes to the whole situation not just that it happens but the real life version of sorry no I can't help you from the bank ]]> 2019-11-14 21:53:32 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411523051 bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411535684 This video is going into the life of a credit card scammer he shows how easy it is for him to be able to scam people, he hides his identity threw the video but you know that he is used to doing this on a regular basis. He talks about different ways he scams people and I believe this video would help people learn how not to be scammed from this guys list on how to scam people sometimes its more beneficial to get into the mind of the suspect then it is to be unaware of the threats that are around you.]]> 2019-11-14 22:31:11 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411535684 bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411537425 This website has several links to help you into learning the threats of debit/ credit theft, it shows you that you can pay some extra money on certain cards so then you can be protected. 
I believe this is a good website for that purpose. 
It is beneficial to know the in's and out's of the theft and find ways to try and stop it from happening in the first place.]]> 2019-11-14 22:36:07 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411537425 bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411538398 This is TransUnion It is one of the collect agencies that Canadians regularly deal with this and Equifax are the only credit reporting centers. Transunion has a feature that if there has been an update to your file they will automatically send you an email. There is several other companies that will do this you need to find the right one, some make you pay and some don't. ]]> 2019-11-14 22:39:18 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411538398 bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411539646 Canada has some protection when it comes to identity theft which coincides with debit and credit card fraud because someone is using your information without your permission. This is a hotline that you can remain anonymous to be able to report the illegal acts and justice can be served. I decided to choose this Website because it is very resourceful if you need any kind of help in that department.]]> 2019-11-14 22:43:30 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411539646 bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411541264 IDSHELD is a company that you pay a certain amount of money every month and they keep track of your spending if anything gets spent that they don't believe that you would do or any unapproved charges they will fix it and replace it in a timely manner. I believe that this would be a good website to add to my pallet because yes the frauds do happen but you should know ways to protect against it. ]]> 2019-11-14 22:49:45 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411541264 bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411543740 I believed that instead of just picking a picture I should pick one with words that would help everyone learn even more about theft and identity theft, this I believed was the best picture to show what is going on in our society right now.]]> 2019-11-14 22:57:33 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411543740 bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411546725 I believe that this is a good picture of someone scamming people all the different avenues he can go threw to be able to do different frauds weather it be with cheques , debit, credit cards or even you identification. ]]> 2019-11-14 23:08:28 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411546725 bobbijo388 https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411547581 1. What did you learn about your topic that surprised you the most?
I learned that there is a lot more people involved in these types of theft than I had previously thought. 

2. Provide a real life example of how this topic is relevant or interesting for you?
When I was younger I used to leave my wallet anywhere an x boyfriend wrote down all my identification numbers and racked up over 100 000 in debt before I realized then it was to late to do anything I eventually had to claim bankruptcy and move on, now I have a program that keeps track of my spending and if anything irregular pops up they notify me right away.

3. If you could pass on your knowledge to a family member or friend, what do you think is the more important thing to pass on?
I would pass on this whole wall because it is full of useful information including what you can do to protect yourself against the theft in the first place]]> 2019-11-14 23:11:47 UTC https://padlet.com/bobbijo388/q9xgwokn4o42/wish/411547581