<?xml version="1.0"?>
<rss version="2.0">
   <channel>
      <title>Process Essay by LOW ZI JIAN Unknown</title>
      <link>https://padlet.com/1171103355/pxntw1blcvoi</link>
      <description>Budgeting </description>
      <language>en-us</language>
      <pubDate>2018-08-23 13:34:19 UTC</pubDate>
      <lastBuildDate>2018-09-01 11:13:28 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Outline</title>
         <author>1171103355</author>
         <link>https://padlet.com/1171103355/pxntw1blcvoi/wish/274850493</link>
         <description><![CDATA[<div><strong>Introduction</strong><br>Thesis statement : The ways to plan a budget are keep a log on your spending, compare your spending with income and set yourself a daily allowance.<br><strong>Body paragraph<br></strong>Controlling idea 1: keep a log on your spending<br>Topic sentence : The first step to plan a daily or monthly budget is to keep a log on your spending.<br>Supporting point :<br>-&nbsp; the easiest ways to keep track of your spending is to hang onto your receipts each day&nbsp; <br>- log the receipts on a spreadsheet each night under categories<br>- get a clear picture of your spending habits.<br><br>Controlling idea 2:<br>- Topic Sentence: After you have a grand spending total, you should compare it with your income.<br>Supporting point:<br>-&nbsp; should allow you to contribute some of your income to savings each month<br>- make sure&nbsp; you have enough left over<br>- adjusted your budget by cutting back where possible <br><br><br>Controlling idea 3: set yourself a daily allowance&nbsp; <br>- The final step after you keep track on your spending and compare your spending with income, you can set yourself a daily allowance.<br>Supporting point:<br>- establish a daily allowance to avoid wasting money on unnecessary. <br>- daily allowance will help you become a more disciplined spender.<br>- sticking to a daily budget will help you achieve the goals of your monthly budget.<br><br><strong>Conclusion<br></strong>- maintaining budgeting enables you to more effectively track and visualize your finance <br>- follow the simple steps which are keep a log on your spending, compare your spending with income as well as set yourself a daily allowance and you will reach your financial goal.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-08-23 13:35:48 UTC</pubDate>
         <guid>https://padlet.com/1171103355/pxntw1blcvoi/wish/274850493</guid>
      </item>
      <item>
         <title>Title</title>
         <author>1171103109</author>
         <link>https://padlet.com/1171103355/pxntw1blcvoi/wish/274925624</link>
         <description><![CDATA[<div>Budgeting is an important skill that allows us to spend our money prudently. What are the ways to plan a daily or monthly budget?</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-08-23 16:41:21 UTC</pubDate>
         <guid>https://padlet.com/1171103355/pxntw1blcvoi/wish/274925624</guid>
      </item>
      <item>
         <title>Sample Essay</title>
         <author>1171103355</author>
         <link>https://padlet.com/1171103355/pxntw1blcvoi/wish/277067642</link>
         <description><![CDATA[<div>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Budgeting is an important skill that allows us to spend our money prudently. Budget is the estimate of your income and expenditure for a set period of time.The ways to plan a budget are keep a log on your spending, compare your spending with income and set yourself a daily allowance.<br>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; The first step to plan a daily or monthly budget is to keep a log on your spending. The easiest ways to keep track of your spending is to hang onto your receipts each day. You should log the receipts on a spreadsheet each night under categories such as bills, food, transportation and entertainment. You will get a clear picture of your spending habits after you track them down. This can help you to differentiate what are the needs and wants you spending on.<br>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;After you have a log in where you spend and a grand total of your spending, you should compare it with your income. It should allow you to contribute some of your income to savings each month. You should make sure you have enough left over so that you will not panicked as your pay period comes or any emergency.<br>You can adjusted your budget by cutting back where possible, such as spending for entertainment.<br>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; The final step after you keep track on your spending and compare your spending with income, you can set yourself a daily allowance. You should establish a daily allowance to avoid wasting money on unnecessary. A daily allowance will help you become a more disciplined spender. By sticking to a daily budget will help you achieve the goals of your monthly budget.<br>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Maintaining budgeting enables you to more effectively track and visualize your finance. You can follow the simple steps which are keep a log on your spending, compare your spending with income as well as set yourself a daily allowance and you will reach your financial goal.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-09-01 09:49:06 UTC</pubDate>
         <guid>https://padlet.com/1171103355/pxntw1blcvoi/wish/277067642</guid>
      </item>
   </channel>
</rss>
